ASB Visa Business

Visa Business is a convenient way to make business purchases and manage everyday cash flow. You can also have multiple cards and set a credit limit for each, giving you greater control.

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Benefits at a glance

  • Manage cash flow better with up to 50-days interest free on purchases
  • Choose the number of credit cards to suit your business needs and set different credit limits for each
  • Consolidated monthly reporting, providing a comprehensive view of your Visa Business expenditure
  • Pay anywhere Visa is accepted – at millions of locations worldwide
  • Directly control your credit card account with Card Manager available in FastNet Business
  • With FastNet Business you can monitor employee transactions anytime

Is it right for my business?

Visa Business is suitable for businesses looking for a smart way to pay for purchases and manage cash flow. It also suits those after multiple credit cards with separate credit limits set for each employee. With the optional addition of Card Manager, a business can instantly set and change each card’s credit limit at any time.

If you need further expense detail there is also visibility on individual card statements and a consolidated report every month, plus there is access to a total expense management system - Visa IntelliLink® Spend Management.

To find out more, read our handy guide getting the most out of your business credit cards.

Key features

Buy now, pay later globally

With up to 50 days interest free on purchases, you can buy now and pay your card off later. Either in store, online or anywhere in the world that Visa is accepted – at millions of locations worldwide. This can be a convenient way to manage cash flow.

Get a complete view of expenses

Keeping track of employee expenses can be challenging for any business. With Visa Business, cardholder statements are consolidated into one monthly report, providing a comprehensive view of expenditure. 

Control all your cards in real-time

With the optional Card Manager module in ASB FastNet Business you can directly control all your organisation's credit cards. You can instantly change a credit card limit, cancel a card or order a replacement card. Manage your card account yourself, in just a few minutes.

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Interest rates and fees

Purchase interest rate


Cash advance interest rate


Six-monthly account fee (per card)

Interest rates are subject to change. The cash advance interest rate will be charged on cash advances and dishonoured payments.

Please refer to the Credit Card fees for other applicable fees. Fees subject to change.

You must make a minimum payment by the due date every month as shown on your monthly statement. A late payment fee of $15.00 will apply if you do not make the minimum payment due.

If you exceed your credit card limit we can charge an over limit fee of $20.00.

Next steps

Talk to an expert

Our business and rural experts can help you choose the right products and services for your business.

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Call us

Ready to take the next step? Call us today.

0800 272 222

Visit a branch

Visit us at one of our many branches across New Zealand.

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Clever ways to pay for your purchases

Pay on the go with an ASB Visa business credit card. Use payWave in store to make contactless payments under $80 without a PIN, or pull out your card at home and use it to shop online.

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ASB lending criteria and Credit Card Conditions of Use apply.

Business banking ASB Visa Business