You'll need:
E-passport (recommended)
It needs to be current and be issued by one of these 140+ countries, and show this chip symbol.
New Zealand driver licence
You can use a current NZ driver licence if you don't have an e-passport. It should be scratch-free and legible.
Proof of address
If proof of address is also required, a utility bill or similar that shows your name and home address.
Smartphone with NFC
ASB login details
Your username and password to access the app.
How to use the ASB ID app
For more information on how to verify your identity using the ASB ID app view our PDF with detailed instructions.
Download now from your app store
Questions you might have
How do I know if I have an e-passport?
All current New Zealand and most international passports are e-passports.
An e-passport (also known as a digital passport or biometric passport) has an embedded microchip that holds the details shown on your passport. It looks just like a traditional passport, except it should show this international biometric symbol:
An NFC scanner can read your e-passport's chip. Most mobile phones now have this NFC technology built in. The ASB ID app uses that technology to make it easy to confirm your identity when opening an account, without having to come into a branch.
Which countries' e-passports work with the ASB ID app?
Your e-passport will need to be current.
How do I confirm my identity or address with the ASB ID app?
If you're new to ASB, or we have reached out to you, we need to confirm your identity (and address if required). Our goal is to make this as easy as possible, whether online or in a branch.
The easiest way to confirm your identity and address is with the ASB ID mobile app. You'll need:
- An ASB username and password. If you don't currently have one you can call 0800 FASTNET (0800 327 863).
- A smartphone with recently updated operating system and Near Field Communication (NFC) capability.
- A current e-passport from an eligible country, with an embedded electronic chip icon on the cover, or a current New Zealand Driver Licence.
- The ASB ID app downloaded to your phone. You can find the app at the App Store or Google Play.
The app scans your e-passport and then scans your face selfie-style. That is usually enough for us to confirm your identity.
After confirming your address, we use a trusted third party to attempt to verify your address electronically. If we are unable to find a match, we will ask you to upload your proof of address using one of these approved documents.
The document will need to be dated in the last 12 months, clearly show your name, home address and be smaller than 1MB.
You can then upload the document by
- Taking a photo of an original document
- Uploading an original PDF or
- Uploading up to 5 JPEG files
If the app can't confirm your identity or address, you may need to come into a branch instead.
We go to great lengths to protect your privacy. You can find out more about the way we collect, hold and use your information in our Personal Banking Terms and Conditions.
How do I scan my e-passport using the ASB ID app?
- You may need to check you've given the ASB ID app permission to use your camera.
- Turn your phone horizontally to landscape mode.
If using an e-passport:
- Hold your phone over your passport photo page, ensuring the whole passport page is visible on your screen. Ensure that the chevrons displayed on the screen align with the machine readable zone (the long code at the bottom of your passport photo page).
- The app will automatically capture the machine readable zone (the long code at the bottom of your passport photo page).
If using a New Zealand driver licence:
- You will need to scan the front and back of your driver licence.
- Your driver licence needs to be scratch free, undamaged and clear enough to read.
- Place your driver licence down on a dark coloured surface.
- Hold your phone over the front of your driver licence, ensuring that the whole licence is within the scanning guides.
- Keep your phone still while scanning the licence. The scan will start automatically.
Are there any tips for taking my photo with the ASB ID app?
The ASB ID app takes a scan of your face, selfie-style. A clear image makes it easier to confirm your identity. Follow these simple tips for best results:
- Remove anything blocking your face, like a hat or sunglasses. Normal glasses are OK but avoid glare on the lens.
- Hold your phone vertically, directly in front of you.
- Ensure nobody else is in the background.
- Avoid shadows or very bright light on your face. Stand in indirect sunlight or in a well-lit room.
- The app shows an oval on the screen. Centre your whole head within the oval and move your phone forwards or backwards until the oval turns green.
- Keep still and hold your phone still. The app will shine different coloured lights while it scans your face selfie-style.
What biometric information will we collect?
The biometric information collected through the ASB ID app is:
- A copy of any identity document that you upload (for example, your ePassport or NZ driver license); and
- A real-time in-app video capture of your face (2.5 seconds) that ensures live presence.
Information about how we handle other personal information that we hold about you, that is not biometric information, please see our Privacy Statement.
Why we collect, retain and disclose your biometric information?
ASB is required by the Anti-Money Laundering and Countering Financing of Terrorism Act 2009 to collect personal information about you which will allow ASB to confirm your identity, including biometric information (images and video of your face).
How long do we keep your biometric information for?
We will keep a copy of the report that we receive from Signicat for up to 7 years after you cease to have a relationship with us. Shorter retention periods may apply for applicants who are not onboarded as a customer.
Signicat’s policy for retention are on their website.
What are my other options?
Providing this information is voluntary but ASB may not be able to provide financial services to you if you do not provide it. You do not have to proceed with online verification. You can choose instead to complete the identification process in person with one of our staff at a local branch.
Want to know more about privacy?
If you’d like more detail on how we handle your information, or your privacy rights, including how to raise a concern, you can read our Privacy Statement.
Need help?
Visit a branch
Prefer to talk to someone in person? Call us on 0800 803 804 to make an appointment at your nearest branch.
ASB's terms apply. For more information on how we collect, hold and use your information, please see the section on confidentiality of your information in our Personal Banking Terms and Conditions.