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ASB Credit Cards

You're in charge with an ASB Visa credit card. Low rate or rewards, the choice is yours.

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Introducing ASB Visa Light

Get three great benefits in one card:

  • No account fee. Ever.
  • Our lowest ongoing purchase interest rate.
  • Our new Smart Rate purchase feature.

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ASB Virtual

The easy way to use payWave with an Android phone.

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Prestigious Platinum. Irresistible price.

Get a great ASB Visa Platinum with an annual account fee of only $80 and earn True Rewards Dollars on every purchase at our highest rate for an annual True Rewards fee of $20.

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Offer available for accounts opened between 1 February to 14 May 2017. ASB's lending criteria, terms and fees apply. Fees may change.

Options at a glance

Our Rewards cards

Our range of ASB Visa Rewards credit cards include such benefits as True Rewards, access to travel insurance and exclusive privileges – great options to earn rewards for your everyday spend.

Business credit cards

Choose from our two business credit cards  – both offering the convenience of managing your cash flow and expenses, each with unique business benefits such as True Rewards or our Card Manager tool.

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Get more with ASB

Control your Visa with ASB Card Control

With ASB Card Control you call the shots from your mobile phone. Put a temporary lock on your card, set a spending limit, turn on/off ATM cash withdrawals and much more.  The great thing is, everything happens instantly.

Clever ways to pay for your purchases

Swipe or wave your card over the terminal in-store, or use it to shop online. Innovations like ASB PayTag and Virtual also transform your mobile phone into a credit card, giving you more ways to pay on the go.

Earn ASB True Rewards on purchases

Choose a Visa card with Rewards and you’ll earn True Rewards Dollars for every purchase you make; whether it’s a coffee, your weekly groceries or a TV. Then you can spend them like cash in store at any of our partner stores or our online store.
One True Rewards Dollar equals one New Zealand dollar so it’s easy to work out how much you have. And even better, True Rewards Dollars never expire.

Get started today

01. Discover

Take a look at the different types of credit cards we offer and their different benefits, some have low fees, others come with True Rewards.

02. Select

Choose the credit card that suits your lifestyle and spending habits.

03. Apply

Apply online for your chosen card. If you are already an ASB customer, apply in FastNet Classic.

04. Activate

Once you’re approved and receive your card, activate it in FastNet Classic or the ASB Mobile app and you’re ready to go!

Interest rates and fees

Apply for an ASB Credit Card

Apply online

Ready for the next step? Get started today.

Apply online

Visit a branch

Visit us at one of our many branches across New Zealand.

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Get 0% p.a. fixed interest for 6 months on your transferred balance

Why pay higher interest elsewhere?

If you have another bank’s credit card or selected store card with an outstanding balance, you could transfer this to an ASB credit card for 0% p.a. fixed interest for 6 months.

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Offer can be withdrawn at any time. After the six months, the standard purchase interest rate for your card type will apply to any remaining balance transfer amount. Lending criteria, fees and terms apply. Find standard rates here.

Guides to get you there

We’re here to help you

ASB's lending criteria, terms, fees, and Credit Card Conditions of Use apply.

ASBCredit Cards