ASB credit card rates and fees
Rates and fees may change
ASB Visa Flex
|
Interest rates
|
|
|---|---|
|
Purchase interest rate
|
|
|
Cash advance interest rate
|
|
The purchase rate will be charged on Dishonoured Payments.
Fees
Individual account fee (every 6 months)
Joint account fee (per person, every 6 months)
Additional card (per card, every 6 months)
ASB Visa Light
|
Interest rates
|
|
|---|---|
|
Purchase interest rate
|
|
|
Cash advance interest rate
|
|
|
Smart Rate purchases*
(Fixed interest for 6 months on any purchase $1,000 or more) |
|
|
Balance transfer interest rate
(fixed for 6 months) |
|
*The details of the above Smart Rate purchase offer (e.g. 0% p.a., $1,000 purchase amount and the 6 month set period) are subject to change. After the 6 month period, any outstanding balance will be charged at the ASB Visa Light purchase interest rate. Find out more about our Smart Rate purchase feature.
The purchase rate will be charged on Dishonoured Payments.
The balance transfer interest rate will be charged on the balance transferred for 6 months from the date of transfer. Any outstanding balance at the end of this period will be charged at the applicable standard purchase rate.
Fees
Individual account fee (every 6 months)
Joint account fee (per person, every 6 months)
Additional card (per card, every 6 months)
ASB Visa Rewards
|
Interest rates
|
|
|---|---|
|
Purchase interest rate
|
|
|
Cash advance interest rate
|
|
|
Balance transfer interest rate
(fixed for 6 months) |
|
The purchase rate will be charged on Dishonoured Payments.
The balance transfer interest rate will be charged on the balance transferred for 6 months from the date of transfer. Any outstanding balance at the end of this period will be charged at the applicable standard purchase rate.
Fees
Individual account fee (every 6 months)
Joint account fee (per person, every 6 months)
Additional card (per card, every 6 months)
ASB Visa Platinum Rewards
|
Interest rates
|
|
|---|---|
|
Purchase interest rate
|
|
|
Cash advance interest rate
|
|
|
Balance transfer interest rate
(fixed for 6 months) |
|
The purchase rate will be charged on Dishonoured Payments.
The balance transfer interest rate will be charged on the balance transferred for 6 months from the date of transfer. Any outstanding balance at the end of this period will be charged at the applicable standard purchase rate.
Fees
Individual account fee (every 6 months)
Joint account fee (per person, every 6 months)
Additional card (per card, every 6 months)
Other fees
|
Credit card cash advance fees.
(Interest will be charged from the date of the cash advance.) |
|
|---|---|
|
Teller assisted
|
|
|
Credit card service fee
|
|
|---|---|
|
Late payment fee
(excluding ASB Visa Flex) |
|
|
Offshore Service Margin
|
When accessing your cheque or savings account overseas via your ASB Visa credit card, an Offshore Service Margin of 1.10% will apply.
|
|
Service Fee
|
|
|---|---|
|
Standard postal card delivery
|
Free
|
|
Optional express card delivery fee
|
Fee available on request
|
Business credit cards
Terms and conditions: Interest rates and fees are subject to change at any time. Ask at any ASB branch about current rates and fees. ASB lending criteria and Credit Card Conditions of Use apply.
Rates and fees current as at
Compare cards
Discover the ASB Credit Card that's right for you.
Apply for an ASB credit card
Need help?
If you're unable to apply online, please call us on 0800 100 600.