The Terms and Conditions together with any relevant product brochure, and the terms of any account opening form or application, form the basis of your relationship with BankDirect. It is important for you to carefully read, understand and keep the Terms and Conditions as they outline the rights, obligations and responsibilities for both you and us when opening and operating bank accounts and using the services offered by BankDirect. Unless there is any written agreement to the contrary, between you and BankDirect, the Terms and Conditions will apply to your use of BankDirect products and services.
BankDirect has changed the BankDirect Terms and Conditions, so that additional cardholders are no longer liable for amounts debited to the card account. Principal cardholder(s) remain liable for these amounts. This change is effective 20 October 2008.
A copy of ASB Bank Limited's Disclosure Statement is available upon request from BankDirect or from any branch of ASB Bank, as BankDirect is part of ASB Bank Limited.