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ASB Health Insurance

ASB Health Insurance gives you choice and control over your care. Get cover for eligible costs when securing medical care and treatment for yourself and your family. Our health insurance is designed with your health and wellbeing in mind.

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Why do I need health insurance?

  • Faster access, when it matters

    ASB Health Insurance provides you with faster access to medical care and will take care of your medical expenses.

  • Choice and control

    With lifestyle altering illnesses - like sinus complications, cardiac conditions or hernia - under the public health system you could be left waiting for treatment.

Benefits of ASB health insurance cover

    Expert advice

    Not sure what kind or how much cover you need? An ASB Insurance Manager will help tailor a solution that fits your unique circumstances.

    Peace of mind

    Get cover for a wide range of medical conditions, specialist consultations, diagnostics and testing, hospitalisation and surgical procedures for yourself and your family.

    Everything all-in-one

    Having your banking and insurance in one place helps to keep things simple and easy to manage.

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Options at a glance

As a trusted NZ health insurer, ASB offers two health insurance options – ASB Private Health and our ASB Private Health Plus option, which offers similar coverage but with additional benefits. Talk to an ASB insurance specialist today about health cover that will best suit you.

ASB Private Health

This option includes cover for surgery and hospitalisation, cancer treatment and supporting diagnostic procedures, which provides different excess options.

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ASB Private Health Plus

Extensive insurance that includes cover for specialists and tests and lifestyle benefits. It also has different excess options.

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Our partnership with AIA

Improve your health and wellness with AIA Vitality

With tools and the support you need to improve your health and mental wellbeing, AIA Vitality encourages you to do relevant health checks, move more and eat well - offering great incentives for motivation along the way.

Learn more

New Zealand's largest insurer*

AIA help protect well over half a million New Zealanders and their families. Now you can benefit from their global expertise, innovation and financial strength in life's most challenging moments.

AIA Financial Strength Rating

Award-winning international credit rating provider, Fitch Ratings, granted AIA New Zealand Limited with an AA Insurer Financial Strength Rating. This rating reflects AIA's strong capitalisation and capacity to meet policyholder and contractual obligations.

Get your first month’s premium free!

It’s an afterthought for many kiwis to protect themselves with life insurance. The “she’ll be right” attitude can mean that we forget that our ability to earn is one of our most valuable assets. Talk to our specialists today about health and life insurance that best suits you.
Sign up for a qualifying ASB Health or Life Insurance policy and get one month’s premium free.*

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*To get your one month premium free, simply apply for a qualifying ASB Life, Income Protection, or Health Insurance Policy between 1 May 2022 and 30 June 2022 (inclusive) and have the resulting policy issued on or before 31 August. Full terms and conditions of the offer are available here.

Get started today

Talk to one of our specialists who can help you put together a health insurance plan that will best suit you and your situation.

Get in touch through our online enquiry form and we'll call you back at a time that suits you.

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Call us on 0800 200 252 between 8:00am - 6:30pm Monday to Friday. 8:30am - 5:00pm Saturday.

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* AIA largest life insurer in NZ by market share. Source: Financial Services Council data release (Dec-20)

The availability of insurance cover is subject to your application being approved. All applications are subject to individual consideration. Special conditions, exclusions or premiums loadings may apply. An excess applies for most benefits. For full details refer to the policy document which is available on request from ASB Bank Limited. This insurance is underwritten by AIA New Zealand Limited ("AIA").

ASBHealth insurance