Together, not separate.
Your personal and business needs, all supported by one banker through connected decisions and conversations.
We've got it handled.
When work and life overlap, your banking should too. One banker handles both your Business and Personal worlds - because you're one person, not two accounts.
Make decisions easier.
Sort your business and personal lending in one go - so things don't get stuck in the middle.
Make moves with confidence.
Advice that looks at the whole picture, not pieces of it - helping you make clear, informed decisions.
Tools and support designed for your business.
Accounts
Manage everyday cash with a fee‑free account.
Accepting payments
Get paid your way - in store or on the go.
Loans & Overdrafts
Fund your next step or day-to-day with flexible lending options.
Internet banking
Bank anytime with smart, secure features that make business easier.
Cards
Stay on top of business spending with dedicated cards.
Business Hub
Tap into clever tools and insights to run and grow your business.
Helpful resources for small business.
From ideas to exits, we're backing business.
It's important to plan what's next and spark new opportunities. Next Best Step Planner cuts through the noise to give you quick insights and practical next steps to think about.
Grants and subsidies.
Start-up funding opportunities that could save you money and help you grow faster.
Good things start with a chat.
Need lending?
Talk to an expert to help you choose the right products and services for your business or enquire online and we can get back to you.
New customers.
To join ASB, fill in our quick Join for Business form online, or call 0800 272 222 Monday to Friday, 8am-5pm.
Existing customers.
Call 0800 272 287 (overseas +64 9 300 7447), email mybusinessbanker@asb.co.nz or contact your Relationship Manager directly.
We're here to help.
I'm setting up a business - how can I open a business account?
Opening a business bank account with ASB is simple. Get started online by entering a few details about your business and we'll guide you from there.
You'll need to complete a few quick identity and verification steps.
If you have a few questions before you get started, our specialists can help over the phone or in a branch.
I need funding for my business - how can I apply for a business loan?
Thinking about funding your next step? Explore our business loan options to see what might suit. When you're ready you can enquire online and we will get back to you with in a couple of days.
Prefer a chat? An ASB specialist can work through your options and make sure this lines up across your business and personal needs.
I'm looking for financial support - are there any grants my business can be eligible for?
Explore our funding options and ways to raise capital to see what might work for your business.
We've also pulled together a simple guide to business grants and subsidies for additional support.
Prefer a chat? An ASB specialist can work through your options and make sure this lines up across your business and personal needs.
I need to accept payments - what EFTPOS option is right for my business?
When you're thinking about the best EFTPOS for your business you should be considering how you take payments - whether that's on the go, in store, or a mix of both.
We offer mobile and countertop EFTPOS options that connect seamlessly with your ASB accounts, helping you get paid quickly and keep your business running smoothly.
I want to keep on top of my finances - what accounting software can I use?
When you're thinking about the best accounting software, you can consider what saves you time and gives you a clearer view of your finances.
We offer integration with cloud-based business software like Xero or MYOB to make business bookkeeping, invoicing and reporting much easier.
If you're comparing accounting software for your business in New Zealand, look for tools that fit how you run your business - especially if you need payroll software or integration with your POS systems.
I want to grow my business - how can I get started with marketing?
If you're new to small business marketing, start with a clear goal - like driving online traffic, building awareness, or increasing sales.
Get to know your customers and focus on one or two channels where they're most active (e.g., social posts or direct marketing), rather than trying to do everything at once.
You'll find practical marketing tips in the ASB Business Hub, and our Next Best Step Planner can help you focus your marketing on what will make the biggest difference.
I'm thinking about starting a business - what do I need to know to get started in New Zealand?
Start by exploring small business ideas and getting clear on what you'd like to offer or improve.
From there, put together a simple small business plan to map out how you'll operate, market, and grow over time.
For practical tips, templates and tools to start a business in New Zealand, visit ASB Business Hub or our getting started page - including help with creating a business plan.
ASB Bank Limited's Terms and Conditions and customer eligibility apply. Please refer to the Business Banking Guide to Fees. Other fees and charges, including Service Charges and monthly overdraft fees may apply. Transactions completed via FastNet Business will be charged applicable FastNet Business fees. Fees may change.