ASB Visa Gold Rewards

Enjoy earning rewards on your everyday purchases and access travel insurance with your ASB Visa Gold Rewards.

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ASB Virtual. The easy way to use payWave with an Android phone.

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Benefits at a glance

  • Earn rewards faster than a standard ASB Visa
  • Access travel insurance for you, your spouse and dependent children for up to 40 days per overseas return trip
  • Control your credit card transactions and enjoy extra security in real time with ASB Card Control
  • Innovative ways to pay for your purchases on the go

Is it right for me?

An ASB Visa Gold Rewards could be a great option if you like to travel and earn rewards for using your credit card.

Key features

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Control your Visa with ASB Card Control

With ASB Card Control you call the shots from your mobile phone. Put a temporary lock on your card, set a spending limit, turn on/off ATM cash withdrawals and much more. And the great thing is, everything happens instantly.

Earn ASB True Rewards Dollars on purchases

You’ll earn True Rewards Dollars for every purchase you make, whether it’s a coffee, your weekly groceries or a TV. Then you can spend them like cash at any of our partner stores or our online store.
Get one True Rewards Dollar for every $130 you spend on your ASB Visa Gold Rewards. One True Rewards Dollar equals one New Zealand dollar so it’s easy to work out how much you have. And best of all, True Rewards Dollars never expire.

Access travel insurance with your ASB Visa Gold card

Visa Gold Rewards offers you access to travel insurance, for you, your spouse and dependent children for up to 40 days per overseas return trip - with a range of benefits including cover for lost luggage, medical emergencies and cancelled flights.
You can activate your insurance simply by using your card in a number of ways, like buying your return airfares with your ASB Visa Gold card. Find out more about what your cover includes and how to activate.

Clever ways to pay for your purchases

Swipe or wave your card in-store, or use it to shop online. Innovations like ASB PayTag and Virtual also transform your mobile phone into a credit card, giving you more ways to pay on the go.

Rates and fees

Purchase interest rate

Cash advance interest rate

Balance transfer interest rate

(Fixed for 6 months)

Individual account fee

(Every 6 months)

Joint account card fee (per person)

(Every 6 months)

Additional card fee (per card)

(Every 6 months)

True Rewards fee

(Every 6 months)

  • Interest rates are subject to change. The cash advance interest rate will be charged on cash advances and dishonoured payments.
  • The balance transfer interest rate will be charged on the balance transferred for 6 months from the date of the transfer. Any outstanding balance at the end of this period will be charged at the applicable standard purchase rate. Terms apply.
  • Please refer to the Credit Card rates and fees for other applicable fees. Fees subject to change.
  • You must make a minimum payment by the due date every month as shown on your monthly statement. A late payment fee of $15.00 will apply if you do not make the minimum payment due.
  • If you exceed your credit card limit we can charge an over limit fee of $20.00

Apply for an ASB Visa Gold Rewards Credit Card

Apply online

Ready for the next step? Get started today.

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Visit a branch

Visit us at one of our many branches across New Zealand.

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ASB's lending criteria and Credit Card Conditions of Use apply. Terms and conditions apply to travel insurance, please refer to the ASB Gold Card Travel Insurance Policy for further details. If you are aged over 79 years you are not eligible for cover under the policy. Other exclusions and limitations apply.

Credit CardsASB Visa Gold Rewards