A low account fee credit card that earns you rewards on your everyday purchases.*
- Earn 1 True Rewards dollar for every $150 you spend.
- Earn 1 Everyday Rewards point for every $2 you spend, plus get 2,000 bonus points every 6 months.**
See what our rewards credit cards offer
ASB Visa Rewards
ASB Visa Business Rewards
A business credit card that lets you have up to four cardholders under one credit limit - to earn rewards even faster.*
- Earn 1 True Rewards dollar for every $100 your business spends.
- Earn 1 Everyday Rewards point for every $1 your business spends.
ASB Visa Platinum Rewards
A premium card that earns rewards at our highest rate.*
- Access overseas travel insurance per return trip for you, your spouse and your dependent children travelling with you.
- Earn 1 True Rewards dollar for every $100 you spend.
- Earn 1 Everyday Rewards point for every $1 you spend.
Your rewards, your choice
With an ASB rewards credit card you have the choice of earning True Rewards or Everyday Rewards on your everyday purchases. Not sure which rewards option to choose? Check out all the benefits of our two rewards options below and find the right one for you!
True Rewards
Earn True Rewards dollars (TR$) on your everyday purchases and spend instore or online.
- TR$1 = 1 New Zealand dollar.
- Spend TR$ at over 20 partner stores.
- Contribute to your ASB KiwiSaver or donate to a range of charities.
- Alternatively use your TR$ for travel, merchandise or gift cards at our online store.
- Deals of the week on our True Rewards online store.
Everyday Rewards
Earn Everyday Rewards points on your everyday purchases and earn twice at Woolworths, bp and participating partners.
- Get a $15 voucher with every 2,000 points earned.
- Switch offer: Get 2,000 bonus points when you first make the switch to earn Everyday Rewards and make any qualifying purchase^.
- Exclusive member prices and weekly Boosts personalised to you.
- Redeem your discount voucher at Woolworths or bp.
- Earn twice when you also scan your Everyday Rewards card at participating partners.
Which rewards option might work for you?
We want our customers to make the most out of their chosen rewards programme.
Below are a few scenarios that showcase the benefits and differences between Everyday Rewards and True Rewards.
Below are a few scenarios that showcase the benefits and differences between Everyday Rewards and True Rewards.
Matthew, shops at Woolworths and sometimes fuels up at bp service stations. He prefers to earn discount vouchers to help with his food and fuel so chooses to earn Everyday Rewards points through his ASB rewards credit card. This allows him to earn points on his everyday transactions and even earn twice when he scans his Everyday Rewards card at Woolworths or bp. This helps him reach his 2,000 points and $15 voucher even faster.
Grace prefers to shop at smaller grocery stores to support local businesses and fills up her car at the closest fuel station when she is running low. She likes to save up her rewards points for big purchases and keeps an eye on the deals of the week through the True Rewards online store. Grace also enjoys visiting the mall in her spare time which has a number of the True Rewards partner stores.
Don't forget you can switch between our rewards options at any time, simply log in to FastNet Classic or the ASB Banking Mobile app, select your True Rewards card and follow the prompts.
Credit card features
Take advantage of some of these great features available with ASB credit cards.
Rule your rewards
Score great deals when you use your credit card. Earn True Rewards dollars on your everyday purchases with an ASB rewards credit card.*
Card Control
Manage your ASB Visa cards anywhere, anytime with extra security and control
Bank on the go
Keep track of your transactions and manage your credit card online with FastNet Classic internet banking and the ASB Mobile app
Card Tracker
Track your ASB Visa card subscriptions in one place and see the shops and services where your card details may have been stored.
Apply for an ASB credit card
We're here to help you
Frequently asked questions
Manage your account
ASB's lending criteria and terms apply. Please refer to the ASB Visa Platinum Travel Insurance Policy for full details. If you are over 75 years of age you are not eligible for cover under the policy. Other exclusions and limitations apply.
ASB's Credit Card Conditions of Use and ASB Rewards Programme Terms apply. Everyday Rewards programme terms and conditions apply.
*You will not earn True Rewards dollars or Everyday Rewards points on cash advances or transactions treated by ASB as quasi cash advances.
Please see ASB Apple Pay terms.
**For ASB Visa Rewards card customers bonus 2,000 Everyday Rewards points will be credited after remaining on Everyday Rewards for every 6 consecutive statement periods, offer excludes additional card holders.
Android and Google Pay are trademarks of Google LLC. For more information please visit the Google Pay support page.
Please refer to ASB Google Pay Terms and Conditions.
ASB's lending criteria and terms apply. ASB Rewards Programme Terms and conditions apply. The True Rewards Winter campaign runs from 08 July 2024 to 11 August 2024. To be eligible for the prize draw you must have; a. an open ASB Visa Rewards, ASB Visa Platinum Rewards, or ASB Visa Business Rewards at the time of issuing any bonus True Rewards points, b. your credit card account linked to True Rewards at the time of issuing any bonus True Rewards points, c. made at least 1 True Rewards redemption on your ASB True Rewards card between 8 July 2024 and 11 August 2024. ASB Bank Limited employees are not eligible to win a prize in this promotion. There are ten individual 1000 bonus True Reward points prizes. One entry into the draw per person. For joint account holders there can only be one entry per account. For customers with both a personal and business True Rewards account, there can only be one entry per person. Prize draw closes on the 11 August 2024 and all eligible entries will go into the prize draw which will be drawn at random on 19 August 2024. Winners will be contacted by 21 August 2024. Bonus True Rewards points will be allocated to the account by 23 August 2024. ASB's decision is final, and no correspondence will be entered into. ASB reserves the right to remove any person from the prize draw for any reason including, but not limited to, where the conditions for entry to the competition have not been met. The prize is not transferable. We collect, hold and use your personal information for the purpose of administering the competition. Our address is North Wharf, 12 Jellicoe Street, Auckland. The information will be destroyed at the end of the competition. You have the rights of access to, and correction of, personal information held by us. ASB reserves the right to vary, suspend or terminate the prize draw at any time. To the extent permitted by law, ASB, its employees and agents shall not be liable for any claims, damages, injuries, costs and expenses suffered, sustained or incurred (including but not limited to indirect or consequential) as a result of, arising out of, or in any way connected with, this competition or its prizes.
^Offer is valid from 25 July 2024 until further notice and is limited to one issue of bonus points per True Rewards account. Bonus points will be awarded to eligible account holders at the conclusion of the statement cycle where the qualifying purchase is made, subject to Everyday Rewards remaining the selected reward. Qualifying purchases are those which earn Everyday Rewards points. ASB will provide personally unidentifiable information to Everyday Rewards programme for the purpose of issuing the bonus points.
