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Level up and live life one step ahead.

Getting ahead starts with getting on top of money stuff. We've got the tools and advice to help you every step of the way. And we'll help you get the most out of them, so you can smash goals, set up good habits, save, and spend with confidence.

Ready to level up?

Get the right account for where you're at, right now.

Tertiary account

  • For students and apprentices
  • No base or transaction fees
  • Free small fries at McDonald's®

Apply online Find out more

Job starter's package

  • For 18-20 years old 
  • Ideal if you're starting work
  • No base or transaction fees for two years

Apply online Find out more

Graduate package

  • For people who have finished studying in the last two years
  • No base or transaction fees for two years

Apply online Find out more

Terms and conditions apply. Rates and fees may apply.

Not studying, starting work or graduating?

Open a Streamline Intro account, our go to everyday account.

Level Up Podcast: A masterclass for your money game

With special guests and expert takes, we break down everything from how to get boujee on a budget, to savings hacks, to answering questions you've been too afraid to ask. Tune into our latest podcast series to take your money know-how to the next level.

Listen now:

Spotify Apple podcast

ASB Visa Debit card

Use it to shop online, in store, or over the phone, anywhere in the world Visa is accepted. You get all the control when it comes to how you use your money.

Easy ways to manage your money

Control

Whether it's alerts that help you keep track of your spending, or ASB Card Control that lets you lock a lost card, you're always in control.

Pay

Pay the way you want. No more exchanging bank details. Pay to a mobile number or directly to a Trade Me seller. Google and Apple Pay? Of course.

Save

Use Save the Change to save every time you spend, and personalise your accounts with nicknames to match your savings goals.

Want to level up even further?

Follow us on social for tips, tricks and hacks to make the most of your money, as well as competitions that could score you some cash.

ASB's terms apply. Apple Pay is a trademark of Apple Inc., registered in the U.S and other countries. Google Pay is a trademark of Google LLC.

Tertiary
ASB Bank Limited's terms and eligibility criteria apply. At end of period of study you will move to either a Graduate or Job Starter's account and the rates and fees applicable to that account will apply. See asb.co.nz/tertiary for details.  Small free fries when you use your Tertiary Visa Debit card to buy something at McDonalds. Limit of one small fries per person per day. Available after 10:30am. Excludes McDelivery®

Job Starter
ASB Bank Limited's terms and eligibility criteria apply. After two years you will move to a standard account and standard rates and fees will apply. See asb.co.nz/jobstarter for details. 

Graduate
ASB Bank Limited's terms and eligibility criteria apply. After two years you will move to a standard account and standard rates and fees will apply. See asb.co.nz/graduate for details.

Streamline Intro
ASB Bank Limited's terms and eligibility criteria apply. After six months you will be moved to a standard Streamline account and standard rates and fees will apply. See asb.co.nz/streamline-intro for details.

Visa Debit card Conditions of Use and Personal Banking Terms and Conditions apply. You'll need to link your Visa Debit card to an eligible ASB account. Fees, service charges and overseas transaction charges apply.