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Get more from an ASB credit card with True Rewards

Get rewarded for your credit card spend with ASB True Rewards.

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Get a bonus 250 True Rewards dollars

Open a new ASB Visa Platinum Rewards credit card account by 15 January 2018 and spend $1,000 before 28 February 2018 and receive a bonus 250 True Rewards dollars.

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Not available for customers who hold or have held an ASB Platinum credit card account in the past 12 months or in combination with any other  offers. Spend criteria applies to purchases for goods and services only. Lending criteria, fees and terms apply.

15% off brunch, on us

When you pay for brunch at your local cafe using your personal ASB Visa credit card.  The offer is available every weekend during November and December between 8am – 12 pm. 

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We credit the 15% 'on us' discount to your ASB credit card account up to the first $200 spent on brunch in any single purchase. Offer excludes  fast food outlets, hotel restaurants / cafes and petrol stations.

The best of both worlds

Team up your ASB Visa credit card with True Rewards and you’ll enjoy all the benefits of a Visa card – and get rewarded too, just by using your card.

Get up to 55 days interest free on purchases on personal credit cards and up to 50 days interest free on purchases on business credit cards. Plus, use your card at millions of locations worldwide, and earn True Rewards Dollars on your everyday purchases.


Earn True Rewards Dollars fast
Every time you use your enrolled ASB credit card you’ll earn True Rewards Dollars (TR$) that you can spend like cash at any of our True Rewards partner stores, or on a wide range of rewards online – including fuel and flights, homewares, books, clothing and electronics.

One True Rewards Dollar equals one New Zealand dollar, and you’ll get a True Rewards card to use in store like an EFTPOS card – simply swipe and enter your PIN.

See how you can make the most of True Rewards

Choose your card

ASB Visa Rewards

A low account fee credit card that rewards you for making purchases. Earn TR$1 for every $150 you spend on your card. This could be a great option if you’re looking for a card with low account fees and you like to pay off your card every month.

ASB Visa Platinum Rewards

A premium card that gives you exclusive privileges and access to overseas travel insurance per return trip for you, your spouse and your dependent children travelling with you. Plus, it's our highest earning True Rewards credit card - at TR$1 for every $100 you spend on your card.

ASB Visa Business Rewards

A business credit card that could make managing your business cashflow straight forward and rewarding. You can have up to four cardholders under one credit limit and earn TR$1 for every $100 spent on purchases.

Apply for an ASB credit card

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Ready for the next step? Get started today.

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Visit us at one of our many branches across New Zealand.

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We're here to help you

ASB's lending criteria, terms, fees, Credit Card Conditions of Use and True Rewards Card Conditions of Use apply. Terms and conditions apply to travel insurance, please refer to the Gold Travel Policy wording or Platinum Travel Policy wording for further details. Exclusions and limitations apply. Gold and Platinum Travel Insurance are underwritten by Tower Insurance Limited.

ASB Travel Insurance is underwritten by Tower Insurance Limited. For full details, refer to the relevant travel insurance policy document which is also available on request from any ASB branch or by calling 0800 200 252. The availability of insurance cover is subject to your application being approved. Exclusions apply. See further information regarding Tower's financial strength rating.

From 1 April 2018, Cigna Life Insurance New Zealand Limited will become the underwriter of ASB Visa Gold and ASB Visa Platinum Rewards Credit Card Travel Insurance. For further information on the changes, please refer to the 'Important information you need to know' section here. For full details, refer to the relevant travel insurance policy document.

Credit CardsCredit cards with True Rewards