Transfer your other bank credit card or selected store card balance to an ASB Visa Platinum Rewards credit card, and receive 0% p.a. fixed interest for 6 months.
Unlock up to $300 in Everyday Rewards vouchers
Choose to earn Everyday Rewards as your rewards option when you open a new ASB Visa Platinum Rewards or ASB Visa Business Rewards credit card to get $300 worth of Everyday Rewards vouchers, or a new ASB Visa Rewards credit card to get $150 worth of Everyday Rewards vouchers†. No minimum spend required. Offer ends 1 November 2026.
Benefits at a glance
Earn True Rewards dollars or Everyday Rewards points at our highest earn rate.
Access to overseas travel insurance.
Your rewards, your choice
With an ASB Visa Platinum Rewards credit card you have the choice of earning True Rewards or Everyday Rewards on your everyday purchases. Not sure which rewards option to choose? Check out all the benefits of our two rewards options below and find the right one for you!
True Rewards
Earn True Rewards dollars (TR$) on your everyday purchases and spend instore or online.
- Earn 1 True Rewards dollar for every $100 you spend.
- TR$1 = 1 New Zealand dollar.
- Spend TR$ at over 20 partner stores.
- Contribute to your ASB KiwiSaver or donate to a range of charities.
- Alternatively use your TR$ for travel, merchandise or gift cards at our online store.
- Deals of the week on our True Rewards online store.
Everyday Rewards
Earn Everyday Rewards points on your everyday purchases and earn twice at Woolworths, bp and participating partners.
- Earn 1 Everyday Rewards point for every $1 you spend.
- Get a $15 voucher with every 2,000 points earned.
- Switch offer: Get 2,000 bonus Everyday Rewards points when you first make the switch to earn Everyday Rewards and make any qualifying purchase**.
- Exclusive member prices and weekly Boosts personalised to you.
- Redeem your voucher at Woolworths, FreshChoice, bp, g.a.s., Petstock and MILKRUN.
- Earn twice when you also scan your Everyday Rewards card at participating partners.
Is a credit card right for me?
An ASB Visa Platinum Rewards credit card might be a good fit if you:
More options for you
ASB Visa Light
The card with no account fee, a low purchase interest rate and access to interest savings on large purchases of $1,000 or more
ASB Visa Flex
The card for getting started with some flex for your money, enjoy no fees and our lowest interest rate
How to apply
1. Join ASB
First you'll need to open an ASB bank account online and verify your identity. If you're an existing ASB customer, you can skip this step.
2. Get your info ready
You'll need your employer and income details, an overview of living expenses (like rent and food costs), detail on any debt (like student loans) and any savings or investments (like KiwiSaver).
3. Apply
Apply for the ASB Visa Platinum Rewards credit card online though the ASB Mobile Banking app or FastNet Classic internet banking. Allow 20-30 minutes to complete the application.
4. Get a decision
We'll review your application and be in touch with next steps. Take a look at what we consider when assessing applications.
Get 0% p.a. fixed interest for 6 months on your transferred balance
Offer can be withdrawn at any time. After the six months, the standard purchase interest rate for your card type will apply to any remaining balance transfer amount. Lending criteria, fees and terms apply. Find standard rates here.
Credit card interest calculator
A little can go a long way. Work out the impact of paying a little extra off your outstanding credit card balance each month.
Credit card features
Take advantage of some of these great features available with ASB credit cards.
Pay your way
Make contactless payments on the go, with Apple Pay, Google Pay, Fitbit Pay or Garmin Pay.
Card Control
Manage your ASB Visa cards anywhere, anytime with extra security and control
Bank on the go
Keep track of your transactions and manage your credit card online with FastNet Classic internet banking and the ASB Mobile app
Card Tracker
Track your ASB Visa card subscriptions in one place and see the shops and services where your card details may have been stored.
Travel smart with your ASB Visa Platinum Rewards credit card
Use your ASB Visa Platinum Rewards credit card overseas with confidence whether you're shopping in-store or making purchases online.
- Enjoy access to Visa's competitive exchange rates.
- Enable or disable international transactions or contactless payments anytime with ASB Card Control.
- Benefit from added security with global fraud protection under Visa's Zero Liability Policy.
Your card is ready for your next trip. Before you go, let us know your overseas travel plans so we can help monitor for suspicious activity while you're away. You can do this in the 'More' section of the ASB Mobile Banking app.
Rates and fees
Purchase interest rate
Cash advance interest rate
Balance transfer interest rate
(Fixed for 6 months)
Individual account fee
(Every 6 months)
Joint account card fee (per person)
(Every 6 months)
Additional card fee (per card)
(Every 6 months)
- Interest rates are subject to change. The purchase rate will be charged on Dishonoured Payments.
- The balance transfer interest rate will be charged on the balance transferred for 6 months from the date of the transfer. Any outstanding balance at the end of this period will be charged at the applicable standard purchase rate. Terms apply.
- Please refer to the Credit Card rates and fees for other applicable fees. Fees subject to change.
- You must make a minimum payment by the due date every month as shown on your monthly statement.
Apply for an ASB Visa Platinum Rewards credit card
Need help?
If you're unable to apply online, please call us on 0800 100 600.
ASB's lending criteria and terms apply. Interest rate on cash advances currently 22.95% p.a applies. Interest rates may change. Fees apply, refer to asb.co.nz for details. Fees may change. Refer to asb.co.nz for other fees and charges. Please refer to the ASB Visa Platinum Travel Insurance Policy for full details. If you are 76 years of age or over, you are not eligible for cover under the base policy, but may be able to purchase Mature Age cover to receive travel insurance benefits. Other exclusions and limitations apply.
ASB's Credit Card Conditions of Use and ASB Rewards Programme Terms apply. Everyday Rewards programme terms and conditions apply.
*You will not earn True Rewards dollars or Everyday Rewards points on cash advances or transactions treated by ASB as quasi cash advances.
Android and Google Pay are trademarks of Google LLC. For more information please visit the Google Pay support page.
Please refer to ASB Google Pay Terms and Conditions.
Please see ASB Apple Pay terms.
**Offer is valid from 25 July 2024 until further notice and is limited to one issue of bonus points per True Rewards account. Bonus points will be awarded to eligible account holders at the conclusion of the statement cycle where the qualifying purchase is made, subject to Everyday Rewards remaining the selected reward. Qualifying purchases are those which earn Everyday Rewards points. ASB will provide personally unidentifiable information to Everyday Rewards programme for the purpose of issuing the bonus points.
†Get up to $300 in Everyday Rewards vouchers Terms and Conditions:
Open a new ASB Visa Rewards, ASB Visa Platinum Rewards, or ASB Visa Business Rewards credit card account ("Eligible credit card accounts") between 14 September and 1 November 2026. Get 20,000 bonus Everyday Rewards points when you open a new ASB Visa Rewards credit card account, or 40,000 bonus Everyday Rewards points when you open a new ASB Visa Platinum Rewards or ASB Visa Business Rewards credit card account, and switch to Everyday Rewards by 20 November 2026.
Offer is not available for customers who hold or have held the relevant eligible credit card account in the past 12 months, transfer from an existing ASB credit card, or in combination with any other offers.
Offer is limited to one award of bonus points per qualifying eligible credit card account, and the bonus Everyday Rewards points will be allocated to the linked Everyday Rewards account of the cardholder by 4 December 2026.
The eligible credit card account and Everyday Rewards account must be open and linked at the time of issuing the bonus Everyday Rewards points. Bonus Everyday Rewards points will be converted to your reward choice as set in your Everyday Rewards account.
Where multiple ASB Visa rewards credit card accounts meet the eligibility criteria for this offer, you will receive the higher value available.