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Balance Transfers

Get 0% p.a. fixed interest for 6 months on your transferred credit card or selected store card balance.

Apply online

Great reasons to transfer your balance to ASB

  • You could save money on interest, helping you to manage your money
  • We'll apply any repayments you make to transactions that may attract interest first
  • Continue to spend on your card and take full advantage of the balance transfer rate
  • You can transfer up to 90% of your available credit card limit

Frequently asked questions

  • Is there a fee to transfer my other bank’s credit card or selected store card balance to ASB?

    No, there is no fee to transfer your balance however credit card fees do apply. Find out more about our rates and fees here.

  • What banks and selected store cards does ASB accept for balance transfers?

    We accept all non-ASB New Zealand issued cards issued by Visa, MasterCard, American Express, Diners Club, GEM (previously GE), Q Card, Farmers Finance Card and The Warehouse Financial Services.

  • How are my payments allocated?

    We'll apply any payments you make to the expenses that attract interest first, such as purchases and cash advances. This is so you get the full benefit of the 0% p.a. fixed interest rate.

    For more detail on how payments are made to your credit card, please refer to the Credit Card Conditions of Use under 'Allocation of payments'.

ASB's lending criteria, terms, fees, and Credit Card Conditions of Use and credit card balance transfer terms apply.

ASBCredit Cards