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Protect yourself and your loved ones

Life can change in an instant. Protect what matters most with a tailored ASB insurance plan that suits your needs. So you're all set if life doesn't go as planned.

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Get advice and be in to win

Our ASB Insurance Managers are experienced specialists who can help you choose the right cover for you and your family. For a limited time, when you get guidance and advice on life and health insurance by 7 December 2025, you're in with a chance to win one of 20 $1000 Woolworths vouchers.

Get started

To be in to win one of 20 $1,000 Woolworths vouchers, get guidance and advice from an ASB Insurance Manager on any eligible ASB Life & Health policy between 28 October 2025 and 7 December 2025. Full Terms and conditions.

Get rewarded for your healthy choices

When you take out a life or health insurance policy with ASB you can join AIA Vitality - the science backed health and wellbeing programme that rewards your healthy choices.

  • Earn up to $560 in Woolworths vouchers or Airpoints Dollars each membership year.
  • Join Les Mills for free and save up to 50% on a membership (discount + cashback) & enjoy discounts from other leading brands.
  • When you join AIA Vitality you receive an initial 10% premium discount on your eligible insurance policies.

Already have life or health insurance with us? Call us on 0800 200 252 to join AIA Vitality.

AIA Vitality is available with eligible ASB Insurance policies and has a monthly membership fee of $11.50 (including GST).

Quote tool

Our qualified Insurance Managers will help you match the right insurance options to your needs

As a trusted life and health insurance provider, we have a team of qualified insurance advisers who can provide you with guidance and advice that's specific to your needs.

Having this guidance means ASB's Lifestyle Security Plan will be tailored to your life and family situation, with a combination of solutions to get the life and health insurance cover you and your loved ones need.

Life insurance protects your loved ones' future by providing them with a lump sum or monthly payment if you pass away. Making sure they can invest in your children's education, put food on the table and pay the bills. You can explore the Term Life benefit sheet here.

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If you can't work due to sickness or injury, you could still have a monthly payment coming in, so you can continue with your life even though you're not earning.

You can also get optional cover for redundancy. You can explore the Mortgage and Income Protection benefit sheet here.

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Our critical conditions benefit can help ease the burden on your family at a difficult time. If you suffer from one of the specified conditions defined within the policy, you can access a lump-sum payment to use however you need. You can explore the Critical Conditions benefit sheet here.

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If you become seriously ill or injured and are unable to work again, total permanent disability insurance can help take the financial pressure off by providing a lump sum payment to ensure you and your family are taken care of. You can explore the Total Permanent Disability benefit sheet here.

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Health insurance covers you for a range of situations to help you easily manage unexpected medical bills. Medical conditions can be treated promptly, at a convenient time and location, and with your choice of medical provider. You can explore the Health Insurance benefit sheet here.

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Get a tailored quote for your needs.

Why ASB?

Partnership with AIA

Harnessing the global expertise of AIA - our underwriter, to help you get comprehensive protection sorted.

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Personalised advice

Our team of local ASB insurance advisers help review your needs, tailoring a solution with you.

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Multi-benefit discount

Save up to 15% off your premiums when you take out multiple eligible policies.

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Get started with ASB's life and health cover today

Talk to one of our advisers who can help you put together the best life and health insurance plan to suit you and your situation.

Meet an expert

Get in touch through our online enquiry form and we'll call you back at a time that suits you.

Get started

Give us a call

You can pick up the phone and call our insurance team, weekdays 8:00am-6:30pm and on Saturday 8:30am-5:00pm.

0800 200 252

Manage policy online

Already have insurance with us? View, claim, and update your policy via the MyAIA portal.

Log in to MyAIA

AIA largest life insurer in NZ by market share. Source: Financial Services Council data release (Jun 24).

The availability of insurance cover is subject to your application being approved. All applications are subject to individual consideration. Special conditions, exclusions or premiums loadings may apply. An excess may apply for health insurance policies. For full details refer to the policy document which is available on request from ASB Bank Limited. This insurance is underwritten by AIA New Zealand Limited ("AIA").

ASBLife and income protection insurance