icon-accepticon-affordIconIcon Copyicon-exiticon-experticon-find-loanicon-growicon-manage04 copy 4icon-starticon-things

Personal Loans

A loan you could use for a new car, travel, debt consolidation or a wedding. Whatever you need, an ASB Personal Loan could be an option.

Apply for a loan Top up your loan

Use this loan for almost anything

Car loan

Got your eye on some new wheels? Whether you are upgrading, or buying your first car, consider an ASB Car Loan.

Debt consolidation

Roll all your debts into one easy to manage ASB Debt Consolidation Loan and get your finances organised.

Education

Invest in your future. An ASB Personal Loan can help with the costs to get you started.

Home renovation

An ASB Personal Loan could help with the cost of that home renovation you’re planning.

Travel

Planning a holiday or a big overseas trip? Check out an ASB Personal Loan to help with the costs.

Wedding

Start planning the budget for your big day.

Great reasons to choose our personal loan

  • Answers usually within 24 hours
  • Make extra repayments at any time with no charges and no fees
  • Borrow for just about anything
  • Top up your loan for something new

Calculator

It's easy, get started today

01. Calculate.

Work out how much you would like to borrow to reach your goal. Calculate your repayments over different timeframes for different amounts you could borrow.

02. Apply.

Ready?  Simply complete your application online.   If you are a FastNet Classic online banking customer, apply here or call 0800 803 804. Check here for helpful information on your loan application.

03. Get approved.

We’ll usually give you an answer within 24 hours and often we can give you an indication straight away.

04. Get your money.

For unsecured personal loans, once your loan has been approved and you’ve signed the loan documents, usually we’ll put money in your account on the same day. You can also apply to top up or extend your loan if you need more at a later time.

Guides to get you there

Interest rates and fees

Secured personal loan
(minimum amount $10,000)

Unsecured personal loan
(minimum amount $2,000)

Debt consolidation loan
(minimum amount $2,000)

Loan establishment fee of $250.00 may apply. A PPSR (security registration) fee of $25 will apply to all secured personal loans. You’ll find more details on our rates and fees here.

We're here to help you 24/7

Interest rates and fees subject to change. ASB’s lending criteria, terms and fees apply.

ASBPersonal Loans