Small business banking

Every business is different so whether you need funding, smarter banking, or you're taking on the next challenge, we're here to help your business get one step ahead.

Get in touch

Take payments with Klarna

Let customers pay with flexibility. With Klarna you could boost sales, increase average order value and keep them coming back for more.

Find out more

Get the right tool for the job.

ASB Visa Debit for Business has all the features your business needs to run smoothly.

Learn more

ASB Business Hub

Need help jumpstarting your business? With content about digitising your business and managing your cashflow, through to managing the impact of COVID-19 on business and how to optimise and create efficiencies, the ASB Business Hub is here to help you.

The hub also includes a range of customer stories, digitisation guides and discounted offers from our partners, such as Xero and MYOB. 

Check it out

Everyday payments between NZ banks

From April 2023, New Zealand banks will be able to process interbank domestic payments every day of the year, including weekends and public holidays. As an ASB customer you can already make same-day payments between ASB accounts, but other bank payments only process on business days. These changes to 'everyday processing' will mean you can send and receive electronic payments between NZ banks any day of the year.

Find out more on Payments New Zealand's website.

Find out more

Support for every stage of your business


Discover information, tips and ideas to help set your new business up for success.


Keep your business on track with our helpful guides and video tutorials.


Thinking bigger? Check out some ways you could set and achieve new business goals.

How can we help you?

Business Focus package

Get an everyday business banking account with the option to add products that enable you to make payments, get paid, manage your cash flow and optimise your business.

Accepting payments

Make it easy for your customers to buy from you, whether they're in your store, out and about, or online.

Online banking

Manage your funds, pay your suppliers and connect accounts to your accounting system, all from your mobile or computer.

Business performance app

Get insights from your online business tools like Xero, Shopify, Vend and Google Analytics together in one place. The Vonto powered by ASB app helps you understand your numbers so you can make better business decisions.

Business credit cards

Gives you and your staff flexibility with cash flow while separating your personal and business expenses.

Protecting your business

Protect your business against damage, liability and disruption. With ASB, you can get both your business and personal cover under one roof.

Foreign Exchange for Business

If you're interested in working with overseas suppliers, customers or employees, we have tools to simplify your foreign currency management.


Great reasons to choose us

  • A range of options to accept payments from your customers
  • Business Focus package for your business banking needs
  • Flexible options to manage your cash flow and working capital
  • Seven day settlement for your merchant facility – get your days' takings on the same day
  • Automatically add your transactions to Xero or MYOB every day
  • Bank anywhere, anytime with online and mobile banking tools

Matching your business with the right team

We're ready to look after your business no matter where you are on your journey.

Revenue less than $250,000?

Enquire online or make an appointment at a branch today. Here's what you may need to bring into a branch. If you are an existing ASB customer, please bring your ID to ensure we have the most up to date information.

Revenue $250,000 to $2,000,000?

You're likely to be well-established, so our Business Bankers can help with the right banking advice to help you meet your next goal. 

Revenue over $2,000,000?

A business like yours has significant banking needs, so we may assign someone from our Commercial and Corporate team to provide you with day-to-day support as well as strategic advice around funding and financial efficiency.

Ways to contact us

Enquire online

Tell us about your business and how we can help, and one of our team will get back to you.

Enquire online

Visit a branch

Make an appointment at one of our many branches across New Zealand.

Find a branch

Call us

We're available to help Monday to Friday, 8am to 5pm.

For relationship managed and new customers, please call 0800 272 222.

For existing Business Centre customers, please call 0800 272 287 (or overseas +64 9 300 7447), to contact our regional team of specialists. Alternatively you can email mybusinessbanker@asb.co.nz.

ASB Bank Limited's lending criteria, fees and terms apply. ASB Rewards and AA SmartFuel Programme terms and conditions apply. After 50 days, the standard purchase interest rate will apply. Find standard rates at asb.co.nz. Business Focus available to businesses with turnover less than $2 million per annum.