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Buying your first home with ASB

Our home loan experts are here to help you confidently own your first home today.

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Open the door with a KiwiBuild home

To help Kiwi's get into their first homes sooner, we've put out the welcome mat with our special KiwiBuild support package.

To help make owning your first home a reality through KiwiBuild, we'll:

  • Give you $2,500 towards your move-in costs when you take out an ASB home loan to purchase a KiwiBuild property.
  • Pre-approve eligible customers up to 95 percent of the value of a KiwiBuild home, meaning you may only need a 5 percent deposit on the property.

Call 0800 275 272 to find out more. 

ASB's lending criteria, terms and fees apply.

How close are you to your first home?

Whether your first home is just within your reach or still a dream, we can help guide you through the home buying process.

Saving

There are lots of ways you can become a smart saver and boost your home savings.

Saving

Preparing

Understand the home buying process, your budget and your options.

Preparing

Finding

When faced with all those listings, knowing all your suburb options is a good start.

Finding

Buying

Your first home is in your sights. Here’s what you need to know before you buy.

Buying

Knowing your numbers

How long will it take to pull together your deposit? How much can you afford to borrow? How fast can you pay it off? Knowing your numbers is super important, and these tools can help.

Saving

Using KiwiSaver is one of the ways to save for a first home deposit, with contributions from your employer, the government (if eligible), and any investment returns.

KiwiSaver calculator

Finding

ASB Suburb Seeker can help you focus on the areas that best suit your needs and your budget.

Suburb Seeker

Borrowing

Calculate how much you could afford to borrow. How would your repayments compare to paying rent and saving for a deposit?

Borrowing calculator

Structuring

You can structure your ASB home loan to suit your budget and goals. Find out which approach could be best for you.

Help me choose

Unskippable home buying tips with the All Blacks … skipping.

Watch our home buying tips, get inspiration and some laughs with All Blacks Ryan Crotty, Anton Lienert-Brown, Brodie Retallick and Matt Todd.

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Saving

There are lots of ways to save for your first home deposit. Here are some guides, tips and tricks to help you pick the approach best for you and reach your goal sooner.

Preparing

Understanding the home buying process gives you a real head start when you find your home. Here are some of the most important things to know, to put you in the driving seat.

Finding

Your first home is waiting for you – it’s just a case of finding the one that suits you. Here are some tips for narrowing your search and how to pick a winner.

Buying

Ready to buy your first home? Take a look at our helpful guides and videos to make sure you have what you need.

We're here to help

Apply online

You can start your home loan process right now.

Apply online

It's never too early to talk

Talking through your plans and options can be a good first step. Our mobile lending managers can help guide you through your home buying journey.

Find a lending manager

Call us

Speak with one of our lending specialists 7 days a week.

0800 100 600

ASB's lending criteria and terms apply.

Home loans Buying your first home