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Business credit cards rates and fees

Rates and fees may change

Visa Business

Interest rates
Purchase interest rate
Cash advance interest rate

The purchase rate will be charged on Dishonoured Payments.

Fee
Account fee per card (every 6 months)

Visa Business Rewards

Interest rates
Purchase interest rate
Cash advance interest rate
Balance transfer interest rate
(fixed for 6 months)

The purchase rate will be charged on Dishonoured Payments.

The balance transfer interest rate will be charged on the balance transferred for 6 months from the date of transfer. Any outstanding balance at the end of this period will be charged at the applicable standard purchase rate.

Fees
Account fee for up to 3 joint cardholders (every 6 months)
Additional card fee per card (every 6 months)

Other fees

Credit card service fees
Fees
Statement copy per statement
Overseas card delivery
Late payment fee

Offshore service margins

Overseas transactions will either first be converted into US dollars and then into New Zealand dollars or converted directly at an exchange rate selected by Visa from available wholesale rates (or, if applicable, the Government mandated rate).

The Offshore Service Margin is a margin charged by us when you use your card to make an overseas transaction.

For overseas transactions made using your ASB Visa card Offshore Service Margins of 2.10% of the converted New Zealand dollar amount of the transaction are charged.

The converted amount and the Offshore Service Margins will appear on your card statement. You will be charged ASB FastCash card fees and margins if you select cheque or savings when using your ASB credit card overseas.

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Next steps

    Talk to an expert

    Our business and rural experts can help you choose the right products and services for your business.

    Find an expert

    Call us

    Contact us from 8:00am to 5:00pm, Monday to Friday.

    0800 272 222

    Visit a branch

    Visit us at one of our many branches.

    Find a branch

Interest rates and fees are subject to change at any time. Ask at any ASB branch about current rates and fees. ASB lending criteria and Credit Card Conditions of Use apply.

Business banking Business credit cards rates and fees