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Compare Funds

Compare the ASB Investment Funds to find the right one for you.

We offer a range of funds to suit different investors. We recommend that you choose a fund based on your investment timeframe.

  • A longer investment timeframe gives you more time to ride out larger ups and downs in your balance. This is good news because accepting those ups and downs comes with a higher potential return - that could mean more money for you to spend later.
  • With a shorter timeframe we recommend that you don't take too much risk - while returns are likely to be lower, they will be more stable, giving you less chance of a drop in your balance before you come to make a withdrawal.
  • You can withdraw all or part of your investment (subject to minimum balance criteria) earlier than the minimum investment timeframe suggested below, however it is less likely that the performance objectives of the fund will be met. The ASB Investment Funds are subject to investment risk, including possible loss of investment income and principal invested.

View the latest fund updates, market review and recent returns for the ASB Investment Funds.

For more information about how we manage the funds see the Statement of Investment Policy and Objectives.

Growth Fund
Balanced Fund
Moderate Fund
Conservative Plus Fund
Conservative Fund
Summary of investment objective
Aims for high total returns.
Negative return expected less than one in every four years.
Aims for moderate to high total returns.
Negative return expected less than one in every five years.
Aims for moderate total returns.
Negative return expected less than one in every seven years.
Aims for moderate total returns.
Negative return expected less than one in every 10 years.
Aims for modest total returns.
Negative return expected less than one in every 25 years.
Investment timeframe

Minimum suggested

16 years
8 years
4 years
3 years
2 years
Income assets

What's this?

20%
40%
60%
70%
80%
Growth assets

What's this?

80%
60%
40%
30%
20%
Annual fund charge
1.25%
1.16%
1.11%
1.06%
0.97%
Contribution fee
0.45% of any amount you invest
0.45% of any amount you invest
0.45% of any amount you invest
0.45% of any amount you invest
0.45% of any amount you invest

ASB Wealth Managers' disclosure statements are available on request and free of charge from your ASB Wealth Manager.

Interests in ASB Investment Funds are issued by ASB Group Investments Limited, a wholly owned subsidiary of ASB Bank Limited (ASB). ASB provides administration and distribution services for ASB Investment Funds. No person guarantees interests in ASB Investment Funds. Interests in ASB Investment Funds are not deposits or other liabilities of ASB. They are subject to investment risk, including possible loss of income and principal invested. For more information see the ASB Investment Fund Product Disclosure Statement available from this website and the register of offers of financial products at www.business.govt.nz (search for ASB Investment Funds).