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Compare ASB Credit Cards

Add and remove cards below to compare and find the right one for you.

Visa Light

The card with no account fee and our lowest interest rate on purchases.

 

Visa

A low account fee credit card, with a low minimum credit limit.

Visa Rewards

Earn rewards on your everyday purchases.

Visa Gold Rewards

Enjoy rewards & access travel insurance.

Visa Platinum Rewards

More rewards, privileges & access travel insurance.

Visa Business

Manage cash flow with multiple employee cards.

Visa Business Rewards

Manage business expenses plus earn rewards.

$150 = TR$1
$130 = TR$1
$100 = TR$1
$100 = TR$1
Overseas travel insurance

(per return trip)

Interest free days
Up to 55 days
Up to 55 days
Up to 55 days
Up to 55 days
Up to 55 days
Up to 50 days
Up to 50 days
Minimum credit limit
$1,000
$500
$500
$5,000
$8,000
$1,000

per card

$1,000

per account

Individual account fee

(every 6 months)


per card

up to 3 joint card holders

True Rewards fee

(every 6 months)

per enrolled card

per enrolled card

per enrolled card

Additional card fee

(every 6 months)

per card

per card

per card

per card

per card

Joint account fee

(every 6 months)

per person

per person

per person

per person

up to 3 joint card holders

Interest rate on purchases
Interest rate on cash advances
Interest rate on balance transfers

(fixed for 6 months)

Visa Light

 

Apply

Find out more

Visa Rewards

 

Apply

Find out more

Visa Gold Rewards

Apply

Find out more

Visa Platinum Rewards

Apply

Find out more

Visa Business

 

Contact us

Find out more

Visa Business Rewards

Contact us

Find out more

  • Interest rates are subject to change. The cash advance interest rate will be charged on cash advances and dishonoured payments.
  • Our current Smart Rate purchase offer for ASB Visa Light is available at asb.co.nz/light
  • The balance transfer interest rate will be charged on the balance transferred for 6 months from the date of the transfer. Any outstanding balance at the end of this period will be charged at the applicable standard purchase rate. Terms apply.
  • Please refer to the Credit Card rates and fees or the Business Credit Card rates and fees for other applicable fees. Fees subject to change.
  • You must make a minimum payment by the due date every month as shown on your monthly statement. A late payment fee of $15.00 will apply if you do not make the minimum payment due.
  • If you exceed your credit card limit we can charge an over limit fee of $20.00.

Apply for an ASB Credit Card

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Visit a branch

Visit us at one of our many branches across New Zealand.

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ASB lending criteria and Credit Card Conditions of Use apply.

Credit Cards Compare ASB Credit Cards