i

Everyday bank account

The Everyday bank account has no fees, interest and usually won’t let you go into overdraft. It’s a simple way to handle your money day-to-day.

Apply online

Benefits at a glance

  • Zero monthly base and transaction fees
  • Move money between ASB accounts in real-time
  • Visa Debit card available*
  • Great if you prefer to bank online or use your mobile

Is it right for me?

The Everyday bank account has no fees or interest and can't be used for loan repayments. Your balance usually won’t be able to go below $0, but if it does, no fees or interest will be charged.

Get more with ASB

Bank when it suits you

Whether you’re a night owl or an early bird, you can do your everyday banking at any time with FastNet Classic online banking. Sign in and you can pay your bills, set up automatic payments, order foreign exchange and more. You can even apply for a home loan after hours.

Bank on the go

We’re there wherever you need us with the ASB Mobile app. Check your balance while waiting for a bus, move money between your accounts while you’re shopping, or pay a friend for lunch using just their mobile number.

Set up alerts and get notified

Life is so busy these days it's easy to forget that your everyday account is starting to run short or that your automatic payment may fail because there aren't enough funds in your account. Set up alerts and we'll send you emails, and/or notifications through the ASB Mobile Banking app so you won't get caught out again.

Joining ASB is as easy as 1-2-3

1. Start

Joining has never been easier. Get things started and open an everyday account online in minutes. If you're new to ASB you will be provided with a Streamline account

2. Activate

Confirm your identity with the ASB ID app from anywhere. Or visit your local branch with acceptable ID and proof of your address.

3. Set up

We'll set you up with FastNet Classic internet banking. You can then download the ASB Mobile Banking app to bank on the go.

You might also like

Savings On Call account

A savings account where your money's on call, giving you access to your savings, while still earning interest.

Savings Plus Monthly

A flexible savings account with the opportunity to earn reward interest monthly. Great for those who are saving for the medium to long term.

Visa Debit card

With an ASB Visa Debit you use your own money to shop online, over the phone, overseas or within New Zealand anywhere Visa credit cards are accepted.

ASB terms and conditions apply. Service charges apply.

*Visa Debit cards are available to customers over 13 years of age. However, if you are between 13-15 years old, you'll need your parent or guardian's permission.

Bank AccountsASB Everyday bank account - overview