Whether it's covering life's essentials or a well-earned treat, letting your True Rewards do the spending is something to celebrate.
Enjoy up to 40% off across the True Rewards online store and Fine Wine Delivery deals. Plus, redeem a minimum of 5 True Rewards dollars to go in the draw to win one of 20 x $500 PAK'nSAVE gift cards.
ASB Visa rewards credit cards earn you True Rewards dollars on your everyday purchases. Check out our rewards credit cards, apply for one today, and start getting rewarded. Along with your credit card, you'll receive a dedicated True Rewards card, which you can use to redeem your True Rewards dollars through our partners and online store.
Make every dollar count. From buying your weekly groceries to bigger purchases like home appliances, we've got you covered. Our ASB Visa Rewards credit card lets you earn 1 True Rewards dollar for every $150 you spend. If you choose our ASB Visa Platinum Rewards credit card, you can earn 1 True Rewards dollar for every $100 you spend. The choice is yours.
Every True Rewards dollar is worth one NZ dollar, and there are loads of ways to redeem them.
If you don't have enough True Rewards dollars for a purchase, you can combine your True Rewards dollars with other payment methods when you shop online at the True Rewards store or with our Partners in-store.
Keep an eye out for our deal of the week from the online store, as well as partner deals that could earn you double True Rewards dollars.
To redeem your True Rewards dollars, use them like real dollars. Just swipe your True Rewards like an EFTPOS or gift card, press the 'credit' button and enter your True Rewards PIN at our partner stores to redeem instantly.
Redeem for a wide range of rewards via our True Rewards online store, or select from a variety of gift vouchers.
Use your True Rewards dollars at House of Travel and Mix & Match to plan the perfect holiday.
Transfer your True Rewards dollars into an ASB KiwiSaver Scheme account using FastNet Classic internet banking.
Youthline, KidsCan or Hato Hone St Johns — donate your True Rewards dollars to one of our many charities.
Gift True Rewards dollars to each other in FastNet Classic internet banking or combine for a big purchase.
You can order a replacement True Rewards card through the ASB Mobile Banking app or FastNet Classic internet banking. Learn more here.
Your True Rewards card has a PIN number which you create. Find out more on how to activate, select or change your PIN here.
There's so much choice when it comes to redeeming your True Rewards dollars.
Partner stores: Redeem instantly in-store with any of our partners by swiping your True Rewards card like you would your EFTPOS card, press the 'credit' button and enter your True Rewards PIN.
Redeem online: Our online store is open 24/7 and offers an awesome range of products, vouchers and eGift cards. Keep an eye out for our Deal of the Week! You can also redeem online with selected partners.
Using your rewards to travel: Use your True Rewards dollars for a local getaway or overseas adventure with any airline. Our travel partners, House of Travel and Mix & Match make it easier than ever to reward yourself with whatever holiday you choose.
Contribute to your KiwiSaver account: Top up your retirement savings or first home deposit by transferring True Rewards dollars to your ASB KiwiSaver Scheme account. You can even contribute to someone else's.
Donate True Rewards dollars: It's easy to use your True Rewards to help others. Just select from our range of charities, and enter the amount you'd like to donate.
There is no True Rewards fee charged on eligible ASB rewards credit cards.
Check our current rates and fees.
True Rewards dollars will expire once they reach the 5th year from when they were earned. As you redeem True Rewards dollars, the oldest ones will be used first.
If you have True Rewards dollars due to expire soon, we will communicate directly with you as a reminder to redeem your True Rewards dollars.
Only transactions successfully cleared at the time of processing will be included in that month's True Rewards calculation. All pending transactions at the time of processing will not be included.
Just swipe your True Rewards card at our partner stores to redeem instantly. You can also redeem online at participating online partners.
Pay using the details on your True Rewards card, the same as you would with your credit card.
If you're unable to apply online, please call us on 0800 100 600.
ASB Bank Limited's terms and lending criteria apply. ASB Rewards Programme Terms and conditions apply. All True Rewards products are subject to availability. Visa Business and Visa Light Cardholders are not eligible to enrol in True Rewards on their purchases.
Sale excludes Gift cards, KiwiSaver, Charity donations, Koha store, Partner stores and Prepay topups. Offers end 30 August 2026.
* Prize draw terms and conditions.
To be eligible for the prize draw, you must pay using your True Rewards card at any PAK'nSAVE store nationwide between 6 July 2026 to 30 August 2026. Minimum spend of 5 True Rewards dollars applies. Online redemptions are not available. Additionally, you must have an open ASB Visa Rewards, ASB Visa Platinum Rewards or ASB Visa Business Rewards credit card with True Rewards selected as your rewards programme on 30 August 2026.
Employees of ASB and its related companies are not eligible to participate in this prize draw.
Twenty winners of $500 PAK'nSAVE cards will be drawn on 10 September 2026. Entrants in the prize draw can have multiple entries but are limited to one per day. ASB's and Foodstuffs' decision are final. The prize is not transferable or redeemable for cash. Visit asb.co.nz/paknsavedraw for full promotion terms and conditions.
Interests in the ASB KiwiSaver Scheme (Scheme) are issued by ASB Group Investments Limited, a wholly owned subsidiary of ASB Bank Limited (ASB). ASB provides Scheme administration and distribution services. No person guarantees interests in the Scheme. Interests in the Scheme are not deposits or other liabilities of ASB. They are subject to investment risk, including possible loss of income and principal invested. For more information see the ASB KiwiSaver Scheme Product Disclosure Statement available from this website and the register of offers of financial products at http://www.disclose-register.companiesoffice.govt.nz (search for ASB KiwiSaver Scheme).