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ASB MoneySpace

Whether you've had a financial wellbeing review with us, or want to level up your money management, you've come to the right place.

Discover your next step

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Getting on top of your day to day is an important first step in managing your money well. When you set a budget and know what money is coming and going, it helps you feel in control. Tips in this section include:

  • Get to know your spending
  • Optimise your accounts
  • Set your budget
  • Automate regular bills and payments
  • See if there is support available to you

Master your day to day

Not all debt is bad, but if you're overwhelmed by it, or it's stopping you from getting ahead, we have tips that can help.

  • Types of debt
  • Understanding your debt
  • Pick your repayment strategy
  • Automate your repayments
  • Avoid new debt

Get on top of debt

Unexpected events happen, and the best we can do is be prepared. Whether you have a car breakdown, an appliance malfunction or a bill that's way bigger than normal, we can help you get prepared.

  • Why you should get prepared
  • Set up an emergency fund
  • Review your insurance

Get prepared

Having savings can feel really great and help you reach your goals in life. We have tips for how to grow your money, get savings savvy and build savings habits that last.

  • Set savings goals
  • Create new accounts for each goal
  • Automate your savings
  • Maximise your returns

Hit savings goals

Whether your future involves buying a house, paying off a home loan, or saving for retirement - the earlier you start the better. We have tips that can help you get ahead:

  • Maximise your KiwiSaver investment
  • Buy a home or investment property
  • Pay off your home loan faster
  • Explore your investment options

Invest in your future

Get your financial wellbeing score

Your score is a great starting place to see how you’re doing day to day and if you’re on track for a healthy financial future.

Discover your score and find out what you can do next to improve your financial wellbeing.

Get your score

Help and support

Access financial support

Support Finder helps you find government financial support that could be available to you.

Support Finder

Speak to an expert

Need more help? Organise a Financial Wellbeing Review with an ASB Banker.

Book an appointment

Calculators and tools

Take the guesswork out of financial planning with these handy calculators and tools.

Calculators and tools

ASB Bank Limited's Personal Banking terms and conditions and Business, Rural and Corporate terms and conditions apply. Fees subject to change at any time.  Other fees, service charges, monthly overdraft fees and FastNet Business fees may apply. Transactions completed via FastNet Business will be charged applicable FastNet Business fees. Refer to Guide to Personal Banking Fees or Guide to Business Banking Fees for full details.

The information and tools suggested on ASB MoneySpace are intended to provide general information only. It is not financial advice and does not take into consideration your personal needs and financial circumstances. You should consider seeking financial advice before making any decision based on this information.