i

Compare ASB Credit Cards

Add and remove cards below to compare and find the right one for you.

Visa Light

The card with no account fee and our lowest interest rate on purchases.

Visa Rewards

Earn rewards on your everyday purchases.

Visa Platinum Rewards

More rewards, privileges & access travel insurance.

Visa Business

Manage cash flow with multiple employee cards.

Visa Business Rewards

Manage business expenses plus earn rewards.


Special Offer

(new cards)

2X True Rewards dollars for 3 months plus 100 bonus True Rewards dollars when you spend $1k within 3 months

Terms apply

2X True Rewards dollars for 3 months plus 200 bonus True Rewards dollars when you spend $2k within 3 months

Terms apply

$150 = TR$1
$100 = TR$1
$100 = TR$1
Overseas travel insurance
(per return trip)
Yes
Interest free days
Up to 55 days
Up to 55 days
Up to 55 days
Up to 50 days
Up to 50 days
Minimum credit limit
$1,000 
$500
$8,000
$1,000

per card

$1,000

per account

Individual account fee
(every 6 months)

per card

up to 3 joint card holders

Additional card fee
(every 6 months)

per card

per card

per card

Joint account fee
(every 6 months)

per person

per person

up to 3 joint card holders

Interest rate on purchases
Interest rate on cash advances
Interest rate on balance transfers

(fixed for 6 months)

Visa Light

Apply

Find out more

Visa Rewards

Apply

Find out more

Visa Platinum Rewards

Apply

Find out more

Visa Business

Contact us

Find out more

Visa Business Rewards

Contact us

Find out more

  • Interest rates are subject to change. The cash advance interest rate will be charged on cash advances and dishonoured payments.
  • Our current Smart Rate purchase offer for ASB Visa Light is available at asb.co.nz/light
  • The balance transfer interest rate will be charged on the balance transferred for 6 months from the date of the transfer. Any outstanding balance at the end of this period will be charged at the applicable standard purchase rate. Terms apply.
  • Please refer to the Credit Card rates and fees or the Business Credit Card rates and fees for other applicable fees. Fees subject to change.
  • You must make a minimum payment by the due date every month as shown on your monthly statement. A late payment fee of $9.00 will apply if you do not make the minimum payment due.

Special offer terms for Visa Platinum Rewards

  • Open a new Visa Platinum Rewards credit card account by 31 July 2018 and earn 2X True Rewards dollars for the first three months from account opening on purchases up to a maximum spend of $20,000. Plus, get 200 bonus True Rewards dollars when you spend $2,000 within the first three months of account opening date.
  • Not available for customers who hold or have held an ASB Visa Platinum credit card account in the past 12 months or transfers from an existing ASB credit card or in combination with any other offers. Spend criteria applies to purchases for goods and services only. Standard True Rewards earn rate will apply for any spend over $20,000. Bonus and 2X True Rewards dollars paid by 30 November 2018.

Special offer terms for Visa Rewards

  • Open a new Visa Rewards credit card account by 31 July 2018 and earn 2X True Rewards dollars for the first three months from account opening on purchases up to a maximum spend of $20,000. Plus, get 100 bonus True Rewards dollars when you spend $1,000 within the first three months of account opening date. 
  • Not available for customers who hold or have held an ASB Visa Rewards credit card account in the past 12 months or transfers from an existing ASB credit card or in combination with any other offers. Spend criteria applies to purchases for goods and services only. Standard True Rewards earn rate will apply for any spend over $20,000. Bonus and 2X True Rewards dollars paid by 30 November 2018.

Apply for an ASB credit card

Apply online

Ready for the next step? Get started today.

Apply online

Visit a branch

Visit us at one of our many branches across New Zealand.

Find a branch

ASB lending criteria and Credit Card Conditions of Use apply.

Credit Cards Compare ASB Credit Cards