Business banking

Whatever reason you're in business, we'll help you get one step ahead.

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With Klarna, consumers can shop anywhere, in-store and online, and pay later in four easy payments. Boost your business today. Give your customers the freedom to shop everywhere and pay later.

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ASB Business Hub

Need help jumpstarting your business? With content about digitising your business and managing your cashflow, through to managing the impact of COVID-19 on business and how to optimise and create efficiencies, the ASB Business Hub is here to help you.

The hub also includes a range of customer stories, digitisation guides and discounted offers from our partners, such as Xero and MYOB. 

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Everyday payments between NZ banks

From April 2023, New Zealand banks will be able to process interbank domestic payments every day of the year, including weekends and public holidays. As an ASB customer you can already make same-day payments between ASB accounts, but other bank payments only process on business days. These changes to 'everyday processing' will mean you can send and receive electronic payments between NZ banks any day of the year.

Find out more on Payments New Zealand's website.

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We're giving back some of your merchant service fees

Effective 1 December 2020, eligible small business and commercial customers will receive a 20% rebate on their ASB merchant service fees. The rebate will be backdated to the statement period beginning 1 December 2020. If you are eligible, we will be in touch with you directly to provide further details. The rebate will be in place until merchant service fee regulations come into effect.

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Great reasons to choose us

  • A choice of transaction and savings accounts to suit your business
  • Manage your accounts and cards 24/7 online and use your mobile to manage key tasks while you’re on the move
  • Specialists with experience in a wide range of industries
  • Relationship Managers who understand your cash flow needs
  • Tools to help manage your business credit cards
  • Online accounting integration for efficient reconciliation

How can we help your business?

Expense management

Manage payments to your suppliers and control staff expenses, while preserving your business cash flow.

Cash management

Make your finances more efficient with the right accounts and business tools.

Accepting payments

Accept card payments in store or on the go, the choice is yours. And with 7 Day Settlement the money will hit your account the same day.

Options at a glance

Business Focus

A business banking package with an everyday account and optional add on tools designed to help save small businesses money and make business banking easy. For businesses with  less than $2m p.a. in turnover.

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Savings On Call

A savings account where your money is on call and earns a higher interest rate when you have higher amounts saved.

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Business credit cards

Our Visa Business credit card is a great way to manage everyday business cash flow with multiple cards and individual limits for employees. Our Visa Business Rewards credit card allows you to earn True Rewards dollars on all your purchases.

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Rural Account

An everyday transaction account for farmers and other rural businesses, designed to help with efficient cash management.

Find out more

Get more with ASB

Manage your finances when it suits you

Depending on the size of your business and your banking requirements, you have the choice of ASB FastNet Classic or ASB FastNet Business for your internet banking. Both options are supported by mobile apps. ASB Mobile for FastNet Classic and ASB Mobile Business for FastNet Business, so you can remain in control of your finances even when you’re out of the office.

Save time by automating your finances

By integrating your online accounting software such as MYOB or Xero, you can see your financial position every morning, reduce double-handling of bills and free up capacity so your accountant can start to proactively add value to your business.

Control your cards in real-time

With ASB Visa Business and the optional Card Manager module in ASB FastNet Business, you can directly control all your organisation's credit cards.  You can instantly change a card limit, cancel a card or order a replacement one.  Manage your card account yourself, in just a few minutes.

Bank your sales 365 days a year

Receive your electronic sales every day, seven days a week, including public holidays. Having money in your account at the end of the day 365 days a year can make a big difference when it comes to making payroll or paying suppliers.

With ASB Card Manager Professional - you're in control

Manage your company Credit Cards like a pro. ASB Card Manager Professional is an online card management tool designed to make things simpler. There's a range of features that you can instantly activate or deactivate. Issue cards, change card limits temporarily or permanently and customise alerts to give you detailed insights into your team's spending. 

Business partnerships

ASB has partnered with like-minded business organisations so we can offer you a broader service with greater access to expertise.


ASB has an ongoing commitment to business owners and financial advisors to be the bank that works best with Xero’s innovative accounting software.

Institute of Directors

The IoD promotes strong governance and leadership for New Zealand businesses. ASB shares and supports these ambitions, as the IoD's National Partner.

Business Mentors New Zealand

ASB is proud to work with Business Mentors New Zealand, an organisation dedicated to supporting the success and growth of small businesses through the knowledge and experience of volunteer mentors.

See all business partnerships

Next steps

Find an expert

Our business and rural managers can help you choose the right solutions for your business.

Find an expert

Enquire online

Tell us about your business and how we can help, and one of our team will get back to you.

Enquire Now

Visit a branch

Visit us at one of our many branches across New Zealand.

Find a branch

Call us

We're available to help Monday to Friday, 8:30am to 5pm.

0800 272 222

Guides to get you there

We’re here to help you

ASB's terms and lending criteria apply. 

ASBBusiness banking