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Credit Cards

You're in charge with an ASB Visa credit card. Low rate or rewards, the choice is yours.

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Our credit cards at a glance

Visa Light

No account fee, low rate credit card.

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Rewards credit cards

Choose between earning True Rewards or AA Smartfuel discounts.

Apply now

Business credit cards

Manage business cashflow and expenses effectively.

Apply now

We'll help you find your best credit card option

Our handy tool compares all our Visa credit cards online, helping you make the right choice.

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Credit card features

Take advantage of some of these great features available with ASB credit cards.

Rule your rewards

Score great deals when you use your credit card. Choose to earn True Rewards dollars or AA Smartfuel discounts on your purchases with an ASB rewards credit card.*

Card Control

Manage your ASB Visa cards anywhere, anytime with extra security and control

Bank on the go

Keep track of your transactions and manage your credit card online with FastNet Classic internet banking and the ASB Mobile app

How do you like to pay?

Apple Pay

Anywhere you can tap to pay, you can Apple Pay. Use it to pay in stores or online with the Apple devices you carry every day.**

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Get 0% p.a. fixed interest for 6 months on your transferred balance

Why pay higher interest elsewhere?

If you have another bank’s credit card or selected store card with an outstanding balance, you could transfer this to an ASB credit card for 0% p.a. fixed interest for 6 months.

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Offer can be withdrawn at any time. After the six months, the standard purchase interest rate for your card type will apply to any remaining balance transfer amount. Lending criteria, fees and terms apply. Find standard rates here.

Interest rates and fees

Learn more about the rates and fees associated with our personal and business credit cards.

Apply for an ASB Credit Card

Ready to go

Found the best card for you? Apply for a credit card online today.

Apply online

Visit a branch or call

Visit us at one of our many branches, or call us on 0800 255 382

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Guides to get you there

We're here to help you

ASB's lending criteria, terms, fees, and Credit Card Conditions of Use apply. Android and Google Pay are trademarks of Google LLC. For more information please visit the Google Pay support page.

Please refer to ASB Google Pay Terms and Conditions.

*You will not earn AA Smartfuel discounts or True Rewards dollars on cash advances or transactions treated by ASB as quasi cash advances.

**Please see ASB Apple Pay terms.

ASBCredit Cards