ASB's terms and conditions apply.
Our rewards credit cards earn you True Rewards on everything you buy. Apply for one today and start getting rewarded.
Make every dollar count. From buying everyday things like groceries to bigger purchases like home appliances, every purchase on your card earns you True Rewards dollars.
Every True Rewards dollar is worth one NZ dollar, which you can use at our partner stores, some of their websites or our online store. Simply by using your True Rewards card. You can also contribute them to your KiwiSaver, and even donate them to charity - True Rewards are easy to redeem in every way.
If you have an AA Membership card or registered AA Smartfuel card you can switch from earning True Rewards dollars to earning cents off per litre using your ASB rewards credit card with AA Smartfuel.
Use your True Rewards dollars on anything at our partner stores or some of their websites, simply by using your True Rewards card like a debit card. Discover the partner stores that allow online shopping.
Use your True Rewards dollars for a local getaway or overseas adventure, with any airline. Our travel partner House of Travel makes it easier than ever to reward yourself with whatever holiday you choose.
If you have an AA Membership card or registered AA Smartfuel card you can switch from earning True Rewards dollars to earning cents off per litre using your ASB rewards credit card with AA Smartfuel.
Our online store is open 24/7 and has an awesome range of products, vouchers and gift cards to choose from. Keep an eye out for our Deal of the Week! You can also shop online with some of our partners.
Top up your retirement savings or first home deposit by transferring True Rewards dollars to your ASB KiwiSaver Scheme account. You can even contribute to someone else's.
It's easy to use your True Rewards to help others. Just select from our range of charities, and enter the amount you'd like to donate.
Use your ASB rewards credit card as the number one way to pay. The smaller things add up. Remember to pay off your balance each month.
Use your True Rewards card with any of our partner stores or switch to earn AA Smartfuel discounts.
Remember to keep an eye out for our deal of the week from the online store as well as partner deals that earn you double, triple or even quadruple True Rewards dollars.
There is so much choice when it comes to redeeming your True Rewards dollars. You can redeem your True Rewards on:
Everyday rewards - redeem your True Rewards dollars by simply swiping your True Rewards card (like an EFTPOS card) to buy anything at our partner stores: Farmers, Mitre 10, Noel Leeming, Participating BP service stations, Smith and Caughey’s, Hoyts Cinema, Berkeley Cinemas, Rebel Sport, Whitcoulls, Stevens, Pascoes, Stewart Dawsons, BoConcept, Fine Wine Delivery Co, Harbourside Ocean Bar Grill, Botswana Butchery, White + Wongs, Sardine, Burger Boy, Barmuda, Bardeaux, Harry’s pool bar, Citta Design, Milk, Torpedo7, Dirty Laundry, Pet.co.nz
Bonus partners – with Citta Design and Fine Wine Delivery Co, you’ll earn 2x True Rewards dollars every time you use your ASB rewards credit card.
Travel rewards - With our travel partners House of Travel and WebJet you can use your True Rewards dollars to go anywhere in New Zealand or around the world, on any airline you choose.
Online rewards - You can shop from home at our online store and select from a great range of products and vouchers to be sent to you.
ASB KiwiSaver Scheme – You can transfer your
True Rewards dollars to any ASB KiwiSaver Scheme account.
Charities – Donate your True Rewards dollars to any of the following charities: Coastguard Auckland, Breast Cancer Cure, Child Cancer Foundation, RainbowYOUTH, Ronald McDonald House, SPCA, St John, Starship Foundation
There is no True Rewards fee charged on eligible ASB Visa credit cards. The True Rewards fee remains for all ASB Mastercard credit cards.
We had planned to roll out expiry for True Reward dollars from the 31 May 2020. However due to New Zealand being under lockdown this significantly impacted our customers' ability to redeem their True Rewards dollars. We will be extending the True Rewards expiry out, with a new date to be confirmed.
True Rewards dollars will expire once they reach the 5th year from when they were earned. As True Rewards dollars are redeemed, the oldest ones will be used first. If you have True Rewards dollars that are about to expire we will communicate with your directly.
You should redeem your expiring True Rewards dollars, otherwise they will be lost.
We have 100's of partner stores that you can redeem your True Rewards dollars at. Please go to www.truerewards.co.nz where you can see all our partners.
We have some really great rewards across all levels of redemption, from just a few True Rewards dollars to many hundred or more. We want our customers to enjoy the benefits of the True Reward dollars that they've accumulated.
We know from experience that the vast majority of customers already redeem their True Rewards well within five years, this is about encouraging the small number who currently don't, to get redeeming so they can enjoy some great rewards too.
Due to New Zealand being on lockdown significantly impacting our customers' ability to redeem their True Rewards dollars, we will be extending the True Rewards expiry out. With a new date to be confirmed.
We will be directly communicating the extension with all affected customers that still have True Rewards dollars remaining that would of expired on 31 May 2020.
If you have not received any communication from ASB regarding this change, then you will not have True Rewards dollars expiring.
Visit us at one of our many branches, or call us on 0800 255 382
Visa Business and Visa Light cardholders are not eligible to enrol in True Rewards or earn AA Smartfuel discounts on their purchases.
ASB's lending criteria, fees, Credit Card Conditions of Use and ASB Rewards Programme Terms apply.
