Reward yourself with ASB True Rewards

Earn True Rewards dollars on your everyday purchases through an ASB Rewards credit card.

It's easy to spend your True Rewards dollars with our partner stores or at the True Rewards online store.

Reward yourself

Get rewarded for everyday spending

Get started with an ASB rewards credit card

Our rewards credit cards earn you True Rewards dollars on your everyday purchases. Check out our rewards credit cards, apply for one today and start getting rewarded. Along with your credit card, you'll receive a dedicated True Rewards card which you can use to redeem your True Rewards dollars through our partners and online store. 

Earn True Rewards on purchases, big and small

Make every dollar count. From buying your weekly groceries to bigger purchases like home appliances, your everyday purchases earn you True Rewards dollars.

We also have partners where you can earn 2x True Rewards dollars every time you use your ASB Rewards credit card whilst shopping with Fine Wine Delivery Co.

It's easy to spend your True Rewards dollars

Every True Rewards dollar is worth one NZ dollar and there's loads of ways to redeem them.

If you don't have enough True Rewards dollars for a purchase, you can combine your True Rewards dollars with other payment methods when you shop online at the True Rewards store or with our Partners in-store.

Keep an eye out for our deal of the week from the online store as well as partner deals that could earn you double True Rewards dollars.

Shop in-store

Use your True Rewards dollars like real dollars – just swipe your True Rewards card, like you would your EFTPOS card, at our partner stores to redeem instantly.

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Redeem for a wide range of rewards via our True Rewards online store, or select from a variety of gift vouchers.

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Use your True Rewards dollars at House of Travel, Mix & Match and Webjet to plan the perfect holiday.

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ASB KiwiSaver Scheme

Transfer your True Rewards dollars into a ASB KiwiSaver Scheme account using FastNet Classic internet banking.

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Do some good

Youthline, KidsCan or St John - donate your True Rewards dollars to one of our many charities.

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Gift True Rewards dollars to each other in FastNet Classic internet banking or combine for a big purchase.

FastNet Classic

Questions you might have

Where can I redeem my True Rewards dollars/points?

There's so much choice when it comes to redeeming your True Rewards dollars.

True Rewards partner stores
Use your True Rewards dollars on anything at our partner stores or some of their websites, simply by using your True Rewards card like a debit card.

Using your rewards to travel
Use your True Rewards dollars for a local getaway or overseas adventure, with any airline. Our travel partner House of Travel makes it easier than ever to reward yourself with whatever holiday you choose.

Redeeming rewards online
Our online store is open 24/7 and has an awesome range of products, vouchers and gift cards to choose from. Keep an eye out for our Deal of the Week! You can also shop online with some of our partners.

Contribute to your KiwiSaver account
Top up your retirement savings or first home deposit by transferring True Rewards dollars to your ASB KiwiSaver Scheme account. You can even contribute to someone else's.

Donate True Rewards dollars
It's easy to use your True Rewards to help others. Just select from our range of charities, and enter the amount you'd like to donate.

What is the True Rewards account fee?

There is no True Rewards fee charged on eligible ASB Visa credit cards.
Check our current rates and fees.

Do True Rewards dollars expire?

True Rewards dollars will expire once they reach the 5th year from when they were earned. As True Rewards dollars are redeemed, the oldest ones will be used first.

If you have True Rewards dollars that are due to expire soon, we will communicate directly with you as a reminder to spend your True Rewards dollars.

Why are True Rewards calculations being changed from daily to monthly?

To make it easy for our customers we are looking to align how points will be distributed for our two credit card rewards offerings (True Rewards and Everyday Rewards). This means that customers switching between our rewards options can do so without having their accumulated points impacted.

When will my True Rewards be updated?

From the 1 February 2024, your True Rewards balance will be updated monthly based on your credit card statement period. The first True Rewards update in February 2024 will be a partial month, including all successful transactions from 1 February 2024 until the end of your monthly credit card statement period. Your True Rewards balance will take up to 2 days to process from the end of your credit card statement period.

How will this affect pending transactions and reward processing?

Only transactions that are successfully cleared at the time of processing will be included in that month's True Rewards calculation. All pending transactions at the time of processing will not be included.

Shop in-store with our partners

Just swipe your True Rewards card at our partner stores to redeem instantly. You can also redeem online at participating online partners.

Shop online with our partners

Pay using the details on your True Rewards card, the same as you would with your credit card.

Apply for a rewards credit card today

Apply online

Ready for the next step? Let's get started.

Apply online

Visit a branch or call

Visit us at one of our many branches, or call us on 0800 255 382

Find a branch

We're here to help you

ASB Bank Limited's terms and lending criteria apply. ASB Rewards Programme Terms and conditions apply. All True Rewards products are subject to availability. Visa Business and Visa Light Cardholders are not eligible to enrol in True Rewards on their purchases.

Interests in the ASB KiwiSaver Scheme (Scheme) are issued by ASB Group Investments Limited, a wholly owned subsidiary of ASB Bank Limited (ASB). ASB provides Scheme administration and distribution services. No person guarantees interests in the Scheme. Interests in the Scheme are not deposits or other liabilities of ASB. They are subject to investment risk, including possible loss of income and principal invested. For more information see the ASB KiwiSaver Scheme Product Disclosure Statement available from this website and the register of offers of financial products at http://www.disclose-register.companiesoffice.govt.nz (search for ASB KiwiSaver Scheme).

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