With an ASB Visa Light credit card there’s no account fee – ever.
Get a low credit card purchase interest rate of 13.50% p.a.
With Smart Rate, you’ll get 0% p.a. for 6 months when you spend $1,000 or more on any single eligible purchase.
The card for getting started with some flex for your money, enjoy no fees and our lowest interest rate
Earn rewards faster and get access to cover for your next overseas trip
Transfer your outstanding balance from another bank's credit card or eligible store card. Enjoy an interest-free period fixed for 6 months (credit criteria and fees apply). Balance transfers not available to ASB Visa Flex.
Offer can be withdrawn at any time. After the six months, the standard purchase interest rate for your card type will apply to any remaining balance transfer amount. Lending criteria, fees and terms apply. Find standard rates here.
A little can go a long way. Work out the impact of paying a little extra off your outstanding credit card balance each month.
Take advantage of some of these great features available with ASB credit cards.
Make contactless payments on the go, with Apple Pay, Google Pay, Fitbit Pay or Garmin Pay.
Manage your ASB Visa cards anywhere, anytime with extra security and control
Keep track of your transactions and manage your credit card online with FastNet Classic internet banking and the ASB Mobile app
Track your ASB Visa card subscriptions in one place and see the shops and services where your card details may have been stored.
Smart Rate is a special purchase interest rate that automatically gets applied to eligible purchases of $1,000 or more.
Make a single purchase of $1,000 or more.
Enjoy 0% p.a. fixed interest rate for 6 months!*
*When you make a single purchase of $1,000 or more with your ASB Visa Light credit card, current Smart Rate of 0% p.a. fixed for six months gets applied automatically. There’s nothing else you need to do to qualify and it means you could save money on interest – ideal for unexpected purchases.
(Fixed interest for 6 months on any purchase $1,000 or more)
(Fixed for 6 months)
(Every 6 months)
(Every 6 months)
(Every 6 months)
If you're unable to apply online, please call us on 0800 100 600.
ASB's lending criteria, terms and Credit Card Conditions of Use apply.
The standard purchase interest rate applies to Smart Rate purchases after the specified promotional period. Smart Rate purchase offers apply to purchases of goods and services only and are subject to change. All rates are subject to change.
Android and Google Pay are trademarks of Google LLC. For more information please visit the Google Pay support page. Please refer to ASB Google Pay Terms and Conditions.
Please see ASB Apple Pay terms.