A business banking package with an everyday account and optional add on tools designed to help save small businesses money and make business banking easy. For businesses with less than $2m p.a. in turnover.
Business banking
Has your business been financially impacted by COVID-19? We have support options to help you get through.
We're giving back some of your merchant service fees
Effective 1 December 2020, eligible small business and commercial customers will receive a 20% rebate on their ASB merchant service fees. The rebate will be backdated to the statement period beginning 1 December 2020. If you are eligible, we will be in touch with you directly to provide further details. The rebate will be in place until merchant service fee regulations come into effect.
Klarna.
With Klarna, consumers can shop anywhere, in-store and online, and pay later in four easy payments. Boost your business today. Give your customers the freedom to shop everywhere and pay later.
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Dial down the noise. Dial up the insights.
Vonto connects to your apps for free, to show your most important business information, every day.
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ASB Business Hub
Need help jumpstarting your business? With content about digitising your business and managing your cashflow, through to managing the impact of COVID-19 on business and how to optimise and create efficiencies, the ASB Business Hub is here to help you.
The hub also includes a range of customer stories, digitisation guides and discounted offers from our partners, such as Xero and MYOB.
Check it out
Get paid on the spot. So you can get back to business.
Now you can stop chasing payments on every job. With ASB Accept mPOS Lite, you can get paid on the spot.
Receipts can be emailed, meaning less paperwork. And it can log cash payments too. That’s job done.
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ASB's terms apply.
Support for every stage of your business
Starting, running or growing your business? Wherever you're at on your business journey, we're here to support you with our guides and tools.
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Great reasons to choose us
- A choice of transaction and savings accounts to suit your business
- Manage your accounts and cards 24/7 online and use your mobile to manage key tasks while you’re on the move
- Specialists with experience in a wide range of industries
- Relationship Managers who understand your cash flow needs
- Tools to help manage your business credit cards
- Online accounting integration for efficient reconciliation
How can we help your business?
Expense management
Manage payments to your suppliers and control staff expenses, while preserving your business cash flow.
Cash management
Make your finances more efficient with the right accounts and business tools.
Banking for self-employed
Make banking a smaller part of your day with our smart products for smaller businesses.
Accepting payments
Accept card payments in store or on the go, the choice is yours. And with 7 Day Settlement the money will hit your account the same day.
Options at a glance
Savings On Call
A savings account where your money is on call and earns a higher interest rate when you have higher amounts saved.
Business credit cards
Our Visa Business credit card is a great way to manage everyday business cash flow with multiple cards and individual limits for employees. Our Visa Business Rewards credit card allows you to earn True Rewards dollars on all your purchases.
Rural Account
An everyday transaction account for farmers and other rural businesses, designed to help with efficient cash management.
Get more with ASB
Manage your finances when it suits you
Depending on the size of your business and your banking requirements, you have the choice of ASB FastNet Classic or ASB FastNet Business for your internet banking. Both options are supported by mobile apps. ASB Mobile for FastNet Classic and ASB Mobile Business for FastNet Business, so you can remain in control of your finances even when you’re out of the office.
Save time by automating your finances
By integrating your online accounting software such as MYOB or Xero, you can see your financial position every morning, reduce double-handling of bills and free up capacity so your accountant can start to proactively add value to your business.
Control your cards in real-time
With ASB Visa Business and the optional Card Manager module in ASB FastNet Business, you can directly control all your organisation's credit cards. You can instantly change a card limit, cancel a card or order a replacement one. Manage your card account yourself, in just a few minutes.
Bank your sales 365 days a year
Receive your electronic sales every day, seven days a week, including public holidays. Having money in your account at the end of the day 365 days a year can make a big difference when it comes to making payroll or paying suppliers.
Business partnerships
ASB has partnered with like-minded business organisations so we can offer you a broader service with greater access to expertise.
Xero
ASB has an ongoing commitment to business owners and financial advisors to be the bank that works best with Xero’s innovative accounting software.
Institute of Directors
The IoD promotes strong governance and leadership for New Zealand businesses. ASB shares and supports these ambitions, as the IoD's National Partner.
Business Mentors New Zealand
ASB is proud to work with Business Mentors New Zealand, an organisation dedicated to supporting the success and growth of small businesses through the knowledge and experience of volunteer mentors.
Next steps
Find an expert
Our business and rural managers can help you choose the right solutions for your business.
Enquire online
Tell us about your business and how we can help, and one of our team will get back to you.
Guides to get you there
We’re here to help you
Frequently asked questions
Manage your account
ASB's terms and lending criteria apply.
