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Compare ASB Credit Cards

Low rates? Rewards? There's an ASB credit card to suit everybody. Find a credit card that's perfect for you. 

Credit card comparison tool

Compare interest rates, fees, rewards, and more with our handy tool. Interested in business credit cards? Click on the cards below to compare.

ASB Visa Light

The card with no account fee and our lowest interest rate on purchases.

ASB Visa Rewards

Earn rewards on your everyday purchases.

ASB Visa Platinum Rewards

More rewards, privileges & access travel insurance.

ASB Visa Business

Manage cash flow with multiple employee cards.

ASB Visa Business Rewards

Manage business expenses plus earn rewards.

$150 = TR$1

$2 = 1 Everyday Rewards point + 2,000 points every 6 months*

$100 = TR$1

$1 = 1 Everyday Rewards point

$100 = TR$1

$1 = 1 Everyday Rewards point

Overseas travel insurance
(per return trip)
Yes
Interest free days
Up to 55 days
Up to 55 days
Up to 55 days
Up to 50 days
Up to 50 days
Minimum credit limit
$1,000 
$500
$8,000
$1,000

per card

$1,000

per account

Individual account fee
(every 6 months)

per card

up to 3 joint card holders

Additional card fee
(every 6 months)

per card

per card

per card

Joint account fee
(every 6 months)

per person

per person

up to 3 joint card holders

Interest rate on purchases
Interest rate on cash advances
Interest rate on balance transfers

(fixed for 6 months)

ASB Visa Light

Apply

Find out more

ASB Visa Rewards

Apply

Find out more

ASB Visa Platinum Rewards

Apply

Find out more

ASB Visa Business

Contact us

Find out more

ASB Visa Business Rewards

Apply

Find out more

  • Interest rates are subject to change. The purchase rate will be charged on Dishonoured Payments.
  • Our current Smart Rate purchase offer for ASB Visa Light is available at asb.co.nz/light
  • The balance transfer interest rate will be charged on the balance transferred for 6 months from the date of the transfer. Any outstanding balance at the end of this period will be charged at the applicable standard purchase rate. Terms apply.
  • Please refer to the Credit Card rates and fees or the Business Credit Card rates and fees for other applicable fees. Fees subject to change.
  • You must make a minimum payment by the due date every month as shown on your monthly statement. A late payment fee of $4.00 will apply if you do not make the minimum payment due.

Credit card interest calculator

A little can go a long way. Work out the impact of paying a little extra off your credit card each month.

Calculate

Credit card features

Take advantage of some of these great features available with ASB credit cards.

Pay your way

Make contactless payments on the go, with Apple Pay, Google Pay, Fitbit Pay or Garmin Pay.

Card Control

Manage your ASB Visa cards anywhere, anytime with extra security and control

Bank on the go

Keep track of your transactions and manage your credit card online with FastNet Classic internet banking and the ASB Mobile app

Card Tracker

Track your ASB Visa card subscriptions in one place and see the shops and services where your card details may have been stored.

Apply for an ASB credit card

Ready to go

Found the best card for you? Apply for a credit card online today.

Apply online

Visit a branch

Visit us at one of our many branches across New Zealand.

Find a branch

ASB's lending criteria and terms apply. Interest rate on cash advances currently 22.95% p.a applies. Interest rates may change. Fees apply, refer to asb.co.nz for details. Fees may change. Refer to asb.co.nz for other fees and charges. Credit card balance transfer terms apply. The standard purchase interest rate for your card type will apply to purchases and, after the 6 month period, to any remaining balance transfer amount. Find standard rates at asb.co.nz

ASB's Credit Card Conditions of Use and ASB Rewards Programme Terms apply. Everyday Rewards programme terms and conditions apply.

*For ASB Visa Rewards card customers bonus 2,000 Everyday Rewards points will be credited after remaining on Everyday Rewards for every 6 consecutive statement periods, offer excludes additional card holders.

Credit Cards Compare Credit Cards with ASB