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Every day made easier, with ASB

Whether you're a saver or a spender, have big lofty goals or tiny little ones, our range of everyday tips and tools will help you get one step ahead.

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Making everyday easier

Pay however, wherever with an ASB Visa Debit card

An ASB Visa Debit card lets you enjoy all the freedom of contactless payments with the money in your own account instead of credit. You can use an ASB Visa Debit card online, in stores, over the phone or anywhere in the world Visa is accepted.

ASB Visa Debit card

Ways to Pay

Contactless is the fast and easy way to pay- and we've got lots of options for you to choose from. Add your ASB Visa card to Apple Pay, Google Pay™, Fitbit™ and Garmin Pay™

Learn more

Lock and unlock your card with your mobile

ASB Card Control gives you control over your ASB Visa cards anywhere, any time. Use the ASB Mobile Banking app to temporarily lock your card if you misplace it, set spending limits, allow overseas transactions and more.

ASB Card Control

Save or donate every time you spend

You can automatically round up your electronic transactions and put the difference to good use. Save the Change lets you put it in your own savings account, or Donate the Change lets you donate it to St John, KidsCan or the Starship Foundation.

Save the Change

True Rewards

Whether you want to crack into the DIY or your next BYO, wander the world or buy books to read about it - you're in control of how you're rewarded. With an ASB rewards credit card you have the ability to earn rewards to redeem the way you want today

Learn more

Stay on top of your money

Get important account notifications instantly

We can send you alerts on your mobile if your account is about to go into overdraft, if your balance dips above or below a limit you set, or  if you don't have enough money for a scheduled payment. 

Mobile Banking Alerts

Pay a friend to a mobile number or email address

The ASB Mobile Banking app lets you send money to someone's mobile number or email address. It's the perfect way to settle a shared bill without needing their account number.

See Pay to Mobile

Check your financial wellbeing

Use our online tools to check your financial wellbeing and read our guides to help you plan for your Every Day, Rainy Day and One Day goals.

Financial wellbeing

Find out where your money goes

Track My Spend shows you exactly where you spend your money, and how your spending compares to your budget. It's a great way to take control of your money. It's free to use in FastNet Classic internet banking.

Track My Spend

Everything you need to know about banking online

You can find step-by-step guides to all of our internet and mobile banking services at our How to hub. Find out everything from getting started, to making secure payments, to opening new accounts.

Visit the How To Hub

Set up your KiwiSaver goal and keep track of your progress

We've designed our online account view to make information easier to understand. You can set up your KiwiSaver goal and project your future savings balance - all within FastNet Classic and our mobile app. See how simple changes can help maximise your KiwiSaver savings. 

See online features

Don't be stung by fraud and scams

We always work to protect you from financial crimes. We can also help you stay one step ahead of the fraudsters with these helpful guides.

Online Security

Ways to bank

Do your banking on your mobile

Make your phone a mini bank in your pocket. Our app is free, and gives you fast, safe and easy ways to manage your money.

ASB Mobile Banking app

Do your banking online

Jump online and check your account balances, pay bills, transfer money and heaps more. It's the secure, simple way to do your banking. 

FastNet Classic

Talk to our friendly staff

Our branch teams can help sort out just about anything, from opening an account to buying a home. They can even help you start using online and mobile banking on the spot, on your own device. 

Find your ASB branch

Everyday bank accounts

Whether you call it a cheque, current or transaction account, we have a range of everyday accounts to suit your banking needs and stage in life.

Our go-to everyday account package

If you do lots of your banking online or on your mobile, our Streamline Introduction package is for you. You don't pay any everyday transaction fees on electronic transactions. Terms and conditions apply and strictly lasts for 6 months only.

Intro package

Studying or on an apprenticeship? How about free fries with that?

If you're at university, a polytechnic or on an apprenticeship, our tertiary student package is for you. Enjoy fee-free banking, an ASB Visa Debit that comes with free McDonald's® fries and more until you graduate or leave. Terms and conditions apply.

Tertiary package

Clever Kash: the new money box for the digital age

Clever Kash makes saving so much fun. Now that coins just aren't a thing, you can transfer money to Clever Kash from your mobile. When you bank with ASB, a Clever Kash is free for each of your children. Terms and conditions apply.

Clever Kash

Sharing a joint account

Joint bank accounts can be really handy when you're sharing with someone else  like if you're living with a partner, flatting or saving for a holiday with a friend. But they can also be risky, especially if your relationship with the other person goes wrong. This guide could help you decide if a joint account is right for you.

Joint Accounts

Saving for a brighter future

Your goals could be closer than you think, with an ASB savings account and the ASB KiwiSaver Scheme.

Our simplest savings account

FastSaver gives you the same interest rate on every dollar. It's the ideal starting place.

FastSaver

Earn more on higher balances

Our Savings on Call account gives you higher interest rates for higher balances.

Savings On Call

Earn more when you save and don't spend

Savings Plus rewards you for not making withdrawals with bonus interest. It's a great incentive to avoid dipping into your savings. 

Savings Plus

Saving for your first home or retirement?

With consistently strong performance, lower than average fees and simple ways to access expert advice, join the KiwiSaver scheme trusted by over half a million New Zealanders.

Learn more

Tips & guides to stay one step ahead

4 time-saving financial admin tips

Here at ASB we want to make things easier for you, especially when it comes to managing your money, so we've got a few time-saving financial admin tips for you.

How to win at uni (with your money)

We all know how fun and exciting student life can be. But all that fun and excitement isn't always easy on the pockets. Here are a few pro tips on making the most of your money while you're studying hard!

Going flatting money tips

Going flatting can be heaps of fun - you make new friends, gain independence and learn loads of new life skills. But leaving home also means you have to pay your own way for pretty much everything. Here are some ideas to help keep your finances in check when you're flatting.

Money tips to make your life easier

Here are some simple ways to be smarter with money

Start banking smarter today

Moving to ASB is easy. It usually only takes a few moments online or on your mobile, and your everyday account could be ready today.

ASB's lending criteria, terms and conditions apply.
ASB Rewards Programme terms and conditions apply.
Visa Business and Visa Light cardholders are not eligible to enrol in True Rewards or earn AA Smartfuel discounts on their purchases.
ASB's lending criteria, fees, Credit Card Conditions of Use and ASB Rewards Programme Terms apply.
ASB's terms and conditions apply. Fees are subject to change.
Visa Debit card Conditions of Use and Personal Banking Terms & Conditions apply.

Interests in the ASB KiwiSaver Scheme (Scheme) are issued by ASB Group Investments Limited, a wholly owned subsidiary of ASB Bank Limited (ASB). ASB provides Scheme administration and distribution services. No person guarantees interests in the Scheme. Interests in the Scheme are not deposits or other liabilities of ASB. They are subject to investment risk, including possible loss of income and principal invested. For more information see the ASB KiwiSaver Scheme Product Disclosure Statement available from this website and the register of offers of financial products at www.disclose-register.companiesoffice.govt.nz (search for ASB KiwiSaver Scheme).