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Rule your rewards at 100s of partner stores

Whether you want to crack into the DIY or your next BYO, wander the world or buy books to read about it - you're in control of how you’re rewarded. With True Rewards you have the ability to redeem your rewards the way you want today.

Reward yourself

We're excited to introduce BP as our new fuel partner! This means you'll no longer be able to redeem your True Rewards at Mobil and instead you can now use your True Rewards dollars at participating BP service stations.

Participating BPs

ASB's terms and conditions apply.

Get pumped about our new fuel partner

Start feeling rewarded - the easy way

Get started with an ASB rewards credit card

Our rewards credit cards earn you True Rewards on everything you buy. Apply for one today and start getting rewarded.

Earn True Rewards on purchases, big and small

Make every dollar count. From buying everyday things like groceries to bigger purchases like home appliances, every purchase on your card earns you True Rewards dollars.

There are loads of ways to use them

Every True Rewards dollar is worth one NZ dollar, which you can use at our partner stores, some of their websites or our online store. Simply by using your True Rewards card. You can also contribute them to your KiwiSaver, and even donate them to charity - True Rewards are easy to redeem in every way. 

Switch to earn AA Smartfuel discounts

If you have an AA Membership card or registered AA Smartfuel card you can switch from earning True Rewards dollars to earning cents off per litre using your ASB rewards credit card with AA Smartfuel.

 

Redeem your True Rewards dollars

True Rewards partner stores

Use your True Rewards dollars on anything at our partner stores or some of their websites, simply by using your True Rewards card like a debit card. Discover the partner stores that allow online shopping.

Using your rewards to travel

Use your True Rewards dollars for a local getaway or overseas adventure, with any airline. Our travel partner House of Travel makes it easier than ever to reward yourself with whatever holiday you choose. 

AA Smartfuel

If you have an AA Membership card or registered AA Smartfuel card you can switch from earning True Rewards dollars to earning cents off per litre using your ASB rewards credit card with AA Smartfuel.

Redeeming rewards online

Our online store is open 24/7 and has an awesome range of products, vouchers and gift cards to choose from. Keep an eye out for our Deal of the Week! You can also shop online with some of our partners.

Contribute to KiwiSaver

Top up your retirement savings or first home deposit by transferring True Rewards dollars to your ASB KiwiSaver Scheme account. You can even contribute to someone else's. 

Make the most of your True Rewards

Every purchase earns rewards

Use your ASB rewards credit card as the number one way to pay. The smaller things add up. Remember to pay off your balance each month.

Claim your True Rewards

Use your True Rewards card with any of our partner stores or switch to earn AA Smartfuel discounts.

 

Discover extras

Remember to keep an eye out for our deal of the week from the online store as well as partner deals that earn you double, triple or even quadruple True Rewards dollars.

More information about True Rewards

Where can I redeem my True Rewards dollars/points?

There is so much choice when it comes to redeeming your True Rewards dollars. You can redeem your True Rewards on:

Everyday rewards - redeem your True Rewards dollars by simply swiping your True Rewards card (like an EFTPOS card) to buy anything at our partner stores: Farmers, Mitre 10, Noel Leeming, Participating BP service stations, Smith and Caughey’s, Hoyts Cinema, Berkeley Cinemas, Rebel Sport, Whitcoulls, Stevens, Pascoes, Stewart Dawsons, BoConcept, Fine Wine Delivery Co, Harbourside Ocean Bar Grill, Botswana Butchery, White + Wongs, Sardine, Burger Boy, Barmuda, Bardeaux, Harry’s pool bar, Citta Design, Milk, Torpedo7, Dirty Laundry

Bonus partners – with Citta Design and Fine Wine Delivery Co, you’ll earn 2x True Rewards dollars every time you use your ASB rewards credit card.

Travel rewards - With our travel partners House of Travel and WebJet you can use your True Rewards dollars to go anywhere in New Zealand or around the world, on any airline you choose.

Online rewards - You can shop from home at our online store and select from a great range of products and vouchers to be sent to you.

ASB KiwiSaver Scheme – You can transfer your
True Rewards dollars to any ASB KiwiSaver Scheme account.

Charities – Donate your True Rewards dollars to any of the following charities:  Coastguard Auckland, Breast Cancer Cure, Child Cancer Foundation, RainbowYOUTH, Ronald McDonald House, SPCA, St John, Starship Foundation

 

What is the True Rewards account fee?

There is no True Rewards fee charged on eligible ASB Visa credit cards. The True Rewards fee remains for all ASB Mastercard credit cards.

Check our current rates and fees.

Do True Rewards dollars expire?

From 1 June 2020, True Rewards dollars will expire once they reach the 5th year from when they were earned. As True Rewards are redeemed, the oldest ones will be used first.

A public notice has been posted on asb.co.nz, notifying all ASB customers that we will be implementing a five year expiry on True Rewards dollars.

We will also be communicating with affected customers via mail and email from January 2020 if you have True Rewards dollars expiring on 1st June 2020.  If you have not received any communication from ASB regarding this change, then you will not have True Rewards dollars expiring on 1st June 2020.

What should you do if you receive a notification that some of your True Rewards will expire?

You should redeem your expiring True Rewards dollars on or before 31st May 2020, otherwise they will be lost.

We have 100's of partner stores that you can redeem your True Rewards dollars at. Please go to www.truerewards.co.nz where you can see all our partners.

Why are we implementing expiry for True Rewards?

We have some really great rewards across all levels of redemption, from just a few True Rewards dollars to many hundred or more. We want our customers to enjoy the benefits of the True Reward dollars that they've accumulated.

We know from experience that the vast majority of customers already redeem their True Rewards well within five years, this is about encouraging the small number who currently don't, to get redeeming so they can enjoy some great rewards too.

How will I know how much of my True Rewards dollars will expire?

When we communicate to affected customers, we will advise them of the amount of True Rewards dollars that will expire on 1st June 2020. Provided you redeem this amount before the expiry date, you will not lose any True Rewards dollars. If you have not received any communication from ASB regarding this change, then you will not have True Rewards dollars expiring on 1st June 2020.

For example: you have earned 5 True Rewards dollars in April 2015 and have not made any redemptions since, then these 5 True Rewards dollars will expire on 1st June 2020 unless they are redeemed prior.

​If you receive a letter or email from the ASB that your True Rewards dollars will expire, the amount will be included in the communication. If you have not received any communication from ASB regarding this change, then you will not have True Rewards dollars expiring on 1st June 2020.

Reward yourself, apply for a credit card today

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Visit a branch or call

Visit us at one of our many branches, or call us on 0800 255 382

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We're here to help you

Visa Business and Visa Light cardholders are not eligible to enrol in True Rewards or earn AA Smartfuel discounts on their purchases. 

ASB's lending criteria, fees, Credit Card Conditions of Use and ASB Rewards Programme Terms apply.

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