Separate your business expenses from your personal
Earn True Rewards dollars or Everyday Rewards points with your business purchases
Manage your cash flow with up to 50 days interest free on purchases
Shared limit - all cardholders have access to the same credit limit.
Access a range of complimentary Visa Commercial Offers and discounts for your business
Pay anywhere Visa is accepted - at millions of locations worldwide
ASB Visa Business Rewards could be a great option if you're looking to make the most out of every eligible business purchase you make with your credit card, with up to four cardholders on one account.
Every eligible purchase (excluding cash advances) earns True Rewards dollars or Everyday Rewards points.
To find out more, read our handy guide getting the most out of your business credit cards.
With up to 50 days interest free on purchases, you can buy now and pay your card off later. Either in store, online or anywhere in the world that Visa is accepted - at millions of locations worldwide. This can be a convenient way to manage cash flow.
You can earn True Rewards dollars or Everyday Rewards points on your business purchases when you use your ASB Visa Business Rewards credit card.
With ASB Card Control you call the shots from your mobile phone. Put a temporary lock on your card, set a spending limit, turn on/off ATM cash withdrawals and much more. The great thing is, everything happens instantly.
Take advantage of a range of offers and discounts on a specially curated selection of business services. This is a complimentary benefit available to all ASB Visa Business and Visa Business Rewards cardholders.
| Category | Merchant | Description | ||||||||
| Productivity | Adobe | Adobe Acrobat keeps you connected to your team with simple workflows across desktop, mobile, and web no matter where you're working. | ||||||||
| Digital Marketing | Google Ads | Reach potential customers precisely when they are searching on Google for the things you offer. Drive more website visitors, boost online sales, capture leads or keep your customers engaged with Google Ads. Multiple ad formats to showcase your offerings: text-based search ads, YouTube video ads, graphic display ads or in-app mobile ads. | ||||||||
| Security Tools | DocuSign | DocuSign is the fast, reliable way to electronically sign documents and agreements on practically any device from almost anywhere in the world. | ||||||||
| Productivity | G-Suite | A package of cloud-based tools and services, including email for your business, a feature-rich calendar, docs, sheets, and slides that provide real time collaboration, chat, phone, and video-conferencing, websites, forms, surveys, enterprise-grade support, storage, and archiving. |
(Fixed for 6 months)
(Every 6 months)
(Every 6 months)
Interest rates are subject to change. The purchase rate will be charged on Dishonoured Payments.
The balance transfer interest rate will be charged on the balance transferred for 6 months from the date of the transfer. Any outstanding balance at the end of this period will be charged at the applicable standard purchase rate. Terms apply.
Please refer to the Credit Card fees for other applicable fees. Fees subject to change.
You must make a minimum payment by the due date every month as shown on your monthly statement. A late payment fee of $4.00 will apply if you do not make the minimum payment due.
Enquire online and we'll get you up and running as soon as possible.
Talk to one of our business experts.
Visit us at one of our many branches.
With ASB Card Control on the ASB Mobile app you call the shots from your mobile phone. Put a temporary lock on your card, set a spending limit, turn off ATM cash withdrawals and much more. And the great thing is, everything happens instantly.
Pay on the go with an ASB Visa business credit card. Use contactless in store to make contactless payments under $200 without a PIN, or pull out your card at home and use it to shop online.
You’ll get competitive rates and a choice of ways to send or receive your money at ASB Foreign Exchange.
ASB Home Insurance can help you to make sure your biggest and most cherished asset is covered.
ASB Private Health Cover and Private Health Plus enables you to take control of your health.
Enjoy exclusive privileges, access to travel insurance and the highest reward-earning rate of all our credit cards.
ASB's lending criteria and terms apply. Interest rate on cash advances currently 22.95% p.a applies. Interest rates may change. Fees apply, refer to asb.co.nz for details. Fees may change. Refer to asb.co.nz for other fees and charges. Credit card balance transfer terms apply. The standard purchase interest rate for your card type will apply to purchases and, after the 6 month period, to any remaining balance transfer amount. Find standard rates at asb.co.nz.
ASB's Credit Card Conditions of Use and ASB Rewards Programme Terms apply. Everyday Rewards programme terms and conditions apply.
*You will not earn True Rewards dollars or Everyday Rewards points on cash advances or transactions treated by ASB as quasi cash advances.
As a Joint Cardholder, you will be personally liable for credit extended by ASB Bank under a Visa Business Rewards card, irrespective of whether a business name appears on the card.
The Visa Business Rewards account is to be used for business purposes only.
To be eligible for a Visa Business Rewards account you must have a business relationship with ASB.
Unlock up to $300 in Everyday Rewards vouchers Terms and Conditions:
†Open a new ASB Visa Rewards, ASB Visa Platinum Rewards, or ASB Visa Business Rewards credit card account between 6 October and 16 November 2025. Get 20,000 bonus Everyday Rewards points when you open a new ASB Visa Rewards credit card account, or 40,000 bonus Everyday Rewards points when you open a new ASB Visa Platinum Rewards or ASB Visa Business Rewards credit card account, and switch to Everyday Rewards by 3 December 2025.
Offer is not available for customers who hold or have held the respective ASB rewards credit card account in the past 12 months, transfers from an existing ASB credit card, or in combination with any other offers.
Offer is limited to one award of bonus points per eligible and qualifying credit card account, and the bonus Everyday Rewards points will be allocated to the linked Everyday Rewards account of the cardholder by 17 December 2025.
The credit card account and Everyday Rewards accounts must be open and linked at the time of issuing the bonus Everyday Rewards points. Bonus Everyday Rewards points will be converted to your reward choice as set in your Everyday Rewards account.
Where multiple ASB rewards credit card accounts meet the eligibility criteria for the offers, you will receive the higher value of the offers.