Joining ASB

Moving your banking to ASB is easy and you can start online. With so many great reasons to join, you'll be glad you did.

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Joining ASB is as easy as 1-2-3

1. Select your account

Simply choose the account you would like and complete your details on our online form.

It only takes a few minutes to choose your account.

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2. Set up

We will open your account for you and confirm by email. Your account will already accept deposits so you can give your account number to your employer or anyone else who needs it.

3. Confirm online or in branch

You may be able to verify your application online in minutes using our ASB ID app or alternatively by visiting any ASB branch within the next seven days with photo ID and your proof of New Zealand residential address.

Confirm your identity with the ASB ID app

You may be able to join ASB in minutes, without visiting a branch. Instead, send us a selfie.

Open your account online, confirm your identity with the ASB ID app and start banking. Easy!

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Make your everyday easier with ASB

Wherever you are in the country, we have a range of tools and products to help you manage your money anywhere, any time. Take a look to see how we can help make your everyday easier, so you can live life one step ahead.

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Great reasons to choose us

  • Switch to ASB with a dedicated team of switchers to help you get set up

  • Choose from a range of bank account options designed to suit your needs

  • Manage your money any time with FastNet Classic internet banking or the ASB Mobile app

  • Enjoy innovative ways to save and spend, with handy tools like Save the Change, Pay to Mobile/Email and Track my Spending

Choose the right account for you

Welcome to ASB, we're glad you're joining us. First up, you'll need an everyday banking account to use for your transactions.

  • If you're wanting a joint account, the best option is to come and see us in branch.
  • Already an ASB customer? Great! You can change or apply for new accounts through internet banking, just log-in at the top right hand corner.

Everyday banking

You'll be after the Streamline Intro package. This is our basic everyday transaction account. As a new joiner you get six months of extra benefits, including no transaction fees and a Visa Debit card with no card fee. Terms and conditions apply.

Apply online Find out more

Graduate package

Get your career off to a great start with a bank account designed with Graduates in mind. Terms and conditions apply.

Apply online Find out more

Tertiary student package

A package for students and apprentices, with no base or transaction fees, free fries from McDonald’s® and more.

Terms and conditions apply.

Apply online Find out more

Get a Clever Kash for your child

Clever Kash is our magical cashless moneybox, free for eligible Kiwi kids! Join ASB to get one to play with. Terms and conditions apply.

Apply online Find out more

Job starter's package

If you're 18-20 and heading into the workforce, the Job starter's package is here to help. With benefits such as no transaction or base fees for two years. Terms and conditions apply.

Apply online Find out more

Saving for a goal

If you're looking for a savings account then we can also help. You'll first need to open a Streamline Intro account and add a savings account to it. Terms and conditions apply.

Apply online Find out more

Get more with ASB

Bank when it suits you

Whether you’re a night owl or an early bird, you can do your everyday banking at any time with FastNet Classic internet banking. Sign in and pay your bills, set up automatic payments, order foreign exchange and more. You can even apply for a home loan after hours.

We're there wherever you need us with the ASB Mobile app. Check your balance while waiting for a bus, move money between your accounts while you’re shopping, or pay a friend for lunch using just their mobile number.

See where your money is going

Track my Spending is a budgeting tool available in internet banking. With Track my Spending you can easily see what you're spending on and compare with what you budgeted. Set targets for different categories and challenge yourself to stick to them.

Our Premium banking experience

Premium banking offers you a high level of personal service. Once you join ASB, a manager will give you expert support with your banking needs. Premium Managers can also put you in touch with specialists across the bank to manage any of your complex banking requirements. Typically our premium customers have an individual annual income of $120,000 or more, or a combined income of over $180,000.

Private Banking

Private Banking is our most exclusive banking service, offering the highest level of personalised banking. Once you join ASB, your own private banker can put you in touch with individuals who can manage your risk, wealth and everyday banking needs. Typically our Private Banking clients have an individual annual income of $250,000 or more, and intend to invest, or borrow $1 million or more. 

Guides to get you there

We’re here to help you

ASB's terms and conditions apply. Fees are subject to change.

Bank AccountsJoining ASB