Buying your first home with ASB

Our home loan experts are here to help you confidently own your first home today.

Apply online Contact us

How close are you to your first home?

Whether your first home is just within your reach or still a dream, we can help guide you through the home buying process.


There are lots of ways you can become a smart saver and boost your home savings.



Understand the home buying process, your budget and your options.



When faced with all those listings, knowing all your suburb options is a good start.



Your first home is in your sights. Here’s what you need to know before you buy.


Knowing your numbers

How long will it take to pull together your deposit? How much can you afford to borrow? How fast can you pay it off? Knowing your numbers is super important, and these tools can help.


Using KiwiSaver is one of the ways to save for a first home deposit, with contributions from your employer, the government (if eligible), and any investment returns.

KiwiSaver calculator


ASB Suburb Seeker can help you focus on the areas that best suit your needs and your budget.

Suburb Seeker


Calculate how much you could afford to borrow. How would your repayments compare to paying rent and saving for a deposit?

Borrowing calculator


You can structure your ASB home loan to suit your budget and goals. Find out which approach could be best for you.

Help me choose

Unskippable home buying tips with the All Blacks … skipping.

Watch our home buying tips, get inspiration and some laughs with All Blacks Ryan Crotty, Anton Lienert-Brown, Brodie Retallick and Matt Todd.

Play video icon


There are lots of ways to save for your first home deposit. Here are some guides, tips and tricks to help you pick the approach best for you and reach your goal sooner.


Understanding the home buying process gives you a real head start when you find your home. Here are some of the most important things to know, to put you in the driving seat.


Your first home is waiting for you – it’s just a case of finding the one that suits you. Here are some tips for narrowing your search and how to pick a winner.


Ready to buy your first home? Take a look at our helpful guides and videos to make sure you have what you need.

We're here to help

Apply online

You can start your home loan process right now.

Apply online

It's never too early to talk

Talking through your plans and options can be a good first step. Our mobile lending managers can help guide you through your home buying journey.

Find a lending manager

Call us

We’re here weekdays 8:00am - 8:00pm or Saturday 9:00am - 5:00pm to answer your home loan questions.

0800 100 600

ASB's lending criteria and terms apply.

Home loans Buying your first home