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Business credit cards

Our business credit cards can help you manage your expenses, giving you greater flexibility with your cash flow.

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Support for every stage of your business

Starting, running or growing your business?

Wherever you’re at on your business journey, we’re here to support you with our guides and tools.

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Contactless payments

Given recent events, and that we're unable to change the PIN limit for contactless payments on existing ASB Visa Debit and Credit Cards, we're encouraging our customers to use mobile payment options to get the benefit of the temporarily raised $200 PIN limit for contactless purchases in New Zealand.

If you've not set up or used an ASB supported mobile payment option (excluding PayTag) with an ASB Debit or Credit Card before, add your Card onto a compatible device using one of our mobile payment options (excluding PayTag), use it to pay instore at an eligible supermarket between 8 April and 20 May 2020 and you'll receive $20 credited back into your account.

Customers who don't have a device compatible with our mobile payment options or who still wish to use their physical card can request a replacement card that will allow contactless payments without requiring a PIN up to $200 while the industry agreed limit is in place. You can find out how to replace your card through Mobile Banking or FastNet Classic here. If you do this before 20 May 2020 by selecting "my card is damaged", we'll also refund the replacement card fee charged for your new card within 10 business days.

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ASB Terms and Conditions apply.

The $20 credit will be transferred to the account you used for your qualifying transaction within 10 business days of it completing (ie when it’s no longer pending). Offer not transferrable or redeemable for cash.

Eligible supermarkets include New World, Pak'n'Save, Countdown, Four Square, Fresh Choice and Farro.

Match your card to your business need

Our Visa business credit cards help you manage your expenses, procurement and cash flow, with up to 50 days interest free on purchases.

You can choose a credit card that earns True Rewards dollars on your business purchases, or have multiple cards, each with individual credit limits, for your employees.

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ASB Visa Business

With this card, you choose the number of cards your business needs and you can set different credit limits for each. You’ll also be able to monitor the transactions your employees make in ASB FastNet Business, as well as manage your card facility with the optional Card Manager module. Plus there’s the option to improve expense management further with ASB Visa IntelliLink®.

ASB Visa Business Rewards

This card could be a great option if you like to be rewarded for your business purchases. You'll earn True Rewards dollars on every purchase made on your card. With this card you can have up to four cardholders, maximising your rewards.

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Next steps

Talk to an expert

Our business and rural experts can help you choose the right products and services for your business.

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Call us

Ready to take the next step? Call us today.

0800 272 222

Visit a branch

Visit us at one of our many branches across New Zealand.

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ASB's lending criteria, fees and Credit Card Conditions of Use apply.

ASBBusiness credit cards