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Get more from an ASB rewards credit card

With an ASB rewards credit card you get to choose between earning ASB True Rewards or AA Smartfuel discounts.

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Choose your rewards card

ASB Visa Rewards

A low account fee credit card that earns you rewards on your everyday purchases.*

  • Earn 1 True Rewards dollar for every $150 you spend.
  • Switch to AA Smartfuel and earn 1 cent per litre for every $75 you spend.

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ASB Visa Platinum Rewards

A premium card that earns rewards at our highest rate.*

  • Access overseas travel insurance per return trip for you, your spouse and your dependent children travelling with you.
  • Earn 1 True Rewards dollar for every $100 you spend.
  • Switch your rewards to AA Smartfuel and earn 1 cent per litre for every $50 you spend.

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ASB Visa Business Rewards

A business credit card that lets you have up to four cardholders under one credit limit - to earn rewards even faster.*

  • Earn 1 True Rewards dollar for every $100 your business spends.
  • Switch to AA Smartfuel and earn 1 cent off per litre of fuel for every $50 you spend.

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Choose how you're rewarded with ASB

With the choice of earning either True Rewards dollars or AA Smartfuel discounts when you use your ASB rewards credit card*, you rule your rewards (and the road).

ASB True Rewards

Make every dollar count. From buying everyday things like groceries to bigger purchases like home appliances, every purchase on your card can earn you True Rewards dollars.

  • One True Rewards dollar is worth one New Zealand dollar.
  • Contribute your True Rewards dollars to KiwiSaver, or donate them to charity.
  • Redeem your True Rewards dollars at 100s of partner stores.

See more about True Rewards

AA Smartfuel Discounts

With AA Smartfuel discounts, every purchase counts towards saving on fuel. If you're an AA Smartfuel member, just switch your rewards to AA Smartfuel to earn AA Smartfuel Discounts.

  • Switch between earning AA Smartfuel discounts and True Rewards dollars at any time.
  • Every purchase you make using your ASB rewards credit card goes towards your next fuel discount.
  • Accumulate even more fuel discounts when you shop at other participating AA Smartfuel partners.

Find out how it works

How do you like to pay?

With a range of payment options, you can make moves your way with your ASB rewards credit card.

Apple Pay

Anywhere you can tap to pay, you can Apple Pay. Use it to pay in stores or online with the Apple devices you carry every day.**

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Apply for an ASB credit card

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We're here to help you

ASB's lending criteria and terms apply. Please refer to the ASB Visa Platinum Travel Insurance Policy for full details. If you are over 75 years of age you are not eligible for cover under the policy. Please refer to the ASB Gold Card Travel Insurance Policy for full details. If you are over 79 years of age you are not eligible for cover under the policy.  Other exclusions and limitations apply.

ASB Rewards Programme Terms apply.

* You will not earn AA Smartfuel discounts or True Rewards dollars on cash advances or transactions treated by ASB as quasi cash advances.

** Please see ASB Apple Pay terms.

Android and Google Pay are trademarks of Google LLC. For more information please visit the Google Pay support page

Please refer to ASB Google Pay Terms and Conditions.

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