creditcards
20161107

You must agree to a credit check in order to apply for a credit card.

Credit card application

 

Current ASB customers, please log in to FastNet Classic online banking to apply for your new card.

Not registered? Call 0800 FASTNET or visit an ASB branch.

 

This application will take 6-10 minutes to complete. Please have the following information handy before you start the process:

  • Contact details
  • Driver license or passport details
  • Financial details

If you are new to ASB or don’t use FastNet Classic, please choose:

 

To apply you, and any joint applicant, must meet all of the following criteria:

  1. Be at least 18 years of age
  2. Be a New Zealand resident
  3. Prove you have a regular income
 
credit check
credit check
 

Once you submit your application we’ll contact you within two business days to let you know if you have been approved or to confirm any missing information.

 

Need a hand?

  • If you would like help with your credit card sign up please call 0800 376 684
  • If you are not living in New Zealand, but are planning to, find more details here

Please select a type of credit card to apply for.

Choose your credit card

 

An ASB Visa credit card gives you ongoing access to credit up to an agreed limit.  You can put day to day purchases on your personal credit card and receive up to 55 days interest free on those purchases if you pay the full balance on your card every month.  Credit cards provide you with the flexibility to choose features such as low interest rates, low fees, rewards or privileges.

If you're looking for credit for a one-off purchase, for a large amount of credit, or for credit for a set term, a credit card may not be the right product for you.  Please have a look at our other products on asb.co.nz or call us on 0800 803 804.

Choose a credit card from the list below.

 
  A convenient every-day card
A convenient every-day card with added rewards if you want
  • Buy now, pay later with up to 55 days interest free on purchases
  • Access cash worldwide at ATMs displaying the Visa PLUS logo
  • Option to earn rewards with ASB True Rewards.
  • Pay a Competitive $12.00 six monthly account fee or $9.00 joint account fee per person
  • Visa Entertainment can give you access to pre-sales, exclusive offers and competitions
  • Purchase interest rate -.--% p.a.
  • Cash advance interest rate -.--% p.a.

  Enjoy access to higher credit limits
Enjoy access to higher credit limits
  • Complimentary 40 day Gold Card travel insurance.
  • Buy now, pay later with up to 55 days interest free on purchases.
  • Option to earn rewards with ASB True Rewards.
  • Visa Entertainment can give you access to concert pre-sales, exclusive offers and competitions.
  • Visa payWave is a new contactless technology. It's a faster, simple way to pay for your purchases.
  • $40.00 six monthly account fee or $27.50 joint account fee per person
  • Purchase interest rate -.--% p.a.
  • Cash advance interest rate -.--% p.a.

  Extra purchasing power with unique privileges
Extra purchasing power with unique privileges
  • Special offer: Pay no account fee for 12 months, thereafter an ongoing six monthly account fee of $40 will apply to your new ASB Visa Platinum credit card, only for card accounts opened between 1 October and 31 January 2017.
  • Plus: Choose to enrol now in True Rewards and pay no True Rewards fee for 12 months, so you can earn rewards at our highest rate with ASB True Rewards. Thereafter the standard six monthly fee of $10 applies.
  • Complimentary 120 day Platinum card travel insurance.
  • 24-hour concierge service.
  • Visa payWave is a new contactless technology. It's a faster, simple way to pay for your purchases
  • Visa Entertainment can give you access to pre-sales, exclusive offers and competitions
  • $40.00 six monthly account fee or $27.50 joint account fee per person. Note: Six monthly account fee usually $65 or $37.50 per person for a joint account.
  • Purchase interest rate -.--% p.a.
  • Cash advance interest rate -.--% p.a.

  Enjoy extra financial flexibility
Enjoy extra financial flexibility
  • No account fee
  • Smart Rate purchase feature
  • Visa payWave contactless technology. It's a faster, simple way to pay for your purchases
  • Purchase interest rate -.--% p.a.
  • Cash advance interest rate -.--% p.a.

Other key features of your credit card:

  • Interest rates are subject to change by us at any time.
  • Please refer to the Credit Card fees for applicable fees. Fees subject to change.
  • You must make a minimum payment by the due date every month as shown on your monthly statement. A late payment fee of $15.00 will apply if you do not make the minimum payment due.
  • If you exceed your credit limit we can charge an over limit fee of $20.00.
  • If we hold an all obligations mortgage in respect of your property, this provides us security for all indebtedness you incur with your Card.
  • You may cancel your Card at any time by notifying us in person, in writing or by phone.
  • Your application is subject to our credit card lending criteria. Credit Card Conditions of Use and True Rewards Card Conditions of Use apply and are available at asb.co.nz
 
Please select the credit limit you'd like to apply for:
You can adjust this limit later if you like.
 

Sorry, some information is missing. Please check and update anything you've missed.

Your details

 

Personal details

Please select a title

Title:
 

Please enter your first name as shown on your NZ driver licence

First name(s):
 

Please enter your last name as shown on your NZ driver licence

Last name:
 

Please enter a valid date of birth. You must be over 18 to proceed.

Date of birth
Name to appear on credit card:

Please enter the name which will be shown on your credit card

 

Contact information

Enter your email address:

Please enter a valid email address

 

Please select a prefix and enter a valid phone number

Your mobile number
-
 

Please select a prefix and enter a valid phone number

Home phone numberoptional
-
 

Please select a prefix and enter a valid phone number

Work phone numberoptional
-
 
 

New Zealand home address

Search for your address

Please enter a valid New Zealand residential address

Address line 1

Please enter a valid New Zealand residential address

Address line 2

Please enter a valid New Zealand residential address

Suburb

Please enter a valid suburb

City/town

Please enter a valid city/town

Postcode

Please enter a valid postcode

 

New Zealand mailing Address

Address line 1

Please enter a valid New Zealand mailing address

Address line 2

Please enter a valid New Zealand mailing address

Suburb

Please enter a valid suburb

City/town

Please enter a valid city/town

Postcode

Please enter a valid postcode

Current living arrangement

Please select the type of accommodation

 

Please enter duration at current address

 

New Zealand driver licence

Please enter a valid NZ driver licence number

Please enter a valid NZ driver license version number

Your driver licence must be current or expired less than two years ago.

Expiry date (4b)

Telephone code word

Please enter a valid telephone code word

A telephone code word is used to verify your identity when phoning ASB. It must be at least 8 characters, with at least 6 letters and 2 numbers.

Sorry, some information is missing. Please check and update anything you've missed.

Your employment and financial details

 
Employment status

Please select your employment status.

 
Length of time in current employment:

Please select the duration of time in your current employment.

 
What is your salary / wages before tax? What is your income before tax? What is your superannuation?

Please enter your income amount and frequency.

 

Other sources of income

 

Please enter an amount for interest and dividends.

* $ each
 

Please enter an amount for Self-employed / Business income.

* $ each
 

Please enter an amount for Other regular income.

* $ each
 

What financial commitments do you have?

Please enter combined commitments for your joint application.
 

Please select a number of dependents.

 
 

What is the total value of your assets?

Please enter combined assets for your joint application.
 

Please enter an amount for the value of your home.

Value * $
 

Please enter an amount for the value of other properties.

Value * $
 

Please enter an amount for the value of your deposits/investments with ASB.

Value * $
 

Please enter an amount for the value of your other deposits/investments.

Value * $
 

Please enter an amount for the value of your life assurance/superannuation.

Value * $
 

Please enter an amount for the value of your vehicles.

Value * $
 

Please enter an amount for the value of your furniture.

Value * $
 

Please enter an amount for the value of your other assests.

Value * $
 

Sorry, some information is missing. Please check and update anything you've missed.

Joint applicant details

 

Joint applicant's personal details

Please select a title

Title:
 

Please enter your first name as shown on your NZ driver licence

First name(s):
 

Please enter your last name as shown on your NZ driver licence

Last name:
 

Please enter a valid date of birth. You must be over 18 to proceed.

Date of birth
 
Name to appear on credit card:

Please enter the name which will shown on your credit card

Joint applicant's contact information

Email address

Please enter a valid email address

 
Phone number

Please provide a valid Mobile number (including prefix).

 
New Zealand home address:
 
Length of time at current address:

Please enter Duration at Current Address

 

Joint applicant's employment

Employment status

Please select your employment status.

 
Length of time in current employment:

Please enter the length of time in current employment.

 
Joint applicant's salary / wages before tax? Joint applicant's income before tax? Joint applicant's superannuation?

Please enter your salary/wages and income frequency.

 

Other sources of income

 

Please enter an amount for interest and dividends.

Pay * $ each
 

Please enter an amount for Self-employed / Business income.

Pay * $ each
 

Please enter an amount for Other regular income.

Pay * $ each
 

($10 every six months, charged for your credit card and any joint or additional credit card on your account that has access to a True Rewards account).

Review & Submit

 

Please review your details below, and confirm that they are correct. If you need to make any changes please go back and make them before submitting your application.

Card Type
 
Name on card
 
Credit limit requested
 
Account fee
 
Your name
 
Mailing address
 
You have opted in to:



 

Joint applicant

Joint applicant's name
 
Name on card

Joint applicant has opted in to:


 

Please tick the boxes below, to confirm your details and accept the terms and conditions:

IWe confirm that all of the details provided are correct:

Primary applicant

Joint applicant

IWe accept the following terms and conditions:

First Name:
Card type:
Monthly fee:
Your Name:
Name to Appear on the card:
Overdraft limit:
Mailing address:
You have opted into receive:
 


 
Joint Applicants name:
Joint Applicants name to appear on the card:
Joint Applicants Mailing Address:
Joint Applicant has opted into receive:
 


 
We confirm that all the above details are correct: