Rates, fees and charges may change
||Fixed interest rates|
Interest rates shown as at . Once a loan is documented the interest rate is fixed for the term of that loan.
Our unsecured personal loan interest rates vary within the above range starting from 13.95% p.a. To determine your interest rate we look at things such as your income and expenditure, your ASB account history (if applicable) and your credit check.
This fee may be applied to a personal loan.
This additional fee applies to secured loans.
0.12% of the highest daily overdrawn balance (minimum charge $10).
Any default interest will be charged to your account monthly. This interest rate is variable and may change.
Unsecured and debt consolidation loans have a minimum amount of $2,000. Secured loans have a minimum amount of $20,000 and are subject to a personal property security registration (PPSR) fee.
Interest rates and fees current as at .
Interest rates and fees are subject to change. ASB's lending criteria applies.
Obtain a copy of the Personal Loan General Terms and Conditions or copy of the Personal Loan Facility Agreement for Secured Personal Loans.