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Get more from an ASB credit card with True Rewards

Get rewarded for your credit card spend with ASB True Rewards.

Apply online

The best of both worlds

Team up your ASB Visa credit card with True Rewards and you’ll enjoy all the benefits of a Visa card – and get rewarded too, just by using your card.

Get up to 55 days interest free on purchases on personal credit cards and up to 50 days interest free on purchases on business credit cards. Plus, use your card at millions of locations worldwide, and earn True Rewards Dollars on your everyday purchases.


Earn True Rewards Dollars fast
Every time you use your enrolled ASB credit card you’ll earn True Rewards Dollars (TR$) that you can spend like cash at any of our True Rewards partner stores, or on a wide range of rewards online – including fuel and flights, homewares, books, clothing and electronics.

One True Rewards Dollar equals one New Zealand dollar, and you’ll get a True Rewards card to use in store like an EFTPOS card – simply swipe and enter your PIN.

See how you can make the most of True Rewards

Choose your card

ASB Visa Rewards

A low account fee credit card that rewards you for making purchases. Earn TR$1 for every $150 you spend on your card. This could be a great option if you’re looking for a card with low account fees and you like to pay off your card every month.

ASB Visa Platinum Rewards

A premium card that gives you exclusive privileges and access to travel insurance for you, your spouse and your dependent children for up to 120 days per overseas return trip. Plus, it's our highest earning True Rewards credit card – at TR$1 for every $100 you spend on your card.

ASB Visa Business Rewards

A business credit card that could make managing your business cashflow straight forward and rewarding. You can have up to four cardholders under one credit limit and earn TR$1 for every $100 spent on purchases.

Apply for an ASB credit card

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We're here to help you

ASB's lending criteria, terms, fees, Credit Card Conditions of Use and True Rewards Card Conditions of Use apply. Terms and conditions apply to travel insurance, please refer to the Gold or Platinum travel policy wording for further details. If you are aged over 79 years you are not eligible for cover under the policy. Other exclusions and limitations apply.

Credit CardsCredit cards with True Rewards