Interest rates
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Loan type
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Fixed interest rates
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Unsecured loan
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Secured loan
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Interest rates shown as at . Once a loan is documented the interest rate is fixed for the term of that loan.
Fees
Loan processing fee
This fee may be applied to a personal loan.
Personal property security registration fee
This additional fee applies to secured loans.
Personal loan default
Monthly unarranged overdraft fee
0.12% of the highest daily overdrawn balance (minimum charge $10).
Unarranged overdraft interest rate
Any default interest will be charged to your account monthly. This interest rate is variable and may change.
Unsecured and debt consolidation loans have a minimum amount of $2,000. Secured loans have a minimum amount of $20,000 and are subject to a personal property security registration (PPSR) fee.
Interest rates and fees current as at .
Interest rates and fees are subject to change. ASB's lending criteria applies.
Obtain a copy of the Personal Loan General Terms and Conditions here.
