Bank accounts

Make everyday banking easier with a range of accounts and digital banking options.

Choose your account

Everyday banking accounts

Whether you call it a cheque, current or transaction account, we have range of everyday accounts to suit your banking needs and stage in life. Together with FastNet Classic internet banking and ASB's Mobile Banking app, you can bank anywhere, any time. 

  • If you're wanting a joint account, the best option is to come and see us in branch.
  • Already an ASB customer? Great! You can change or apply for new accounts through internet banking, just log-in at the top right hand corner.

Confirm your identity with the ASB ID app

You may be able to join ASB in minutes, without visiting a branch. Instead, send us a selfie.

Open your account online, confirm your identity with the ASB ID app and start banking. Easy!

Find out more

Choose the right everyday account

Everyday bank account

Our Streamline account is an everyday bank account with no electronic transaction fees and an everyday Visa Debit card - great for those who like to bank on the go.

Apply online

Graduate package

Get your career off to a great start with a bank account designed with Graduates in mind.

Apply online

Student package

A package for students and apprentices, with no base or transaction fees, free fries from McDonald's® and more.

Apply online

Join ASB to order a Clever Kash for your child

Clever Kash is our magical cashless moneybox, free for eligible Kiwi kids! Join ASB to get one to play with.

Apply online

Job starter's package

If you're 18-20 and heading into the workforce, the Job starter’s package is here to help. With benefits such as no transaction or base fees for two years.

Apply online


Looking to add a savings account as part of your everyday banking?

Apply online

Terms and conditions apply. Rates and fees may apply.

Need a savings account?

Savings On Call

A savings account where your money’s on call. It earns a higher interest rate for higher amounts saved.

Find out more

Savings Plus

A savings account that rewards you for limiting your withdrawals - great for those who are saving for the long term.

Find out more


A savings account where every dollar earns the same interest rate - great for those with smaller balances.

Find out more

Banking that suits you

Joining is easy

Join ASB online! If you need more help with moving  payments to your new ASB bank account, our switching team can help get you set up.

Cards for everyday banking

Whether you need an EFTPOS card, an ASB Visa Debit card or an ASB Visa Credit card, we've got a range of cards to suit whatever age and stage you're at. 

Banking at your fingertips

Open accounts, check balances, transfer funds or make payments anytime with FastNet Classic internet banking and the ASB Mobile app.

More ways to pay

If you don't like carrying cash or cards, you can also pay for purchases using the ASB Mobile app, Fitbit Pay or Garmin Pay.


Joining ASB is as easy as 1-2-3

1. Start

Joining has never been easier. Get things started and open an everyday account online in minutes.

2. Activate

Confirm your identity with the ASB ID app from anywhere. Or visit your local branch with acceptable ID and proof of your address.

3. Set up

We'll set you up with FastNet Classic internet banking. You can then download the ASB Mobile banking app to bank on the go.

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Leaving school

Jump-start your future with a special banking package for students or apprentices, graduates or job starters.

Moving to New Zealand

ASB is one of the New Zealand's largest banks and provides help to open accounts before your move.

Starting a business

Do you want to be your own boss? We have the business expertise and products to get you off to a great start.

Need help?

Call us

We're here to help

0800 803 804

Visit a branch

Visit us at one of our many branches across New Zealand.

Find a branch

We're here to help you

ASB's terms and conditions apply. Fees are subject to change.

ASBBank Accounts