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ASB Visa Platinum Rewards

Earn True Rewards faster with our highest earning rewards credit card.

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Get a bonus 250 True Rewards dollars

Open a new ASB Visa Platinum Rewards credit card account by 15 January 2018 and spend $1,000 before 28 February 2018 and receive a bonus 250 True Rewards dollars.

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Not available for customers who hold or have held an ASB Platinum credit card account in the past 12 months or in combination with any other offers. Spend criteria applies to purchases for goods and services only. Lending criteria, fees and terms apply.

15% off brunch, on us

When you pay for brunch at your local cafe using your personal ASB Visa credit card.  The offer is available every weekend during November and December between 8am – 12 pm. 

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We credit the 15% 'on us' discount to your ASB credit card account up to the first $200 spent on brunch in any single purchase. Offer excludes fast food outlets, hotel restaurants / cafes and petrol stations.

Benefits at a glance

Low Platinum account fee of $80 p.a.

Low Platinum account fee of $80 p.a.

Earn True Rewards at our highest rate.

Earn True Rewards at our highest rate.

True Rewards - the flexibility to choose

With the ASB Visa Platinum Rewards credit card, $100 spent = 1 True Rewards dollar. When you're ready to redeem, it's easy because every True Rewards dollar equals one New Zealand dollar.

Travel

Spend your True Rewards dollars with House of Travel. You can choose any airline, any seat and any destination. You can also book your rental car and accommodation and get the whole package.

ASB KiwiSaver Scheme

You can transfer your True Rewards dollars into any ASB KiwiSaver Scheme account using FastNet Classic. Whether you want to contribute to your own savings or someone else's - the choice is yours.

In-store

Spend your True Rewards dollars like real dollars – just swipe your True Rewards card, like you would your EFTPOS card, at our partner stores to redeem instantly.

Online

Redeem for a wide range of rewards via our True Rewards online store, or select from a variety of gift vouchers.

Charities

St John, Auckland Coastguard or the Starship Foundation - transfer your True Rewards dollars to one of the many charities.

Gifting

You can transfer your True Rewards dollars to each other in FastNet Classic internet banking, so you can pool your True Rewards for a big purchase.

Apply for an ASB Visa Platinum Rewards credit card

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Ready for the next step? Get started today.

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Visit a branch

Visit us at one of our many branches across New Zealand.

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Rates and fees

Purchase interest rate

Cash advance interest rate

Balance transfer interest rate

(Fixed for 6 months)

Individual account fee

(Every 6 months)

Joint account card fee (per person)

(Every 6 months)

Additional card fee (per card)

(Every 6 months)

  • Interest rates are subject to change. The cash advance interest rate will be charged on cash advances and dishonoured payments.
  • The balance transfer interest rate will be charged on the balance transferred for 6 months from the date of the transfer. Any outstanding balance at the end of this period will be charged at the applicable standard purchase rate. Terms apply.
  • Please refer to the Credit Card rates and fees for other applicable fees. Fees subject to change.
  • You must make a minimum payment by the due date every month as shown on your monthly statement. A late payment fee of $9 will apply if you do not make the minimum payment due.

Get 0% p.a. fixed interest for 6 months on your transferred balance

Transfer your other bank credit card or selected store card balance to an ASB Visa Platinum Rewards credit card, and receive 0% p.a. fixed interest for 6 months.

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Offer can be withdrawn at any time. After the six months, the standard purchase interest rate for your card type will apply to any remaining balance transfer amount. Lending criteria, fees and terms apply. Find standard rates here.

ASB's Lending Criteria and Credit Card Conditions of Use apply. Terms and conditions apply to travel insurance, please refer to the Gold Travel Policy wording or Platinum Travel Policy wording for further details. Exclusions and limitations apply. Gold and Platinum Travel Insurance are underwritten by Tower Insurance Limited.

ASB Travel Insurance is underwritten by Tower Insurance Limited. For full details, refer to the relevant travel insurance policy document which is also available on request from any ASB branch or by calling 0800 200 252. The availability of insurance cover is subject to your application being approved. Exclusions apply. See further information regarding Tower's financial strength rating.

From 1 April 2018, Cigna Life Insurance New Zealand Limited will become the underwriter of ASB Visa Gold and ASB Visa Platinum Rewards Credit Card Travel Insurance. For further information on the changes, please refer to the 'Important information you need to know' section here. For full details, refer to the relevant travel insurance policy document.

Credit CardsASB Visa Platinum Rewards