Get rewarded for your healthy choices
When you take out a life or health insurance policy with ASB you can join AIA Vitality - the science backed health and wellbeing programme that rewards your healthy choices.
- Earn up to $560 in Woolworths vouchers or Airpoints Dollars each membership year.
- Join Les Mills for free and save up to 50% on a membership (discount + cashback) & enjoy discounts from other leading brands.
- When you join AIA Vitality you receive an initial 10% premium discount on your eligible insurance policies.
Already have life or health insurance with us? Call us on 0800 200 252 to join AIA Vitality.
AIA Vitality is available with eligible ASB Insurance policies and has a monthly membership fee of $11.50 (including GST).
Cover that turns healthy choices into real rewards
With ASB Life & Health Insurance and AIA Vitality, staying active doesn’t just support your wellbeing — it makes healthy habits count. Join AIA Vitality when you take out ASB Life & Health Insurance and you can earn an Apple Watch Series 11 (GPS)* by reaching your weekly physical activity targets and earning Apple Watch Benefit Rewards over 24 months.
How it works:
- Activate the Apple Watch Benefit in the app then apply for your loan with Financed by Glow*. Once your loan is approved, pay your $125 initial deposit to Glow**.
- AIA Vitality will then provide you with an Apple Store Gift Card code*** in your AIA Vitality app to purchase your Apple Watch Series 11 (GPS) Aluminium 42-mm through the Apple New Zealand Store.
- Link your Apple Watch to the AIA Vitality app to start tracking.
- Achieve weekly physical activity targets and earn Apple Watch Benefit Rewards. At the end of each month, AIA Vitality pays the total Apple Watch Benefit Rewards you’ve earned directly to Glow as a co-contribution to your Loan.
Start getting rewarded for staying motivated with cover that supports your healthy choices – and pays off.
Terms and conditions
*The Apple Watch Benefit (“AWB”) is available as part of the AIA Vitality Programme. AIA Vitality have partnered with Financed by Glow (“Glow”) offering a twenty-four (24) month, interest free loan product to the value of NZD $749 (“Loan”). If you meet Glow’s eligibility criteria for Loan approval, you will enter into a Loan Agreement directly with Glow and pay an initial deposit to Glow of $125, then AIA Vitality will issue you with an Apple Store Gift Card to purchase your Apple Watch. You can achieve weekly physical activity targets and earn Apple Watch Benefit Rewards. At the end of each month, AIA Vitality pays the total Apple Watch Benefit Rewards you’ve earned directly to Glow as a co-contribution to your Loan. This reduces the amount you need to repay on your Loan for that month. You remain responsible for your Loan with Glow and will be liable to make any repayments where you have missed your weekly activity target and not earned your Apple Watch Benefit Reward. T&Cs apply.
**Glow Financial Services (New Zealand) Limited, NZBN 9429053084422, trading as Financed by Glow, is the creditor in this arrangement and a registered financial service provider under FSP1010763 authorised to provide consumer credit. Eligibility criteria and T&Cs apply. The loan, including the deposit, is not refundable. Please see Glow FAQs for more information. ***The Apple Store Gift Card is for the amount to purchase an Apple Watch Series 11 (GPS) Aluminium 42-mm. If you choose to add Cellular or the Ultra models, or add accessories to the same purchase, you will need to pay the difference using your own payment method. AIA Vitality terms apply. ASB Life & Health Insurance is underwritten by AIA New Zealand Limited. Apple Watch Series 11 requires iPhone 11 or later with iOS 26 or later. Bands are subject to availability.
Quote tool
Our qualified Insurance Managers will help you match the right insurance options to your needs
As a trusted life and health insurance provider, we have a team of qualified insurance advisers who can provide you with guidance and advice that's specific to your needs.
Having this guidance means ASB's Lifestyle Security Plan will be tailored to your life and family situation, with a combination of solutions to get the life and health insurance cover you and your loved ones need.
Life insurance
Life insurance protects your loved ones' future by providing them with a lump sum or monthly payment if you pass away. Making sure they can invest in your children's education, put food on the table and pay the bills. You can explore the Term Life benefit sheet here.
Income protection
If you can't work due to sickness or injury, you could still have a monthly payment coming in, so you can continue with your life even though you're not earning.
You can also get optional cover for redundancy. You can explore the Mortgage and Income Protection benefit sheet here.
Trauma cover
Our critical conditions benefit can help ease the burden on your family at a difficult time. If you suffer from one of the specified conditions defined within the policy, you can access a lump-sum payment to use however you need. You can explore the Critical Conditions benefit sheet here.
Total permanent disability
If you become seriously ill or injured and are unable to work again, total permanent disability insurance can help take the financial pressure off by providing a lump sum payment to ensure you and your family are taken care of. You can explore the Total Permanent Disability benefit sheet here.
Health insurance
Health insurance covers you for a range of situations to help you easily manage unexpected medical bills. Medical conditions can be treated promptly, at a convenient time and location, and with your choice of medical provider. You can explore the Health Insurance benefit sheet here.
Get a tailored quote for your needs.
Why ASB?
Partnership with AIA
Harnessing the global expertise of AIA - our underwriter, to help you get comprehensive protection sorted.
Personalised advice
Our team of local ASB insurance advisers help review your needs, tailoring a solution with you.
Multi-benefit discount
Save up to 15% off your premiums when you take out multiple eligible policies.
Get started with ASB's life and health cover today
Talk to one of our advisers who can help you put together the best life and health insurance plan to suit you and your situation.
Meet an expert
Get in touch through our online enquiry form and we'll call you back at a time that suits you.
Give us a call
You can pick up the phone and call our insurance team, weekdays 8:00am-6:30pm and on Saturday 8:30am-5:00pm.
Manage policy online
Already have insurance with us? View, claim, and update your policy via the MyAIA portal.
We're here to help you
Frequently asked questions
Manage my insurance
AIA largest life insurer in NZ by market share. Source: Financial Services Council data release (Jun 24).
The availability of insurance cover is subject to your application being approved. All applications are subject to individual consideration. Special conditions, exclusions or premiums loadings may apply. An excess may apply for health insurance policies. For full details refer to the policy document which is available on request from ASB Bank Limited. This insurance is underwritten by AIA New Zealand Limited ("AIA").