Earn True Rewards dollars or Everyday Rewards points on your everyday credit card purchases.*
Low Rewards account fee of $40 p.a.
Up to 55 interest free days.
With an ASB Rewards credit card you have the choice of earning True Rewards or Everyday Rewards on your everyday purchases. Not sure which rewards option to choose? Check out all the benefits of our two rewards options below and find the right one for you!
Earn True Rewards dollars (TR$) on your everyday purchases and spend instore or online.
Earn Everyday Rewards points on your everyday purchases and earn twice at Woolworths, bp and participating partners.
Earn rewards faster and get access to cover for your next overseas trip.
The card for getting started with some flex for your money, enjoy no fees and our lowest interest rate.
The card with no account fee, a low purchase interest rate and access to interest savings on large purchases of $1,000 or more.
If you have another bank’s credit card or selected store card with an outstanding balance, you could transfer this to an ASB Visa Rewards credit card for 0% p.a. fixed interest for 6 months. Balance transfers not available to ASB Visa Flex.
Offer can be withdrawn at any time. After the six months, the standard purchase interest rate for your card type will apply to any remaining balance transfer amount. Lending criteria, fees and terms apply. Find standard rates here.
A little can go a long way. Work out the impact of paying a little extra off your outstanding credit card balance each month.
Make contactless payments on the go, with Apple Pay, Google Pay, Fitbit Pay or Garmin Pay.
Manage your ASB Visa cards anywhere, anytime with extra security and control
Keep track of your transactions and manage your credit card online with FastNet Classic internet banking and the ASB Mobile app
Track your ASB Visa card subscriptions in one place and see the shops and services where your card details may have been stored.
(Fixed for 6 months)
(Every 6 months)
(Every 6 months)
(Every 6 months)
If you're unable to apply online, please call us on 0800 100 600.
ASB's lending criteria and terms apply. Interest rate on cash advances currently 22.95% p.a applies. Interest rates may change. Fees apply, refer to asb.co.nz for details. Fees may change. Refer to asb.co.nz for other fees and charges. Credit card balance transfer terms apply. The standard purchase interest rate for your card type will apply to purchases and, after the 6 month period, to any remaining balance transfer amount. Find standard rates at asb.co.nz.
ASB's Credit Card Conditions of Use and ASB Rewards Programme Terms apply. Everyday Rewards programme terms and conditions apply.
*You will not earn True Rewards dollars or Everyday Rewards points on cash advances or transactions treated by ASB as quasi cash advances.
Android and Google Pay are trademarks of Google LLC. For more information please visit the Google Pay support page.
Please refer to ASB Google Pay Terms and Conditions.
Please see ASB Apple Pay terms.
**Offer is valid from 25 July 2024 until further notice and is limited to one issue of bonus points per True Rewards account. Bonus points will be awarded to eligible account holders at the conclusion of the statement cycle where the qualifying purchase is made, subject to Everyday Rewards remaining the selected reward. Qualifying purchases are those which earn Everyday Rewards points. ASB will provide personally unidentifiable information to Everyday Rewards programme for the purpose of issuing the bonus points.
Unlock up to $300 in Everyday Rewards vouchers Terms and Conditions:
†Open a new ASB Visa Rewards, ASB Visa Platinum Rewards, or ASB Visa Business Rewards credit card account between 6 October and 16 November 2025. Get 20,000 bonus Everyday Rewards points when you open a new ASB Visa Rewards credit card account, or 40,000 bonus Everyday Rewards points when you open a new ASB Visa Platinum Rewards or ASB Visa Business Rewards credit card account, and switch to Everyday Rewards by 3 December 2025.
Offer is not available for customers who hold or have held the respective ASB rewards credit card account in the past 12 months, transfers from an existing ASB credit card, or in combination with any other offers.
Offer is limited to one award of bonus points per eligible and qualifying credit card account, and the bonus Everyday Rewards points will be allocated to the linked Everyday Rewards account of the cardholder by 17 December 2025.
The credit card account and Everyday Rewards accounts must be open and linked at the time of issuing the bonus Everyday Rewards points. Bonus Everyday Rewards points will be converted to your reward choice as set in your Everyday Rewards account.
Where multiple ASB rewards credit card accounts meet the eligibility criteria for the offers, you will receive the higher value of the offers.