Bank accounts

Looking for a bank account that gives you more than just a place to hold your money? An ASB bank account could be just the ticket.

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Great reasons to choose us

  • A great choice of savings and everyday accounts to suit, whatever stage of life you’re in
  • Bank anywhere, anytime with our FastNet Classic internet banking and the ASB Mobile app
  • Innovative technologies that make life easier – like Card Control and Save the Change
  • Loads of different ways to pay on the go, from waving your phone in-store to paying by email
  • Handy money tips to help you save and manage your money – on our website and on You Tube
  • We’re proud supporters of New Zealand communities, sports and the arts since 1906

How can we help you?

Start saving

Get your savings habit started with the right ASB account and a range of helpful guides to get you there. 

Studying and beyond

Jump-start your future with a special banking package for students or apprentices, graduates or job starters.

Joining ASB

Joining ASB is easy, and we’ve even got a dedicated personal switcher to help you with your move.

Managing your accounts

Do everything from checking your balance to paying your bills with FastNet Classic internet banking and the ASB Mobile app.

Retirement made easy

Relax and enjoy your retirement with a range of options designed to make it easier to manage your money.

Choose the right everyday account


An everyday bank account with no electronic transaction fees – great for those who like to bank electronically.

Other fees and service charges may apply.

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An everyday account for those who enjoy the flexibility to bank how they like – electronically or at a branch.

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Tertiary package

A package for students and apprentices, with no base or transaction fees, free fries from McDonald’s® and more.

Other fees and service charges may apply.

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ASB Foreign Currency Account

Hold foreign currency on-call or as a term deposit. Convert your money into New Zealand dollars when you're ready.

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Choose the right savings account

Savings On Call

A savings account where your money’s on call. It earns a higher interest rate for higher amounts saved.

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ASB Cash Fund

A PIE alternative to a Savings On Call account.

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Savings Plus

A savings account that rewards you for not making withdrawals – great for those who are saving for the long term.

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A savings account where every dollar earns the same interest rate – great for those with smaller balances.

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Choose additional account options

Visa Debit card

With an ASB Visa Debit you use your own money to shop online, over the phone, overseas or within New Zealand anywhere Visa credit cards are accepted.

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Apply for an arranged overdraft for those times you need some extra flexibility or cash.

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Get more with ASB

Bank when it suits you

Whether you’re a night owl or an early bird, you can do your everyday banking any time with FastNet Classic internet banking. Sign in and pay your bills, transfer money, set up automatic payments, order foreign exchange and more. You can even apply for a home loan after hours.

Bank on the go

We’re there wherever you need us with the ASB Mobile app. Check your balance while you’re waiting for a bus, move money between your accounts while you’re shopping, or pay a friend for lunch using just their mobile number. 

Set up alerts

Life is so busy these days it’s easy to forget that your everyday account is starting to run short or that your automatic payment will fail because there are not enough funds in your account. Set up alerts and we’ll TXT or email you beforehand so you won’t get caught out again.

Get started today

1. Join ASB online

Get things started online by opening a Streamline Intro account. It's quick and easy.

2. Visit a branch

To activate your account simply visit your local branch within seven days with acceptable ID and proof of your address.

3. Set up

We’ll set you up with FastNet Classic internet banking. You can also get the ASB Mobile app for a better banking experience

4. Customise

Customise how you like to bank, for example set up alerts, Card Control and more. Then you’re good to go.

Guides to get you there

Open an ASB account

Apply online

Open online and we’ll get you up and running as soon as possible.

Apply online

Call us

We’re here to help.

0800 803 804

Visit a branch

Visit us at one of our many branches across New Zealand.

Find a branch

We’re here to help you

Personal Banking Terms and Conditions apply.
For Tertiary package: ASB's terms, eligibility and lending criteria apply. At the end of your period of study you will move to a standard account and a standard overdraft. This means our standard rates and fees will apply. To apply for credit you must be 18 years or older, a New Zealand resident or citizen and for your overdraft, your income must be credited to the ASB Tertiary account. Rates and fees may change and other fees apply, including a monthly overdraft facility fee of 0.12% of the limit and highest daily overdraft balance, whichever is greater (minimum charge $2). Please refer to our fees page. For ASB Visa Light, rates, fees and more details on the Smart Rate purchase feature see asb.co.nz/light. Free small fries when you use your Tertiary Visa Debit card to buy something at McDonalds. Limit of one free small fries per person per day. Available after 10:30am. Offer subject to change.

ASBBank Accounts