ASB Visa Business Rewards

It's easy to separate business and personal spending. Say hello to the ASB Visa Business Rewards credit card. A card that rewards you with True Rewards dollars*, as well as offering 50 days interest free.

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Benefits at a glance

  • Separate your business expenses from your personal

  • Earn True Rewards with your business purchases

  • Manage your cash flow with up to 50 days interest free on purchases

  • Shared limit - all cardholders have access to the same credit limit.

  • Access a range of complimentary Visa Commercial Offers and discounts for your business

  • Pay anywhere Visa is accepted - at millions of locations worldwide

Is it right for my business?

ASB Visa Business Rewards could be a great option if you're looking to make the most out of every eligible business purchase you make with your credit card, with up to four cardholders on one account.

Every eligible purchase (excluding cash advances) earns True Rewards dollars which your business can use just like real dollars with our reward partners.

To find out more, read our handy guide getting the most out of your business credit cards.

Key features

Buy now, pay later globally

With up to 50 days interest free on purchases, you can buy now and pay your card off later. Either in store, online or anywhere in the world that Visa is accepted - at millions of locations worldwide. This can be a convenient way to manage cash flow.

Earn True Rewards dollars

You can earn True Rewards dollars on your business purchases when you use your ASB Visa Business Rewards credit card.

Control your card with ASB Card Control

With ASB Card Control you call the shots from your mobile phone. Put a temporary lock on your card, set a spending limit, turn on/off ATM cash withdrawals and much more.  The great thing is, everything happens instantly.

Most popular Visa Commercial offers

Take advantage of a range of offers and discounts on a specially curated selection of business services. This is a complimentary benefit available to all ASB Visa Business and Visa Business Rewards cardholders.

Category     Merchant     Description        
Productivity     Adobe     Adobe Acrobat keeps you connected to your team with simple workflows across desktop, mobile, and web no matter where you're working.        
Digital Marketing     Google Ads     Reach potential customers precisely when they are searching on Google for the things you offer. Drive more website visitors, boost online sales, capture leads or keep your customers engaged with Google Ads. Multiple ad formats to showcase your offerings: text-based search ads, YouTube video ads, graphic display ads or in-app mobile ads.        
Security Tools     DocuSign     DocuSign is the fast, reliable way to electronically sign documents and agreements on practically any device from almost anywhere in the world.         
Productivity     G-Suite     A package of cloud-based tools and services, including email for your business, a feature-rich calendar, docs, sheets, and slides that provide real time collaboration, chat, phone, and video-conferencing, websites, forms, surveys, enterprise-grade support, storage, and archiving.        

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Discover the ASB Credit Card that's right for you.

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Interest rates and fees

Purchase interest rate

Cash advance interest rate

Balance transfer interest rate

(Fixed for 6 months)

Account fee for up to 3 cardholders

(Every 6 months)

Additional card fee

(Every 6 months)

Interest rates are subject to change. The cash advance interest rate will be charged on cash advances and dishonoured payments.

The balance transfer interest rate will be charged on the balance transferred for 6 months from the date of the transfer. Any outstanding balance at the end of this period will be charged at the applicable standard purchase rate. Terms apply.

Please refer to the Credit Card fees for other applicable fees. Fees subject to change.

You must make a minimum payment by the due date every month as shown on your monthly statement. A late payment fee of $4.00 will apply if you do not make the minimum payment due.

Next steps

Apply online

Apply for an ASB Visa Business Rewards credit card online today.

Apply online

Call us

Ready to take the next step? Call us today.

0800 272 222

Visit a branch

Visit us at one of our many branches across New Zealand.

Find a branch

Get more with ASB

Clever ways to pay for your purchases

Pay on the go with an ASB Visa business credit card. Use payWave in store to make contactless payments under $200 without a PIN, or pull out your card at home and use it to shop online.

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ASB's lending criteria and terms apply. Interest rate on cash advances currently 22.95% p.a applies. Interest rates may change. Fees apply, refer to asb.co.nz for details. Fees may change. Refer to asb.co.nz for other fees and charges. Credit card balance transfer terms apply. The standard purchase interest rate for your card type will apply to purchases and, after the 6 month period, to any remaining balance transfer amount. Find standard rates at asb.co.nz.

ASB's Credit Card Conditions of Use apply.

*You will not earn True Rewards dollars on cash advances or transactions treated by ASB as quasi cash advances.

As a Joint Cardholder, you will be personally liable for credit extended by ASB Bank under a Visa Business Rewards card, irrespective of whether a business name appears on the card.

Business banking ASB Visa Business Rewards