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Business insurance

Protect your business against damage, liability and disruption or the financial consequences of a key person – like you – becoming unable to work.

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It's official, Sovereign is now AIA

On 2 August 2019 Sovereign officially became AIA New Zealand Limited. As our underwriter, they now stand behind all our life and health policies.

AIA is the world's largest life insurer*, who help protect well over half a million New Zealanders and their families. We’re excited about providing our customers with access to AIA’s global expertise, innovation and financial strength in life’s most challenging moments.

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*AIA Group is the world’s largest life insurance company by market capitalisation. Source: Bloomberg 17th June 2019

Great reasons to choose us

  • Have all your business insurances in one place

  • Our policies are designed to meet a wide range of needs

  • We've teamed up with the world's largest life insurer AIA; and general insurance provider IAG

  • Should you need to claim, change or review your policy - simply contact us over the phone or at any ASB branch

How can we help your business?

Protecting your business profits

Loan protection and key person protection can help to address the financial consequences of losing a key person, like you, from your business.

Options to consider

Business assets, liability and interruption insurance

Insuring the key aspects of your business protects it from damage, interruption and liability and could cover you if you can't operate as normal.

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Business life and disability insurance

Protecting your business against property loss or damage is important, but have you considered the importance of your most valuable assets – you and the people you rely on?

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Start-Up Income Protection

If you’ve been trading under three years, this cover could provide the protection you need if you become unable to work.

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Get started today

01. Contact

To protect your business from the financial impact of damage, liability and disruption, call 0800 200 252. To find out about insuring your business’ borrowings, ownership and profits, talk to your local ASB Insurance Manager or current ASB contact.

02. Consider

Depending on the type of business protection insurance you want, you’ll get a quote or recommendation.

03. Act

To protect your business from the financial impact of damage, liability and disruption, accept your quote and we’ll get your policy in place. To protect your borrowings, ownership and profits, make an application. We’ll keep you updated and confirm if your cover’s in place. 

04. Review

Remember to regularly review your cover and update it as required – especially if something has changed.

Get business insurance now

Protect your business from damage, liability and disruption

Call us to arrange cover for the things you need to conduct your business and protect it against business disruption.

0800 200 252

Protect your business if something happens to you

Need to protect your business against illness, disability or death? Find your local ASB Insurance Manager or call us and we’ll arrange an appointment with one.

Find an expert 0800 200 252

The availability of insurance cover is subject to your application being approved. All applications are subject to individual consideration. Special conditions, exclusions or premiums loadings may apply. An excess applies for most benefits. For full details refer to the policy document which is available on request from ASB Bank Limited.

ASB life, health and disability insurance is underwritten by AIA New Zealand Limited ("AIA").
General Insurance is underwritten by IAG New Zealand Limited ("IAG").

See further details about AIA's financial strength rating and IAG's financial strength rating.

ASBBusiness insurance