No minimum balance requirements
Reward interest rates encourage you to limit your withdrawals and stay on track with your savings
No monthly base or transaction fees
No matter how many withdrawals you make, you still earn the base interest rate
Savings Plus Monthly could be a great option if you don’t need to make regular withdrawals, and provides the flexibility to add funds to your account. Both base and reward interest is calculated daily and paid monthly on the balance of your account.
The money is not locked in, so it’s great for customers that may need to access their savings from time to time.
Calculated daily and paid monthly regardless of transactional activity or balance.
Effective 9am 1 December 2025
Calculated daily and paid monthly. If you make no withdrawal or 1 withdrawal during the first day of the month. No other withdrawals are permitted.
Effective 9am 1 December 2025
Eligible ASB deposits are protected by the Depositor Compensation Scheme (DCS), a New Zealand Government scheme covering up to $100,000 per customer in the unlikely event a deposit taker goes out of business. Find out more and see all ASB accounts that are covered.
Whether you're a night owl or an early bird, you can do your everyday banking at any time with FastNet Classic online banking. Sign in and you can pay your bills, set up automatic payments, order foreign exchange and more. You can even apply for a home loan after hours.
We're there wherever you need us with the ASB Mobile app. Check your balance while waiting for a bus, move money between your accounts while you're shopping, or pay a friend for lunch using just their mobile number.
Achieve your savings goal sooner with Save the Change. You can round up electronic purchases you make to the nearest dollar and the change goes into another account. You'll be surprised how quickly it can add up.
Getting off to a good start can make all the difference when saving. Discover a world of money tips from saving for a goal to teaching kids the difference between needs and wants.
Open an account online and we’ll get you up and running as soon as possible.
A savings account where your money’s on call, giving you access to your savings, while still earning interest.
Earn a fixed interest rate over a fixed period of time. You choose the timeframe from 30 days to five years.
We automatically round up your electronic transactions and put the difference into a savings account you choose.
ASB's Personal Banking Terms and Conditions (for personal banking customers) or ASB's Business, Rural and Corporate Banking Terms and Conditions (for business banking customers) and Savings Plus Monthly Terms and Conditions apply.
EFTPOS, PayHere, direct debit and automatic payments are not available on Savings Plus Monthly.
Rates and fees may change. Refer to asb.co.nz for service fees and other charges.