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ASB Visa Rewards

Earn rewards on your everyday purchases with a credit card that’s accepted worldwide*.

Apply online

Benefits at a glance

Earn True Rewards dollars on your everyday credit card purchases.

Low Rewards account fee of $40 p.a.

Up to 55 interest free days.

Ways to use True Rewards

With the ASB Visa Rewards credit card, $150 spent = 1 True Rewards dollar. See how many True Rewards dollars you could earn with the ASB True Rewards Calculator. When you're ready to redeem, it's easy because every True Rewards dollar equals one New Zealand dollar.

Shop in-store

Use your True Rewards dollars like real dollars – just swipe your True Rewards card, like you would your EFTPOS card, at our partner stores to redeem instantly.

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Online

Redeem for a wide range of rewards via our True Rewards online store, or select from a variety of gift vouchers.

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Travel

Use your True Rewards dollars at House of Travel, Mix & Match and Webjet to plan the perfect holiday.

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ASB KiwiSaver Scheme

Transfer your True Rewards dollars into a ASB KiwiSaver Scheme account using FastNet Classic.

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Do some good

Youthline, KidsCan or St John - donate your True Rewards dollars to one of our many charities.

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Gifting

Gift True Rewards dollars to each other in FastNet Classic or combine for a big purchase.

FastNet Classic

More options for you

Compare ASB credit cards

Find the credit card that suits you

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ASB Visa Platinum Rewards

Our highest earning rewards credit card

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ASB Visa Light

Our lowest purchase interest rate, with no account fee

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Get 0% p.a. fixed interest for 6 months on your transferred balance

Why pay higher interest elsewhere?

If you have another bank’s credit card or selected store card with an outstanding balance, you could transfer this to an ASB credit card for 0% p.a. fixed interest for 6 months.

Apply online Find out more

Offer can be withdrawn at any time. After the six months, the standard purchase interest rate for your card type will apply to any remaining balance transfer amount. Lending criteria, fees and terms apply. Find standard rates here.

Credit card interest calculator

A little can go a long way. Work out the impact of paying a little extra off your credit card each month.

Calculate

Credit card features

Take advantage of some of these great features available with ASB credit cards.

Pay your way

Make contactless payments on the go, with Apple PayGoogle PayFitbit Pay or Garmin Pay.

Card Control

Manage your ASB Visa cards anywhere, anytime with extra security and control

Bank on the go

Keep track of your transactions and manage your credit card online with FastNet Classic internet banking and the ASB Mobile app

Card Tracker

Track your ASB Visa card subscriptions in one place and see the shops and services where your card details may have been stored.

Rates and fees

Purchase interest rate

Cash advance interest rate

Balance transfer interest rate

(Fixed for 6 months)

Individual account fee

(Every 6 months)

Joint account fee (per person)

(Every 6 months)

Additional card fee (per card)

(Every 6 months)

  • Interest rates are subject to change. The cash advance interest rate will be charged on cash advances and dishonoured payments.
  • The balance transfer interest rate will be charged on the balance transferred for 6 months from the date of the transfer. Any outstanding balance at the end of this period will be charged at the applicable standard purchase rate. Terms apply.
  • Please refer to the Credit Card rates and fees for other applicable fees. Fees subject to change.
  • You must make a minimum payment by the due date every month as shown on your monthly statement. A late payment fee of $4.00 will apply if you do not make the minimum payment due.

Apply for an ASB Visa Rewards credit card

Apply online

Ready for the next step? Get started today.

Apply online

Visit a branch

Visit us at one of our many branches across New Zealand.

Find a branch

ASB's lending criteria and terms apply. Interest rate on cash advances currently 22.95% p.a applies. Interest rates may change. Fees apply, refer to asb.co.nz for details. Fees may change. Refer to asb.co.nz for other fees and charges. Credit card balance transfer terms apply. The standard purchase interest rate for your card type will apply to purchases and, after the 6 month period, to any remaining balance transfer amount. Find standard rates at asb.co.nz.

ASB's Credit Card Conditions of Use apply.

*You will not earn True Rewards dollars on cash advances or transactions treated by ASB as quasi cash advances.

Android and Google Pay are trademarks of Google LLC. For more information please visit the Google Pay support page.

Please refer to ASB Google Pay Terms and Conditions.

Please see ASB Apple Pay terms.

Credit CardsASB Visa Rewards