ASB Visa Business Rewards

Manage your business expenses and cash flow with a credit card and be rewarded with True Rewards Dollars every time you make a purchase.

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Benefits at a glance

  • Earn True Rewards Dollars with your business purchases
  • Increase your True Rewards earning potential with up to four cardholders on one account
  • Control your credit card transactions and enjoy extra security in real time with ASB Card Control
  • Manage your cash flow with up to 50-days interest free on purchases
  • Access travel insurance for you, your spouse and dependent children for up to 35 days per overseas return trip
  • Pay anywhere Visa is accepted – at millions of locations worldwide

Is it right for my business?

ASB Visa Business Rewards could be a great option if you’re looking to make the most out of every business purchase you make with your credit card, with up to four cardholders on one account.

Every purchase (excluding cash advances) earns True Rewards Dollars which your business can use just like real dollars with our reward partners.

Access up to 35-day travel insurance per overseas return trip for you, your spouse and dependent children. Visa Business Rewards is also an option worth considering if you or other cardholders travel overseas.

Key features

Buy now, pay later globally

With up to 50 days interest free on purchases, you can buy now and pay your card off later. Either in store, online or anywhere in the world that Visa is accepted – at millions of locations worldwide. This can be a convenient way to manage cash flow.

Earn True Rewards on purchases

You’ll earn True Rewards Dollars just by spending on your credit card. With Visa Business Rewards you get one True Reward Dollar for every $100 you spend in purchases on your card. One True Rewards Dollar equals one New Zealand dollar, they never expire and you can redeem them instantly at our partner stores or our online store.

Access travel insurance

Travel knowing your card comes with up to 35-day Visa Business Rewards travel insurance per overseas return trip for you, your spouse and dependent children. You just need to activate it by paying for your trip using your Visa Business Rewards card or one of the other activation methods.

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Interest rates and fees

Purchase interest rate

Cash advance interest rate

Balance transfer interest rate

(Fixed for 6 months)

Account fee

(Every 6 months for up to 3 joint cardholders)

Additional cardholder fee (per card)

(Every 6 months)

Interest rates are subject to change. The cash advance interest rate will be charged on cash advances and dishonoured payments.

The balance transfer interest rate will be charged on the balance transferred for 6 months from the date of the transfer. Any outstanding balance at the end of this period will be charged at the applicable standard purchase rate. Terms apply.

Please refer to the Credit Card fees for other applicable fees. Fees subject to change.

You must make a minimum payment by the due date every month as shown on your monthly statement. A late payment fee of $15.00 will apply if you do not make the minimum payment due.

If you exceed your credit card limit we can charge an over limit fee of $20.00.

Next steps

Talk to an expert

Our business and rural experts can help you choose the right products and services for your business.

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Call us

Ready to take the next step? Call us today.

0800 272 222

Visit a branch

Visit us at one of our many branches across New Zealand.

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Get more with ASB

Clever ways to pay for your purchases

Pay on the go with an ASB Visa business credit card. Use payWave in store to make contactless payments under $80 without a PIN, or pull out your card at home and use it to shop online.

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ASB's lending criteria and Credit Card Conditions of Use apply. Terms and conditions apply to travel insurance, please refer to the ASB Visa Business Rewards Credit Card Travel Insurance Policy for further details. If you are aged over 64 years you are not eligible for cover under the policy. Other exclusions and limitations apply. 

Business banking ASB Visa Business Rewards