Maximise your KiwiSaver investment
KiwiSaver is used by over 3 million Kiwi to help them get ahead. Choosing the right KiwiSaver fund and contribution rate is an important part of achieving your savings goals. Here’s how to maximise your savings towards your first home or retirement.
Take a look at your future
Want to see how much you're on track to have for your first home or retirement? Try our KiwiSaver calculator and advice tool.
Get free advice
Chat over your future needs, fund choice and contribution rates with one of our KiwiSaver experts.
Get your Government contribution
Each year, the Government contributes into eligible KiwiSaver accounts, so long as you’re contributing too.
Increase your contribution
Putting a little more into your KiwiSaver account can have a big impact. Find out more about increasing contributions, and consider if it's right for you.
Buy a home or investment property
Take steps towards purchasing a first home, or build your useable equity to work towards an additional property.
- Understand what you could afford to borrow using our home loan borrowing calculator.
- Find out whether you're eligible for a KiwiSaver first home withdrawal and how to apply.
- Apply for a home loan pre-approval, a conditional approval that we can lend you a certain amount of money, provided that the conditions of the approval are met.
- Use our Mortgage Repayments Calculator to work out and compare home loan rates, terms and payments.
- Explore our comprehensive first home buyers guide, with helpful resources for every stage of your home ownership journey.
Pay off your home loan faster
If you have a home loan, you might be used to changing interest rates, regular repayments and the slow but steady decrease in your balance.
A lot of people don't realise the impact an extra $20 a fortnight can make on their home loan, or how the occasional extra repayment can knock years off your term.
Explore ASB Home Central or use our handy calculators to see how you can reach your financial goals sooner.
Explore your investment options
Before investing, it's important to make sure you can comfortably cover your day-to-day expenses. Consider paying off debt first, and ensure you have enough savings to cover emergencies. Always make sure you read the terms and understand the risks for each option. If you're not sure, get advice from one of our experts.
Is investing right for you?
Answer a few simple questions to see if investing could be right for you.
Consider your options
Whether you're an experienced investor or just starting out, we have a range of investment options, including share trading.
Get investment advice
If you're not sure which investment option is right for your goals, get in touch with one of our experts.
Other actions to build better financial wellbeing
Master your day to day
Organise your money and set a plan.
Get on top of debt
Find new ways to stay on top of debt.
Prepare for the unexpected
Build a safety net for unexpected costs and losses.
Work towards your savings goals
Get saving savvy and grow your money.