ASB Lifestyle Security Plan

Choosing the right types of insurance to suit your circumstances and budget isn’t easy. An ASB insurance specialist can help you get the overall cover you need, with a personalised ASB Lifestyle Security Plan.

Benefits at a glance

  • Advice you can trust from an ASB insurance specialist.
  • As your life changes, so do your insurance needs. You can talk to us whenever your needs change.
  • A range of comprehensive insurance solutions including life, loan and income cover.
  • Get an insurance recommendation tailored to your individual needs.

Understanding insurance

Whether you live alone or have a family to support, it’s never nice thinking about what could go wrong. Having insurance to cover the important aspects of your life gives you the peace of mind that should the worst happen, you’ll be financially protected.

It means that if you lost your income through illness, disability or redundancy – you could still meet ongoing financial commitments. Or in the event of your death, help your dependents keep their home and the standard of living they enjoy.

Options to choose from

To help you cover the areas of your life which matter most, an ASB Insurance Manager will take you through a full protection review, and then provide you with a recommendation that has the right mix of cover to suit your goals and financial situation.

Your ASB Lifestyle Security Plan can include a combination of the following insurance benefits:

Term Life – take care of financial commitments and dependents with a lump-sum payment if you were to pass away. This benefit can be paid early if you are diagnosed with a terminal illness that is likely to result in you passing away within 12 months.

Mortgage and Income Protection – financial cover to help you meet your mortgage or rent payment or other expenses if if you are unable to work due to sickness or injury. You can also get optional cover for redundancy.

Income Protection insurance – provides a monthly benefit payment if you are unable to work due to sickness or injury. You can also get optional cover for redundancy.

Critical Conditions – receive a lump-sum payment if you suffer from one of the specified critical conditions defined in your policy.

Total Permanent Disablement  provides a lump sum payment in the event that you become totally and permanently disabled and are unable to engage in either your 'own' or 'any' occupation, depending which type of cover you have.

Family Protection – provides your dependents with a monthly income in the event of you passing away.

Accidental Death – pays a lump-sum payment to your dependents if you pass away as a result of accidental injury.

Our partnership with AIA

Improve your health and wellness with AIA Vitality

With tools and the support you need to improve your health and mental wellbeing, AIA Vitality encourages you to do relevant health checks, move more and eat well - offering great incentives for motivation along the way.

New Zealand's largest life insurer*

AIA help protect well over half a million New Zealanders and their families. Now you can benefit from their global expertise, innovation and financial strength in life's most challenging moments.

AIA Financial Strength Rating

AIA New Zealand Limited has been given an AA (Very Strong) insurer financial strength rating by Fitch Ratings, an approved ratings agency. A rating of AA means AIA New Zealand Limited has a very strong capacity to meet policyholder and contractual obligations. Click here for more information.

Get started today

Talk to one of our specialists who can help you put together a life insurance plan that will best suit you and your situation.

Get in touch through our online enquiry form and we'll call you back at a time that suits you.

Enquire now

Call us on 0800 200 252 between 8:00am - 6:30pm Monday to Friday. 8:30am - 5:00pm Saturday.

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*AIA largest life insurer in NZ by market share. Source: Financial Services Council data release (Dec-20).

The availability of insurance cover is subject to your application being approved. All applications are subject to individual consideration. Special conditions, exclusions or premiums loadings may apply. An excess may apply for health insurance policies. For full details refer to the policy document which is available on request from ASB Bank Limited. This insurance is underwritten by AIA New Zealand Limited ("AIA").

Life and income protection insurance ASB Lifestyle Security Plan