To get a home loan your deposit will generally have to be 20% of the property’s value - but it all depends on your individual situation. You may be able to get into your home sooner with a deposit as little as 10%.
Start looking at how much houses in the area you’re interested in have been selling for recently. Tools like homes.co.nz or TradeMe Property Insights can help you with this, or you can speak to a local real estate agent. If the prices are higher than you can afford, you might want to widen your search.
Use ASB Suburb Seeker to get an idea of current house prices in different locations. Our home loan borrowing calculator can give you can idea of what you afford to borrow, or or you can get in touch to talk through your situation.