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ASB Credit Cards

You’re in charge with an ASB Visa Credit Card. Low rate, low fee or rewards, the choice is yours.

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Get more using your ASB Visa credit card

It's a win-win with no annual account fee for the life of your new ASB Visa Low Rate credit card opened before 31 May 2016.

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Offer is from ASB Visa Low Rate credit card accounts opened between 6 April 2016 and 31 May 2016. ASB's lending criteria, terms and fees apply. Account or card fees will apply to any card added to the card account after 31 May 2016.

Freeze your other bank’s credit card balance.

Get 0% p.a. fixed interest for 12 months on balances transferred to an ASB credit card.

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Offer available until 30 June 2016. The standard purchase interest rate will apply to any balance remaining after the 12 month period. ASB's lending criteria, terms and fees apply.

Use your True Rewards enrolled credit card at Mobil between 23 March and 31 May 2016 and go in the draw to win one-of-10 prizes of TR$1,000.

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Our low rate card option

ASB Visa Low Rate has our lowest interest rate on purchases– giving you flexibility to repay over time.

A low fee credit card

Our ASB Visa offers our lowest account fee – giving you access to a credit card when you need it.

Our Rewards cards

Our range of ASB Visa Rewards credit cards include such benefits as True Rewards, access to travel insurance and exclusive privileges – great options to earn rewards for your everyday spend.

Business credit cards

Choose from our two business credit cards  – both offering the convenience of managing your cash flow and expenses, each with unique business benefits such as True Rewards or our Card Manager tool.

Get more with ASB

Control your Visa with ASB Card Control

With ASB Card Control you call the shots from your mobile phone. Put a temporary lock on your card, set a spending limit, turn on/off ATM cash withdrawals and much more.  The great thing is, everything happens instantly.

Clever ways to pay for your purchases

Swipe or wave your card over the terminal in-store, or use it to shop online. Innovations like ASB PayTag and Semble also transform your mobile phone into a credit card, giving you more ways to pay on the go.

Earn ASB True Rewards on purchases

Choose a Visa card with Rewards and you’ll earn True Rewards Dollars for every purchase you make; whether it’s a coffee, your weekly groceries or a TV. Then you can spend them like cash in store at any of our partner stores or our online store.
One True Rewards Dollar equals one New Zealand dollar so it’s easy to work out how much you have. And even better, True Rewards Dollars never expire.

Get started today

01. Discover

Take a look at the different types of credit cards we offer and their different benefits, some have low fees, others come with True Rewards.

02. Select

Choose the credit card that suits your lifestyle and spending habits.

03. Apply

Apply online for your chosen card. If you are already an ASB customer, apply in FastNet Classic.

04. Activate

Once you’re approved and receive your card, activate it in FastNet Classic or the ASB Mobile app and you’re ready to go!

Interest rates and fees

Apply for an ASB Credit Card

Apply online

Ready for the next step? Get started today.

Apply online

Visit a branch

Visit us at one of our many branches across New Zealand

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Guides to get you there

Get 0% p.a. fixed interest for 12 months on your transferred balance

Why pay higher interest elsewhere?

If you have another bank's credit card or selected store card, with an outstanding balance you could transfer this to an ASB credit card for 0% p.a. fixed interest for 12 months. That's like putting your other card's balance into a deep freeze for a whole year.

A happier balance

When making repayments ASB applies your payment to the expenses that might otherwise have attracted interest first; cash advances and purchases before balance transfers.

Any extra payments on top of your interest and transactions will help to melt away that balance transfer, so when the fixed 0% p.a. special offer ends in 12 months you could have less or no balance remaining. Any remaining balance will attract the standard purchase interest rate.

By allocating payments this way, you’ll get the full benefit of the 0% p.a. fixed interest rate on the balance transferred for 12 months. It also allows you to continue using your ASB credit card for your everyday needs (note the standard purchase interest rate and cash advance rate will apply).

Print and return your application form before 30 June 2016 to arrange a balance transfer. You can also call us on the number below if you have any questions.

Download form 0800 255 382

Lending criteria, fees and credit card balance transfer terms apply.

We’re here to help you 24/7

ASB's lending criteria, terms, fees, and Credit Card Conditions of Use apply.

ASBCredit Cards