i

Everyday bank account

The Everyday bank account has no fees, interest or overdraft and is a great day to day account to manage your money.

Benefits at a glance

  • Zero fees and interest
  • Move money between ASB accounts in real-time
  • No overdraft
  • Great if you prefer to bank online or use your mobile

Is it right for me?

The Everyday bank account has no fees, interest or overdraft. It means your account balance generally can't go below $0.

In the event a transaction processed results in a balance below $0, no fees or interest will be charged. 

Get more with ASB

Bank when it suits you

Whether you’re a night owl or an early bird, you can do your everyday banking at any time with FastNet Classic online banking. Sign in and you can pay your bills, set up automatic payments, order foreign exchange and more. You can even apply for a home loan after hours.

Bank on the go

We’re there wherever you need us with the ASB Mobile app. Check your balance while waiting for a bus, move money between your accounts while you’re shopping, or pay a friend for lunch using just their mobile number.

Set up alerts and get notified

Life is so busy these days it's easy to forget that your everyday account is starting to run short or that your automatic payment may fail because there aren't enough funds in your account. Set up alerts and we'll send you emails, and/or notifications through the ASB Mobile Banking app so you won't get caught out again.

You might also like

Savings On Call account

A savings account where your money's on call, giving you access to your savings, while still earning interest.

Savings Plus

A savings account that rewards you for limiting your withdrawals - great for those who are saving for the long term.

Visa Debit card

With an ASB Visa Debit you use your own money to shop online, over the phone, overseas or within New Zealand anywhere Visa credit cards are accepted.

Bank AccountsASB Everyday bank account - overview