The ASB KiwiSaver Scheme and ASB Investment Funds ranked first for 12‑month returns in their Conservative fund categories, with the ASB KiwiSaver Scheme also leading Moderate (Morningstar, December 2025)*.
With no administration or performance fees, more of your money stays invested.
View all ASB KiwiSaver Scheme returns and ASB Investment Funds returns.
Join over 500,000 New Zealanders investing with ASB. Tools and investment choices for new and experienced investors.
KiwiSaver
Invest for your first home or retirement in a low-fee fund*. Choose the best fund for you with our KiwiSaver calculator and advice tool.
Learn more about the ASB KiwiSaver Scheme.
Investment Funds
Build your wealth in a diversified portfolio. Choose from a range of funds to suit your investment goals, timeframe and comfort with risk.
Learn more about ASB Investment Funds.
Online Share Trading
Buy and sell shares and ETFs in major world markets with competitive brokerage rates. Access daily reports and easy‑to‑use online tools.
Learn more about ASB Securities.
For qualifying clients:
Wealth Advisory
Get personalised investment advice from ASB’s qualified financial advisers, with a tailored plan and ongoing support to help you reach your goals. Learn more about ASB Wealth Advisory.
Private Banking
An exclusive service with a dedicated Private Banker providing personalised, end‑to‑end financial support. Learn more about ASB Private Banking.
ASB was awarded KiwiSaver Fund Manager of the Year at the 2026 Morningstar Awards for Investing Excellence**.
This recognition reflects our disciplined long-term approach and strong outcomes for nearly half a million ASB KiwiSaver Scheme members.
When we win, our customers win too.
ASB partners with BlackRock to deliver better investment outcomes for New Zealand investors, with portfolios shaped by local and global investment expertise.
Learn more about the ASB and BlackRock partnership.
Wealth is built on knowledge. Meet the experts bringing decades of local and global expertise to your investments.
Emma-Jayne Liddy
General Manager Wealth, ASB
Frank Jasper
Chief Investment Officer, ASB
David Griffith
ASB Client Chief Investment Officer and Head of Multi Asset Solutions, BlackRock
Nigel Grant
Head of Wealth Products, ASB
Chris Tennent-Brown
Senior Economist, ASB
Ngaire Angus
Head of Wealth Distribution, ASB
Amehl Smith
Head of Private Banking, ASB
It pays to know. Get market updates, expert insights, and answers to your investment questions, all in one place.
Podcast (31 min)
What shapes financial wellbeing in New Zealand, why volatility is part of investing, and how long‑term thinking, from KiwiSaver to infrastructure, supports confidence and resilience.
Blog (6 min)
A volatile month saw escalating geopolitical tensions disrupt global markets, with the Iran conflict and the effective closure of the Strait of Hormuz pushing oil prices sharply higher.
Podcast (28 min)
KiwiSaver contribution rates have increased, with more changes ahead. A clear breakdown of what's changing, what it means for New Zealanders, and the options to consider.
Report (13 min)
The global economic outlook has been disrupted by renewed conflict in the Middle East. With the Strait of Hormuz effectively closed, major oil, gas and fertiliser supply chains are under pressure.
Podcast (34 min)
New survey insights reveal changing attitudes towards housing, KiwiSaver and investing. What’s driving sentiment and how investment preferences are shifting.
Blog (5 min)
Global markets moved higher in February despite a softer US finish. Market leadership continued to rotate as last year’s winners lagged and cheaper markets regained favour.
Podcast (26 min)
The OCR has been left on hold, but rates are already lifting. What the decision signals for mortgages, savings, housing and the wider economy.
Blog (4 min)
Markets entered 2026 amid heightened geopolitical risk and rapid change. A look beyond the headlines at the long‑term forces and earnings trends shaping the global economy and markets.
Podcast (34 min)
Early 2026 has delivered sharp market swings across sectors and regions. A look at what’s really driving markets and why diversification still matters.
Call us
Talk to our specialist investment team.
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Visit a branch
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Email us
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invest@asb.co.nz
The information contained in this ASB website is for informational purposes and is designed for use by New Zealand residents only. No person guarantees the financial services or products offered or any of the investments or returns made in respect of the financial services or products. The financial services and products offered are subject to investment risk including loss of income and principal invested. They are subject to investment risk, including possible loss of income and principal invested.
Interests in the ASB KiwiSaver Scheme and ASB Investment Funds (Schemes) are issued by ASB Group Investments Limited, a wholly owned subsidiary of ASB Bank Limited (ASB). ASB provides administration and distribution services for the Schemes. No person guarantees interests in the Schemes. Interests in the Schemes are not deposits or other liabilities of ASB. They are subject to investment risk, including possible loss of income and principal invested. For more information see the ASB KiwiSaver Scheme Product Disclosure Statement or the ASB Investment Funds Product Disclosure Statement available from this website and the register of offers of financial products at www.disclose-register.companiesoffice.govt.nz (search for ASB).
ASB Securities Limited is an NZX firm. When you trade on the NZX markets through ASB Securities you must comply with NZX rules as outlined in the ASB Securities Trading Conduct for Online Share trading. ASB Securities terms and conditions apply. Pricing data supplied by ASX and/or NZX. ASB Cash Management Account, ASB Foreign Currency Account, ASB Margin Lending and ASB Term Deposits are provided by ASB Bank Limited. ASB term's apply. Rates and fees may change. Refer to asb.co.nz for other fees and charges. This page does not have regard to the financial situation or needs of any reader. As individual circumstances differ, you should seek appropriate professional advice. See the ASB Securities glossary for share trading and investment terms or Morningstar for research terms.
ASB Wealth Managers' disclosure statements are available on request and free of charge from your ASB Wealth Manager.
BlackRock Investment Management (Australia) Limited (BlackRock) is a wholly-owned subsidiary of BlackRock, Inc.
*Past performance does not guarantee or indicate future performance. Returns may vary over a fund’s minimum investment timeframe and longer. KiwiSaver: Based on Morningstar KiwiSaver Survey (31 December 2025). For more information, see our KiwiSaver returns page. Fees for each ASB KiwiSaver Scheme fund are at least 33% lower than the industry average (Sorted Smart Investor, 6 November 2025, based on a $30,000 balance). Investment Funds: Based on performance data from Morningstar (NZ Multisector Fund Universe) (31 December 2025). For more information, see our Investment Funds returns page.
**Morningstar Awards 2026 © Morningstar, Inc. All Rights Reserved. ASB is awarded Fund Manager of the Year, KiwiSaver category, New Zealand.