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Get more from an ASB credit card with True Rewards

An ASB credit card gives you all the benefits of a Visa card, plus you’ll get rewarded for your everyday purchases with ASB True Rewards.

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The best of both worlds

Team up your ASB Visa credit card with True Rewards and you’ll enjoy all the benefits of a Visa card – and get rewarded too, just by using your card.

Get up to 55 days interest free on personal credit cards and up to 50 days on business credit cards, use your card at millions of locations worldwide, plus earn True Rewards Dollars on your everyday purchases.


Earn True Rewards Dollars fast
Every time you use your enrolled ASB credit card you’ll earn True Rewards Dollars (TR$) that you can spend like cash at any of our True Rewards partner stores, or on a wide range of rewards online – including fuel and flights, homewares, books, clothing and electronics.

One True Rewards Dollar equals one New Zealand dollar, and you’ll get a True Rewards card to use in store like an EFTPOS card – simply swipe and enter your PIN. True Rewards Dollars add up fast, and best of all, they never expire.

See how you can make the most of True Rewards

Choose your card

ASB Visa Rewards

A low account fee credit card that rewards you for making purchases. Earn TR$1 for every $150 you spend on your card. This could be a great option if you’re looking for a card with low account fees and you like to pay off your card every month.

ASB Visa Gold Rewards

If you like to travel and get rewarded for using your credit card, this card could be right for you. Earn TR$1 for every $130 you spend on your credit card, and access travel insurance for you, your spouse and your dependent children for up to 40 days per overseas return trip.

ASB Visa Platinum Rewards

A premium card that gives you exclusive privileges and access to travel insurance for you, your spouse and your dependent children for up to 120 days per overseas return trip. Plus, it's our highest earning True Rewards credit card – at TR$1 for every $100 you spend on your card.

ASB Visa Business Rewards

A business credit card that could make managing your business cashflow straight forward and rewarding. You can have up to four cardholders under one credit limit, earning TR$1 for every $100 spent and enjoy access to travel insurance for you, your spouse and dependent children for up to 35 days per overseas return trip.

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Apply for an ASB Credit Card

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Visit a branch

Visit us at one of our many branches across New Zealand.

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ASB Visa Light

The card with no account fee, our lowest purchase interest rate and our Smart Rate purchase feature.

ASB Visa Business

A convenient way to manage your everyday business cashflow with the option to have multiple credit cards for employees.

We're here to help you 24/7

ASB's lending criteria, terms, fees, Credit Card Conditions of Use and True Rewards Card Conditions of Use apply. Terms and conditions apply to travel insurance, please refer to the Gold or Platinum travel policy wording for further details. If you are aged over 79 years you are not eligible for cover under the policy. Other exclusions and limitations apply.

Credit CardsCredit cards with True Rewards