*You will not earn True Rewards dollars or Everyday Rewards points on cash advances or transactions treated by ASB as quasi cash advances.
ASB's lending criteria, terms, fees, and Credit Card Conditions of Use apply.
ASB Rewards Programme Terms and conditions apply. Please refer to the ASB Visa Platinum Travel Insurance Policy for full details. If you are 76 years of age or over, you are not eligible for cover under the base policy, but may be able to purchase Mature Age Cover to receive travel insurance benefits. Other exclusions or limitations apply.
For balances transferred to ASB, the standard purchase interest rate for your card will apply to purchases and, after the 6 month period, to any remaining balance transfer amount. Interest rate on cash advances currently 22.95% p.a. applies excluding ASB Visa Flex cash advance interest rate currently 9.95% p.a. applies.
Cash advance and service fees may apply. Offer can be withdrawn at any time.
The standard purchase interest rate applies to Smart Rate purchases after the specified promotional period. Smart Rate purchase offers apply to purchases of goods and services only and are subject to change. All rates are subject to change.
Everyday Rewards programme terms and conditions apply.
†Get up to $300 in Everyday Rewards vouchers Terms and Conditions:
Open a new ASB Visa Rewards, ASB Visa Platinum Rewards, or ASB Visa Business Rewards credit card account (“Eligible credit card accounts”) between 14 September and 1 November 2026. Get 20,000 bonus Everyday Rewards points when you open a new ASB Visa Rewards credit card account, or 40,000 bonus Everyday Rewards points when you open a new ASB Visa Platinum Rewards or ASB Visa Business Rewards credit card account, and switch to Everyday Rewards by 20 November 2026.
Offer is not available for customers who hold or have held the relevant eligible credit card account in the past 12 months, transfer from an existing ASB credit card, or in combination with any other offers.
Offer is limited to one award of bonus points per qualifying eligible credit card account, and the bonus Everyday Rewards points will be allocated to the linked Everyday Rewards account of the cardholder by 4 December 2026.
The eligible credit card account and Everyday Rewards account must be open and linked at the time of issuing the bonus Everyday Rewards points. Bonus Everyday Rewards points will be converted to your reward choice as set in your Everyday Rewards account.
Where multiple ASB Visa rewards credit card accounts meet the eligibility criteria for this offer, you will receive the higher value available.
Visa Click to Pay
The Click to Pay icon is a trademark owned by EMVCo, LLC.
Click to Pay is a service provided by Visa Worldwide Pte. Ltd (Visa) for ASB customers. The use of this service will result in a direct relationship with yourself and Visa. By providing your contact details, you consent to Visa contacting you directly. All personal information collected by Visa is for the purpose of using this service and will be held by Visa, PO Box 106 246, Auckland City, 1143. You have the right to access, correct and/or delete the information.
ASB Visa Flex and ASB Visa Light $100 Offer Terms and Conditions
Open a new ASB Visa Flex or ASB Visa Light credit card account between 2 November and 13 December 2026 and get $100 cashback.
To be eligible, you must open a new ASB Visa Flex or ASB Visa Light credit card account between 2 November and 13 December 2026 and make five purchase transactions of any value within the first 30 days of opening the account.
Eligible purchases do not include interests and fees, reversals and refunds, cash advances or transactions that ASB treats as quasi-cash advances, including gambling transactions, topping up funds on rechargeable gift cards or prepaid cards, purchasing cryptocurrency and securities, or purchasing foreign currency. Find out more information, visit the ASB Cash Advances page.
Offer is not available to customers who currently hold, or have held, the respective ASB credit card account within the past 12 months, customers transferring from an existing ASB credit card, or in conjunction with any other offer.
Offer is limited to one $100 cashback award per eligible and qualifying credit card customer and/or per account (as applicable). Cashback will be credited to your ASB Visa Flex or ASB Visa Light credit card account by 24 Feb 2027. Your ASB Visa Flex or ASB Visa Light credit card account must remain open at the time the cashback is credited.
ASB Bank Limited's lending criteria and terms apply.
