ASB Cancer Care

ASB Cancer Care helps cover costs for cancer diagnosis, treatment and recovery. If you're diagnosed with cancer, having more choice and control over your treatment can make your journey to recovery much easier.

Benefits at a glance

Unlimited cover for costs associated with cancer surgery, subject to reasonable charges
Up to $500,000 extensive cancer cover from diagnosis to recovery

Pharmac and non-Pharmac Medsafe indicated cancer chemotherapy and immunotherapy drugs
Overseas treatment options

Understanding ASB Cancer Care

ASB Cancer Care gives you peace of mind by covering medical costs related to cancer, including diagnosis, treatment, and recovery, based on the benefits included in your policy.

Each person on the policy must be eligible for publicly funded health care in New Zealand, for example as a New Zealand citizen or resident, or as the holder of an eligible work or student visa.

How it works

The New Zealand public health system provides quality care for emergency and serious medical conditions. However, access to diagnosis and treatment for cancer in the public system can depend on availability and demand.

ASB Cancer Care has been designed to provide private treatment options for cancer-related medical costs that many New Zealanders could face during their lives.

ASB Cancer Care key features


Cancer surgery benefits
Inpatient treatment costs including surgeon, anaesthetist, radiologist and hospital fees	Unlimited
Access to pre and post-surgery support services like consultations, physiotherapy and prescription drugs	Unlimited
Minor surgical procedures performed by a GP	Up to $3,000 per policy year
Cancer Cover benefits
Treatment and procedures, including the cost of Pharmac and non-Pharmac subsidised Medsafe indicated cancer chemotherapy drugs	Subject to the overall Cancer Cover limit of $500,000 per policy year
Consultations, tests and diagnostic imaging in relation to the treatment of cancer	Subject to the overall Cancer Cover limit of $500,000 per policy year
Breast reconstruction following mastectomy	Subject to the overall Cancer Cover limit of $500,000 per policy year
Breast symmetry surgery following mastectomy	Subject to the overall Cancer Cover limit of $500,000 per policy year
Prophylactic surgery following cancer	Subject to the overall Cancer Cover limit of $500,000 per policy year
Prostate brachytherapy	Subject to the overall Cancer Cover limit of $500,000 per policy year
Consultations, tests and diagnostic imaging to confirm a cancer diagnosis	$5,000 per policy year
Post-cancer treatment care and support	$1,000 per policy year
Public hospital cancer treatment cash benefit	$5,000 per lifetime
Palliative and respite care	$1,500 per lifetime
Overseas treatment
Voluntary treatment in Australia covering costs for the approved treatment, procedure, consultation, test, diagnostic imaging, support, or care at an approved health facility	100% of the reasonable charges payable in New Zealand
Voluntary treatment overseas (other than Australia) covering costs for the approved treatment, procedure, consultation, test, diagnostic imaging, support or care recommended by a New Zealand specialist	85% of the reasonable charges payable in New Zealand
Treatment overseas where the waiting period in New Zealand is greater than six months. Covers costs for a medically necessary treatment or procedure unable to take place in New Zealand within six months	100% of the reasonable charges payable in New Zealand
Treatment overseas not available in New Zealand. Covers costs for a medically necessary treatment or procedure recommended by an approved specialist	$30,000 per policy year
Loyalty benefit
Cancer health screening allowance	$300 for every three-year period after three years or, $450 for every three-year period after two years if the life assured is an AIA Vitality member
Support benefits
Mental health support	$2,500 per policy year
Public hospital cash grant	$300 per day, up to $3,000 per policy year
Treatment away from home in New Zealand	Up to $3,000 per policy year. (Daily limits may apply)
Waiver of premium on death	Two years free cover (policy)

Refer to the ASB Health Insurance Brochure for more information.

ASB and AIA - a partnership you can trust

Partnership is all about trust. When it comes to protecting you and your financial wellbeing, you can trust ASB and AIA to be there for you.

ASB has partnered with AIA, New Zealand's largest life insurance company*, to provide your insurance cover. AIA is the underwriter and is responsible for the management of your policy and payment of any claims.

AIA has been a trusted partner of ASB since 2018, helping thousands of customers put the right protection in place. AIA's range of life, health, and disability insurance options are designed to provide peace of mind and financial security when life takes an unexpected turn. ASB's Insurance Managers are here to guide you in choosing the cover that best suits your needs.

All licensed insurance providers are required to have a financial strength rating from an approved rating agency. You can find details of AIA's current rating and rating agency at www.aia.co.nz, or at any office of AIA New Zealand Limited.
View AIA's financial strength rating.

Find out more about the relationship between ASB and AIA.

Get started today

Talk to one of our specialists who can help you put together a health insurance plan that will best suit you and your situation.

Get in touch through our online enquiry form and we'll call you back at a time that suits you.

Enquire now

Call us on 0800 200 252 between 8:00am - 6:30pm Monday to Friday. 8:30am - 5:00pm Saturday.

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*By market share. Source: Financial Services Council (March 2025)

The availability of insurance cover is subject to your application being approved. All applications are subject to individual consideration. Special conditions, exclusions or premiums loadings may apply. An excess may apply for health insurance policies. For full details refer to the policy document which is available on request from ASB Bank Limited. This insurance is underwritten and administered by AIA New Zealand Limited and distributed through ASB Bank Limited.