ASB Visa Business Rewards

Manage your business expenses and cash flow with a credit card and be rewarded with True Rewards dollars every time you make a purchase.*

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It's your choice: True Rewards or AA Smartfuel

You now have the choice of earning either True Rewards dollars or AA Smartfuel discounts on purchases made using your ASB rewards credit card. It's easy to switch between the two reward options and you can change as often as you like.

Find out more

Benefits at a glance

  • Earn True Rewards or AA Smartfuel discounts with your business purchases

  • Increase your True Rewards earning potential with up to four cardholders on one account

  • Control your credit card transactions and enjoy extra security in real time with ASB Card Control

  • Manage your cash flow with up to 50-days interest free on purchases

  • Pay anywhere Visa is accepted - at millions of locations worldwide

  • Separate your business expenses from your personal

Is it right for my business?

ASB Visa Business Rewards could be a great option if you're looking to make the most out of every business purchase you make with your credit card, with up to four cardholders on one account.

Every purchase (excluding cash advances) earns True Rewards dollars which your business can use just like real dollars with our reward partners - or you can switch to earning AA Smartfuel discounts.

To find out more, read our handy guide getting the most out of your business credit cards.

Key features

Buy now, pay later globally

With up to 50 days interest free on purchases, you can buy now and pay your card off later. Either in store, online or anywhere in the world that Visa is accepted - at millions of locations worldwide. This can be a convenient way to manage cash flow.

Earn True Rewards dollars or AA Smartfuel discounts

You can choose between earning True Rewards dollars or AA Smartfuel discounts on your business purchases when you use your ASB Visa Business Rewards credit card.

Control your card with ASB Card Control

With ASB Card Control you call the shots from your mobile phone. Put a temporary lock on your card, set a spending limit, turn on/off ATM cash withdrawals and much more.  The great thing is, everything happens instantly.

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Discover the ASB Credit Card that's right for you.

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Interest rates and fees

Purchase interest rate

Cash advance interest rate

Balance transfer interest rate

(Fixed for 6 months)

Account fee

(Every 6 months for up to 3 joint cardholders)

Additional cardholder fee (per card)

(Every 6 months)

Interest rates are subject to change. The cash advance interest rate will be charged on cash advances and dishonoured payments.

The balance transfer interest rate will be charged on the balance transferred for 6 months from the date of the transfer. Any outstanding balance at the end of this period will be charged at the applicable standard purchase rate. Terms apply.

Please refer to the Credit Card fees for other applicable fees. Fees subject to change.

You must make a minimum payment by the due date every month as shown on your monthly statement. A late payment fee of $9.00 will apply if you do not make the minimum payment due.

Next steps

Enquire online

Start the application process.

Enquire online

Call us

Ready to take the next step? Call us today.

0800 272 222

Visit a branch

Visit us at one of our many branches across New Zealand.

Find a branch

Get more with ASB

Clever ways to pay for your purchases

Pay on the go with an ASB Visa business credit card. Use payWave in store to make contactless payments under $80 without a PIN, or pull out your card at home and use it to shop online.

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*You will not earn AA Smartfuel discounts or True Rewards dollars on cash advances or transactions treated by ASB as quasi cash advances.

Business banking ASB Visa Business Rewards