Tell us about your income and expenses and use our calculator to see what you could afford to borrow.
Home loan interest rates
Min 20% equity
12-month fixed rate
18-month fixed rate
24-month fixed rate
36-month fixed rate
48-month fixed rate
60-month fixed rate
6-month fixed rate
24-month fixed rate
18-month fixed rate
36-month fixed rate
12-month fixed rate
48-month fixed rate
60-month fixed rate
6-month fixed rate
Housing variable rate
Rates may change. Loan processing fee of up to $400 may apply. After the fixed rate period the Housing Variable Rate will apply. For those with less than 20% equity see here for rates.
Back My Build variable rate
Whether you’re purchasing a home and land package or building your dream home, the Back My Build variable rate might be perfect for you.
ASB Back My Build variable rate applies to home loan for up to 3 years from initial drawdown. Rate may change at any time.
Back My Build variable rate
Min 20% equity
Loan processing fee of up to $400 may apply. Only available on term loans for building a new residential home. After the Back My Build Variable Rate period our Housing Variable Rate will apply. For those with less than 20% equity see here for rates. Full terms and Exclusions apply.
Mortgage Repayment Calculator
More home loan calculators
Get started by selecting a home buying option below
Own your first home
Just getting started? We have home loan experts and online tools to help guide you through your home buying journey.
Own your next home
Whether you're upsizing, downsizing or just fancy a change of scene, we can help you own your next home.
Buying an investment property
Looking to buy an investment property? We've got the tools and expertise to support you through every step.
Move your home loan to ASB
Looking to make a change? Our lending specialists are available weekdays 8:00am - 8:00pm or Saturday 9:00am - 5:00pm, making it easy for you to move your home loan to ASB. When you switch to us you could get a better interest rate, please a cash contribution to help towards your costs.
Manage your ASB home loan
ASB home loans are designed to be flexible. You can shape your payments to suit your lifestyle or track your repayment progress and debt-free dates. See how you can manage your loan online when and where it suits you.
Build a new home
Building your own home is an exciting time and our home loan experts are here to support you every step of the way.
Find the right home loan
Revolving credit home loan
Draw and repay your loan at any time, within your credit limit.
Contact us
Visit a branch or call
Visit us at one of our many branches, or call us on 0800 100 600.
ASB’s lending criteria, terms, conditions and fees apply.
