ASB Investment Funds are managed funds that have the potential to provide better long-term returns than traditional savings accounts and term investments. They work in the same way as a KiwiSaver investment does, but unlike KiwiSaver, you can access your money whenever you want. We offer a range of funds with a different mix of income and growth assets to help achieve your investment goals.
ASB Investment Funds' returns are taxed at a maximum of 28%. If your income tax is 30% or higher this can improve your after-tax returns.
ASB Investment Funds ranked first for 3-year returns in the Moderate fund category (Morningstar, March 2026)*. Plus, with no administration or performance fees, more of your money stays invested.
What's a performance fee? Some providers charge an extra fee when your fund performs well. We don't. We believe top returns should benefit you, not cost you more.
We work with some of the world's leading investment managers, including BlackRock, to help you get the most out of your investment. View past returns.
Get started with no minimum investment. Choose how much and how often you invest across a range of funds, with the flexibility to withdraw your money when you need. View funds and fees.
Set up regular transfers to your ASB Investment Fund and keep track of your investments in the ASB Mobile Banking app or FastNet Classic internet banking.
Log in to the ASB Mobile app or FastNet Classic Internet banking
Select the account you'd like to transfer from and your ASB Investment Funds account you'd like to transfer into
Enter the amount you'd like to transfer each week, fortnight or month, and the date you'd like the first transfer to be made to set up a contribution schedule
Stay up to date with the latest insights, investment news and market commentary from our team of experts to help you make smart decisions about your investments.
Looking for aggressive investment options? Our Aggressive Funds aim for the highest returns of all our funds over the long term, for those who can accept more ups and downs.
Learn more about our responsible investing approach.
*Past performance does not guarantee or indicate future performance. Returns may vary over a fund's minimum investment timeframe and longer. Morningstar NZ Multisector Fund Universe (31 March 2026). Morningstar ranked the ASB fund 1st out of 17 funds in the Morningstar New Zealand Multisector Fund Universe data March Quarter 2026 within the Multisector Moderate category for the 3 years to 31 March 2026. For more information, see our Investment Funds returns page.
© 2026 Morningstar All Rights Reserved. The information contained herein: (1) is proprietary to Morningstar and/or its affiliates or content providers; (2) may not be copied, adapted or distributed; (3) is not warranted to be accurate, complete or timely; and (4) does not constitute advice of any kind, whether investment, tax, legal or otherwise and 5) has been prepared for New Zealand wholesale clients of Morningstar Research Ltd, subsidiary of Morningstar, Inc and is not intended for New Zealand retail clients. Neither Morningstar nor its content providers are responsible for any damages arising from the use and distribution of this information. Past performance is no guarantee of future results.
A Product Disclosure Statement for ASB Investment Funds has been lodged with the Registrar of Financial Service Providers. It is available from this website, or you can obtain a copy by emailing invest@asb.co.nz
Interests in ASB Investment Funds are issued by ASB Group Investments Limited, a wholly owned subsidiary of ASB Bank Limited (ASB). ASB provides administration and distribution services for ASB Investment Funds. No person guarantees interests in ASB Investment Funds. Interests in ASB Investment Funds are not deposits or other liabilities of ASB. They are subject to investment risk, including possible loss of income and principal invested. Fees may change. For more information see the ASB Investment Fund Product Disclosure Statement available from this website and the register of offers of financial products at www.disclose-register.companiesoffice.govt.nz (search for ASB Investment Funds).