Can I get treatment overseas with my ASB health insurance?

Last Updated: 06 Apr 2022

Yes, we have a range of options for treatment overseas: 

  • You can choose to receive treatment worldwide. If you receive treatment in Australia, we cover up to 100% of reasonable charges for treatment payable in New Zealand. If you receive treatment outside of Australia, we cover up to 85% of those reasonable charges as defined in your policy. 
  • If the treatment you need isn’t available in New Zealand, we offer up to $30,000 per year towards overseas treatment costs. 
  • If the wait time in New Zealand’s private health system is longer than six months, we will pay up to 100% of the reasonable charges for treatment payable in New Zealand so you can have the necessary treatment overseas.

The availability of insurance cover is subject to your application being approved. All applications are subject to individual consideration. Special conditions, exclusions or premium loadings may apply. An excess may apply for health insurance policies. For full details refer to the Policy Document which is available on request from any ASB branch. ASB life, health and disability insurance is underwritten by AIA New Zealand Limited (“AIA”). 

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