Interest rates
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Loan type
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Fixed interest rates
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Unsecured loan
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Interest rates shown as at . Once a loan is documented the interest rate is fixed for the term of that loan.
Fees
Loan processing fee
This fee may be applied to a personal loan.
Personal loan default
Monthly unarranged overdraft fee
When you default on your personal loan and the deduction account is overdrawn (exceeding $20.00) in excess of an agreed overdraft limit or there is no arranged overdraft in place.
Personal Loan default interest rate (Variable)/Unarranged Overdraft interest rate
When you default on your personal loan and the deduction account is overdrawn or in excess of an agreed overdraft limit. The interest will be calculated daily on the overdrawn amount, or the amount in excess of the arranged limit, at the Unarranged Overdraft interest rate until paid in full. This interest will be charged to your account monthly.
Unsecured and debt consolidation loans have a minimum amount of $2,000.
Interest rates and fees current as at .
Interest rates and fees are subject to change. ASB's lending criteria applies.
Obtain a copy of the Personal Loan General Terms and Conditions here.