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Understanding your financial wellbeing

Check your financial wellbeing and get tips to help you stay one step ahead.

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What is financial wellbeing?

Financial wellbeing is the ability to meet your financial commitments and have the freedom to make choices about your life.

Through a research partnership with the University of Melbourne we have defined financial wellbeing as being able to:

  • Meet your day to day financial commitments - being able to pay bills and expenses

  • Be in control of your finances e.g. avoid unnecessary fees and charges

  • Make financial choices that allow you to enjoy life like going on holidays

  • Feel secure about your future - being able to make choices that allow you to put away money for the future

Money saving ideas to get you through tough times

Here are a few ways to help you manage your money and get you through:

  1. Need financial support? See what you could be eligible for.
  2. Understand your income and expenses using our budget template.
  3. Do your homework before taking on new debt - get tips to manage your debt.
  4. Refer to our handy guide on getting back in control with your finances.
  5. Find out what's going on with your KiwiSaver. Get the latest updates.
  6. Boost your rainy day savings with our saving tips.

 

Check your financial wellbeing score

Knowing your financial wellbeing score means you can take steps to improve it. We've designed a simple tool to help you understand:

  • How well you're managing your everyday expenses
  • Whether you're in a strong position to deal with unexpected financial emergencies
  • If you're doing enough to set yourself up for the future

The 10 simple questions get you thinking about your recent and past financial experiences about financial freedom, choice, control and how you would respond to those experiences if you were financially challenged.

At the end, you'll get a financial wellbeing score of between 1 and 100. This will help you to understand your current financial wellbeing.

You'll also find simple tips and other handy tools to help improve your financial wellbeing regardless of your score. 

The financial wellbeing tool is designed for people over the age of 18. Your responses and results are anonymous and will be used for research and statistical purposes only.

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Handy guides

Tips for Every Day, Rainy Day and One Day

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Get back in control of your finances

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Get help to prepare for the unexpected

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Build the financial future of your choice

Find out how

Tips and tools

Need help managing your money?

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