Everyday rewards
Spend your True Rewards Dollars by simply swiping your True Rewards card (like an EFTPOS card) to buy anything at our partner stores.
1. Join True Rewards
Get an ASB credit card with True Rewards.
ASB True Rewards
Earn True Rewards Dollars every time you make a purchase with your credit card, then spend them instantly like 'real' dollars in any of our partner stores or our online store.
Benefits at a glance
- Spend True Rewards Dollars like cash, swipe your True Rewards card like you would your EFTPOS card at our partner stores, and redeem instantly
- Use your True Rewards Dollars to travel anywhere, anytime, on any airline through our travel partner
- Shop online, there’s a great range of merchandise at our online store
- Invest in your future, transfer your True Rewards Dollars to your ASB KiwSaver Scheme account
- True Rewards Dollars never expire
- Earn bonus rewards with our True Rewards partner deals
How True Rewards works
Earning
- You earn True Rewards Dollars for every purchase you make with your enrolled ASB credit card; these dollars are loaded on your True Rewards card. So the more you use your enrolled credit card, for everyday shopping and big ticket items, the faster your True Rewards Dollar balance will grow.
- Plus earn double True Rewards Dollars with our True Rewards bonus partner Mobil.
- One True Rewards Dollar = 1 New Zealand Dollar.
Spending your True Rewards Dollars
Travel rewards
With our travel partner House of Travel you can use your True Rewards Dollars to go anywhere in New Zealand or around the world, on any airline you choose.
Online rewards
You can shop from home at our online store, select from a great range of products and vouchers.
Saving your True Rewards Dollars
You can transfer True Rewards Dollars to your ASB KiwiSaver Scheme account to grow your retirement savings or contribute to your first home. You can even gift them to another persons’ ASB KiwiSaver Scheme account.
Donate to charity
Gift your True Rewards to a worthy cause. Select any of these charities you wish to donate to and enter the amount.
Managing your True Rewards
View your True Rewards balance and redeem or gift your True Rewards Dollars in FastNet Classic internet banking. On the go? Check your True Rewards balance on ASB Mobile app.
Get started today
2. Earn
Start earning True Rewards Dollars on every purchase with your True Rewards enrolled credit card.
3. Spend
Spend your True Rewards Dollars like cash at any of our partner stores, or at our online store.
Apply for an ASB Credit Card
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ASB PayTag
Use your mobile phone like an ASB Visa card, and make purchases instantly wherever contactless payments are accepted, you’ll earn True Rewards every time you wave/use your PayTag.
ASB Card Control
Control your credit card and True Rewards card with Card Control. Temporarily lock your Cards, set spending limits, change your PINs and more – anywhere, any time.
We're here to help you 24/7
Frequently asked questions
Manage your account
Visa Business and Visa Low Rate cardholders are not eligible to enrol in True Rewards.
ASB’s lending criteria, fees, Credit Card Conditions of Use and True Rewards Card Conditions of Use apply.