Pay your way
Make contactless payments on the go, with Apple Pay, Google Pay, Fitbit Pay or Garmin Pay.
Credit card comparison tool
Compare interest rates, fees, rewards, and more with our handy tool. Interested in business credit cards? Click on the cards below to compare.
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$150 = TR$1
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$100 = TR$1
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$100 = TR$1 $50 = 1c off per/L |
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Overseas travel insurance
(per return trip) |
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Interest free days
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Up to 55 days
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Up to 55 days
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Up to 55 days
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Up to 50 days
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Up to 50 days
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Minimum credit limit
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$1,000
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$500
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$8,000
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$1,000
per card |
$1,000
per account |
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Individual account fee
(every 6 months) |
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per card |
up to 3 joint card holders |
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Additional card fee
(every 6 months) |
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per card |
per card |
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per card |
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Joint account fee
(every 6 months) |
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per person |
per person |
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up to 3 joint card holders |
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Interest rate on purchases
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Interest rate on cash advances
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Interest rate on balance transfers
(fixed for 6 months) |
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- Interest rates are subject to change. The cash advance interest rate will be charged on cash advances and dishonoured payments.
- Our current Smart Rate purchase offer for ASB Visa Light is available at asb.co.nz/light
- The balance transfer interest rate will be charged on the balance transferred for 6 months from the date of the transfer. Any outstanding balance at the end of this period will be charged at the applicable standard purchase rate. Terms apply.
- Please refer to the Credit Card rates and fees or the Business Credit Card rates and fees for other applicable fees. Fees subject to change.
- You must make a minimum payment by the due date every month as shown on your monthly statement. A late payment fee of $4.00 will apply if you do not make the minimum payment due.
Credit card interest calculator
A little can go a long way. Work out the impact of paying a little extra off your credit card each month.
Credit card features
Take advantage of some of these great features available with ASB credit cards.
Card Control
Manage your ASB Visa cards anywhere, anytime with extra security and control
Bank on the go
Keep track of your transactions and manage your credit card online with FastNet Classic internet banking and the ASB Mobile app
Card Tracker
Track your ASB Visa card subscriptions in one place and see the shops and services where your card details may have been stored.
Apply for an ASB credit card
ASB's lending criteria and terms apply. Interest rate on cash advances currently 22.95% p.a applies. Interest rates may change. Fees apply, refer to asb.co.nz for details. Fees may change. Refer to asb.co.nz for other fees and charges. Credit card balance transfer terms apply. The standard purchase interest rate for your card type will apply to purchases and, after the 6 month period, to any remaining balance transfer amount. Find standard rates at asb.co.nz
ASB's Credit Card Conditions of Use apply.
