Discover your next step
Get your financial wellbeing score
Your score is a great starting place to see how you’re doing day to day and if you’re on track for a healthy financial future.
Discover your score and find out what you can do next to improve your financial wellbeing.
Help and support
Access financial support
Support Finder helps you find government financial support that could be available to you.
Speak to an expert
Need more help? Organise a Financial Wellbeing Review with an ASB Banker.
Calculators and tools
Take the guesswork out of financial planning with these handy calculators and tools.
ASB Bank Limited's Personal Banking terms and conditions and Business, Rural and Corporate terms and conditions apply. Fees subject to change at any time. Other fees, service charges, monthly overdraft fees and FastNet Business fees may apply. Transactions completed via FastNet Business will be charged applicable FastNet Business fees. Refer to Guide to Personal Banking Fees or Guide to Business Banking Fees for full details.
The information and tools suggested on ASB MoneySpace are intended to provide general information only. It is not financial advice and does not take into consideration your personal needs and financial circumstances. You should consider seeking financial advice before making any decision based on this information.
Getting on top of your day to day is an important first step in managing your money well. When you set a budget and know what money is coming and going, it helps you feel in control. Tips in this section include:
- Get to know your spending
- Optimise your accounts
- Set your budget
- Automate regular bills and payments
- See if there is support available to you
Not all debt is bad, but if you're overwhelmed by it, or it's stopping you from getting ahead, we have tips that can help.
- Types of debt
- Understanding your debt
- Pick your repayment strategy
- Automate your repayments
- Avoid new debt
Unexpected events happen, and the best we can do is be prepared. Whether you have a car breakdown, an appliance malfunction or a bill that’s way bigger than normal, we can help you get prepared.
- Why you should get prepared
- Set up an emergency fund
- Review your insurance
Having a savings account (or two!) can feel really great and help you reach your goals in life. We have tips for how to grow your money, get savings savvy and build savings habits that last.
- Set savings goals
- Create new accounts for each goal
- Automate your savings
- Maximise your returns
It might be years away, but the earlier you start setting yourself up for retirement, the better it could be. Even if it's not too far away, there are still things you can do to help your future lifestyle.
- Maximise your KiwiSaver investment
- Pay off your home loan faster
- Explore your investment options