Business credit cards rates and fees
Rates and fees may change
Visa Business
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Interest rates
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Purchase interest rate
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Cash advance interest rate
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The purchase rate will be charged on Dishonoured Payments.
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Fee
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Account fee per card (every 6 months)
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Visa Business Rewards
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Interest rates
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Purchase interest rate
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Cash advance interest rate
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Balance transfer interest rate
(fixed for 6 months) |
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The purchase rate will be charged on Dishonoured Payments.
The balance transfer interest rate will be charged on the balance transferred for 6 months from the date of transfer. Any outstanding balance at the end of this period will be charged at the applicable standard purchase rate.
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Fees
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Account fee for up to 3 joint cardholders (every 6 months)
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Additional card fee per card (every 6 months)
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Other fees
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Credit card service fees
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Fees
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Overseas card delivery
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Late payment fee
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Offshore service margins
Overseas transactions will either first be converted into US dollars and then into New Zealand dollars or converted directly at an exchange rate selected by Visa from available wholesale rates (or, if applicable, the Government mandated rate).
The Offshore Service Margin is a margin charged by us when you use your card to make an overseas transaction.
For overseas transactions made using your ASB Visa card Offshore Service Margins of 2.10% of the converted New Zealand dollar amount of the transaction are charged.
The converted amount and the Offshore Service Margins will appear on your card statement. You will be charged ASB FastCash card fees and margins if you select cheque or savings when using your ASB credit card overseas.
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Next steps
Talk to an expert
Our business and rural experts can help you choose the right products and services for your business.
Call us
Contact us from 8:00am to 5:00pm, Monday to Friday.
Visit a branch
Visit us at one of our many branches.
Interest rates and fees are subject to change at any time. Ask at any ASB branch about current rates and fees. ASB lending criteria and Credit Card Conditions of Use apply.