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ASB Visa credit cards with rewards

With an ASB rewards credit card you can earn True Rewards dollars or Everyday Rewards points on your everyday purchases.

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Unlock up to $225 in Everyday Rewards vouchers

An ASB rewards credit card can help you earn points on your everyday spending - with Everyday Rewards. Whether you're paying your bills, subscriptions or shopping, you'll get closer to hitting 2,000 points to get $15 off your next shop at Woolworths or bp.

Open a new ASB rewards credit card by 30 June 2024, switch to Everyday Rewards and spend $500 within the first 3 statement periods to get up to 30,000 bonus Everyday Rewards points. That's worth up to $225 in vouchers to spend at Woolworths or bp.^

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See what our rewards credit cards offer

ASB Visa Rewards

A low account fee credit card that earns you rewards on your everyday purchases.*

  • Earn 1 True Rewards dollar for every $150 you spend.
  • Earn 1 Everyday point for every $2 you spend, plus get 2,000 bonus points every 6 months.**

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ASB Visa Business Rewards

A business credit card that lets you have up to four cardholders under one credit limit - to earn rewards even faster.*

  • Earn 1 True Rewards dollar for every $100 your business spends.
  • Earn 1 Everyday point for every $1 your business spends.

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ASB Visa Platinum Rewards

A premium card that earns rewards at our highest rate.*

  • Access overseas travel insurance per return trip for you, your spouse and your dependent children travelling with you.
  • Earn 1 True Rewards dollar for every $100 you spend.
  • Earn 1 Everyday point for every $1 you spend.

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Compare our credit cards here and find out which ASB Visa Credit Card is right for you.
 

Your rewards, your choice

With an ASB rewards credit card you have the choice of earning True Rewards or Everyday Rewards on your everyday purchases. Not sure which rewards option to choose? Check out all the benefits of our two rewards options below and find the right one for you!

True Rewards

Earn True Rewards dollars (TR$) on your everyday purchases and spend instore or online.

  • TR$1 = 1 New Zealand dollar.
  • Spend TR$ at over 20 partner stores.
  • Contribute to your ASB KiwiSaver or donate to a range of charities.
  • Alternatively use your TR$ for travel, merchandise or gift cards at our online store.
  • Deals of the week on our True Rewards online store

Find out more about True Rewards.

Everyday Rewards

Earn Everyday Rewards points on your everyday purchases and earn twice at Woolworths, bp and participating partners.

  • Get a $15 voucher with every 2,000 points earned.
  • Exclusive member prices and weekly Boosts personalised to you.
  • Redeem your discount voucher at Woolworths or bp. 
  • Earn twice when you also scan your Everyday Rewards card at participating partners. 

Find out more about Everyday Rewards.

Which rewards option might work for you?

We want our customers to make the most out of their chosen rewards programme.
Below are a few scenarios that showcase the benefits and differences between Everyday Rewards and True Rewards. 

Matthew, shops at Woolworths and sometimes fuels up at bp service stations. He prefers to earn discount vouchers to help with his food and fuel so chooses to earn Everyday Rewards points through his ASB rewards credit card. This allows him to earn points on his everyday transactions and even earn twice when he scans his Everyday Rewards card at Woolworths or bp. This helps him reach his 2,000 points and $15 voucher even faster. 

Grace prefers to shop at smaller grocery stores to support local businesses and fills up her car at the closest fuel station when she is running low. She likes to save up her rewards points for big purchases and keeps an eye on the deals of the week through the True Rewards online store. Grace also enjoys visiting the mall in her spare time which has a number of the True Rewards partner stores.

Don't forget you can switch between our rewards options at any time, simply log in to FastNet Classic or the ASB Banking Mobile app, select your True Rewards card and follow the prompts.   

Credit card features

Take advantage of some of these great features available with ASB credit cards.

Rule your rewards

Score great deals when you use your credit card. Earn True Rewards dollars on your everyday purchases with an ASB rewards credit card.*

Card Control

Manage your ASB Visa cards anywhere, anytime with extra security and control

Bank on the go

Keep track of your transactions and manage your credit card online with FastNet Classic internet banking and the ASB Mobile app

Card Tracker

Track your ASB Visa card subscriptions in one place and see the shops and services where your card details may have been stored.

Apply for an ASB credit card

Ready to go

Found the best card for you? Apply for a credit card online today.

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Visit a branch

Visit us at one of our many branches across New Zealand.

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We're here to help you

ASB's lending criteria and terms apply. Please refer to the ASB Visa Platinum Travel Insurance Policy for full details. If you are over 75 years of age you are not eligible for cover under the policy. Please refer to the ASB Gold Card Travel Insurance Policy for full details. If you are over 79 years of age you are not eligible for cover under the policy.  Other exclusions and limitations apply.

ASB’s Credit Card Conditions of Use and ASB Rewards Programme Terms apply. Everyday Rewards programme terms and conditions apply.

*You will not earn True Rewards dollars or Everyday Rewards points on cash advances or transactions treated by ASB as quasi cash advances.

Please see ASB Apple Pay terms.

**For ASB Visa Rewards card customers bonus 2,000 Everyday Rewards points will be credited after remaining on Everyday Rewards for every 6 consecutive statement periods, offer excludes additional card holders.

Android and Google Pay are trademarks of Google LLC. For more information please visit the Google Pay support page

Please refer to ASB Google Pay Terms and Conditions.

^Open a new ASB Visa Rewards, ASB Visa Platinum Rewards, or ASB Visa Business Rewards credit card account between 20 May 2024 and 30 June 2024.  Get 20,000 bonus Everyday Rewards points on your new ASB Visa Rewards credit card account or 30,000 bonus Everyday Rewards points on your new ASB Visa Platinum Rewards or ASB Visa Business Rewards credit card accounts when you switch to Everyday Rewards and spend $500 or more on eligible purchases within the first 3 statement periods. ASB Bank Limited's lending criteria and terms apply. Everyday Rewards terms apply. Offer is not available for customers who hold or have held the respective ASB rewards credit card account in the past 12 months, transfers from an existing ASB credit card, or in combination with any other offers. Spend criteria applies to purchases for goods and services only and excludes cash advances or transactions treated by ASB as quasi cash advances. Offer is limited to one award of bonus points per eligible and qualifying account. The bonus Everyday Rewards points will be allocated to the linked Everyday Rewards account of the primary cardholder by 18 October 2024. The credit card account and Everyday Rewards accounts must be open and linked at time of issuing the bonus Everyday Rewards points. Where multiple ASB rewards credit card accounts meet the eligibility and spend criteria for the offers, you will receive the higher value of the offers. ASB will provide personally unidentifiable information to Everyday Rewards programme for the purpose of issuing the bonus Everyday Rewards points. 

Credit CardsCredit cards with True Rewards