ASB Credit Cards

You’re in charge with an ASB Visa Credit Card. Low rate, low fee or rewards, the choice is yours.

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$0 account fee for a new ASB Visa Platinum credit card for 12 months

  • Pay no account fee for 12 months
  • Followed by a great ongoing account fee of only $80 p.a.
  • Plus no True Rewards fee for 12 months

Apply online

Offer available for accounts opened between 1 October 2016 and 31 January 2017. After each of the 12 month initial periods referred above, the relevant fees will be charged six-monthly. The True Rewards fee will be $10 every six months. ASB’s lending criteria, terms and fees apply.

Get more using your ASB Visa credit card

ASB Virtual. The easy way to use payWave with an Android phone.

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Options at a glance

Our low rate card option

ASB Visa Low Rate has our lowest interest rate on purchases– giving you flexibility to repay over time.

A low fee credit card

Our ASB Visa offers our lowest account fee – giving you access to a credit card when you need it.

Our Rewards cards

Our range of ASB Visa Rewards credit cards include such benefits as True Rewards, access to travel insurance and exclusive privileges – great options to earn rewards for your everyday spend.

Business credit cards

Choose from our two business credit cards  – both offering the convenience of managing your cash flow and expenses, each with unique business benefits such as True Rewards or our Card Manager tool.

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Get more with ASB

Control your Visa with ASB Card Control

With ASB Card Control you call the shots from your mobile phone. Put a temporary lock on your card, set a spending limit, turn on/off ATM cash withdrawals and much more.  The great thing is, everything happens instantly.

Clever ways to pay for your purchases

Swipe or wave your card over the terminal in-store, or use it to shop online. Innovations like ASB PayTag and Virtual also transform your mobile phone into a credit card, giving you more ways to pay on the go.

Earn ASB True Rewards on purchases

Choose a Visa card with Rewards and you’ll earn True Rewards Dollars for every purchase you make; whether it’s a coffee, your weekly groceries or a TV. Then you can spend them like cash in store at any of our partner stores or our online store.
One True Rewards Dollar equals one New Zealand dollar so it’s easy to work out how much you have. And even better, True Rewards Dollars never expire.

Get started today

01. Discover

Take a look at the different types of credit cards we offer and their different benefits, some have low fees, others come with True Rewards.

02. Select

Choose the credit card that suits your lifestyle and spending habits.

03. Apply

Apply online for your chosen card. If you are already an ASB customer, apply in FastNet Classic.

04. Activate

Once you’re approved and receive your card, activate it in FastNet Classic or the ASB Mobile app and you’re ready to go!

Interest rates and fees

Apply for an ASB Credit Card

Apply online

Ready for the next step? Get started today.

Apply online

Visit a branch

Visit us at one of our many branches across New Zealand.

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Guides to get you there

Get 0% p.a. fixed interest for 6 months on your transferred balance

Why pay higher interest elsewhere?

If you have another bank's credit card or selected store card, with an outstanding balance you could transfer this to an ASB credit card for 0% p.a. fixed interest for 6 months. That's like putting your other card's balance into a deep freeze for 6 months.

A happier balance

When making repayments ASB applies your payment to the expenses that might otherwise have attracted interest first; cash advances and purchases before balance transfers.

Any extra payments on top of your interest and transactions will help to melt away that balance transfer, so when the fixed 0% p.a. special offer ends in 6 months you could have less or no balance remaining. Any remaining balance will attract the standard purchase interest rate.

By allocating payments this way, you’ll get the full benefit of the 0% p.a. fixed interest rate on the balance transferred for 6 months. It also allows you to continue using your ASB credit card for your everyday needs (note the standard purchase interest rate and cash advance rate will apply).

Balance transfer offer available until 31 January 2017.

Apply online 0800 255 382

Lending criteria, fees and credit card balance transfer terms apply.

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ASB's lending criteria, terms, fees, and Credit Card Conditions of Use apply.

ASBCredit Cards