There’s never been a more rewarding time to join. Choose to earn Everyday Rewards as your rewards option when you open a new ASB Visa Platinum Rewards or ASB Visa Business Rewards credit card to get $300 worth of Everyday Rewards vouchers, or a new ASB Visa Rewards card to get $150 worth of Everyday Rewards vouchers†. Offer ends 18 August 2025.
Credit criteria, rates and fees apply and are subject to change.
No annual card fee, and our lowest interest rate.
Low rate, no annual card fee.
Earn rewards on your everyday purchases.
Our highest earning rewards credit card.
Our handy tool compares all our Visa cards and helps you choose the right card to suit your needs. Looking for a business card? Find out more here.
Take advantage of some of these great features available with ASB credit cards.
Manage your ASB Visa cards anywhere, anytime with extra security and control, including the ability to lock and unlock cards, set spending limits, view due dates on outstanding balances and manage recurring payments.
Score great deals when you use your credit card. Earn True Rewards dollars or Everyday Rewards points on your everyday purchases when you spend with an ASB rewards credit card.*
Track your ASB Visa card subscriptions in one place and see the shops and services where your card details may have been stored.
Keep track of your transactions and manage your credit card online with FastNet Classic internet banking and the ASB Mobile app.
A little can go a long way. Work out the impact of paying a little extra off your outstanding credit card balance each month.
Transfer your outstanding balance from another bank's credit card or eligible store card. Enjoy an interest-free period fixed for 6 months (credit criteria and fees apply). Balance transfers not available to ASB Visa Flex.
Offer can be withdrawn at any time. After the six months, the standard purchase interest rate for your card type will apply to any remaining balance transfer amount. Lending criteria, fees and terms apply. Find standard rates here.
If you're unable to apply online, please call us on 0800 100 600.
*You will not earn True Rewards dollars or Everyday Rewards points on cash advances or transactions treated by ASB as quasi cash advances.
ASB's lending criteria, terms, fees, and Credit Card Conditions of Use apply.
ASB Rewards Programme Terms and conditions apply. Please refer to the ASB Visa Platinum Travel Insurance Policy for full details. If you are 76 years of age or over, you are not eligible for cover under the base policy, but may be able to purchase Mature Age Cover to receive travel insurance benefits. Other exclusions or limitations apply.
For balances transferred to ASB, the standard purchase interest rate for your card will apply to purchases and, after the 6 month period, to any remaining balance transfer amount. Interest rate on cash advances currently 22.95% p.a. applies excluding ASB Visa Flex cash advance interest rate currently 9.95% p.a. applies.
Cash advance and service fees may apply. Offer can be withdrawn at any time.
The standard purchase interest rate applies to Smart Rate purchases after the specified promotional period. Smart Rate purchase offers apply to purchases of goods and services only and are subject to change. All rates are subject to change.
Unlock up to $300 in Everyday Rewards vouchers Terms and Conditions:
†Open a new ASB Visa Rewards, ASB Visa Platinum Rewards, or ASB Visa Business Rewards credit card account between 7 July and 18 August 2025. Get 20,000 bonus Everyday Rewards points when you open a new ASB Visa Rewards credit card account, or 40,000 bonus Everyday Rewards points when you open a new ASB Visa Platinum Rewards or ASB Visa Business Rewards credit card account, and switch to Everyday Rewards by 4 September 2025.
Offer is not available for customers who hold or have held the respective ASB rewards credit card account in the past 12 months, transfers from an existing ASB credit card, or in combination with any other offers.
Offer is limited to one award of bonus points per eligible and qualifying credit card account, and the bonus Everyday Rewards points will be allocated to the linked Everyday Rewards account of the cardholder by 20 October 2025.
The credit card account and Everyday Rewards accounts must be open and linked at the time of issuing the bonus Everyday Rewards points. Bonus Everyday Rewards points will be converted to your reward choice as set in your Everyday Rewards account.
Where multiple ASB rewards credit card accounts meet the eligibility criteria for the offers, you will receive the higher value of the offers.
Everyday Rewards programme terms and conditions apply.