Transfer your other bank credit card or selected store card balance to an ASB Visa Platinum Rewards credit card, and receive 0% p.a. fixed interest for 6 months.
Kick back with $300 cash back
Get $300 cash back when you open a new ASB Visa Platinum Rewards credit card before 10 May 2026†. No minimum spend required.
Benefits at a glance
Earn True Rewards dollars or Everyday Rewards points at our highest earn rate.
Access to overseas travel insurance.
Low Platinum account fee of $80 p.a.
Your rewards, your choice
With an ASB Visa Platinum Rewards credit card you have the choice of earning True Rewards or Everyday Rewards on your everyday purchases. Not sure which rewards option to choose? Check out all the benefits of our two rewards options below and find the right one for you!
True Rewards
Earn True Rewards dollars (TR$) on your everyday purchases and spend instore or online.
- Earn 1 True Rewards dollar for every $100 you spend.
- TR$1 = 1 New Zealand dollar.
- Spend TR$ at over 20 partner stores.
- Contribute to your ASB KiwiSaver or donate to a range of charities.
- Alternatively use your TR$ for travel, merchandise or gift cards at our online store.
- Deals of the week on our True Rewards online store.
Everyday Rewards
Earn Everyday Rewards points on your everyday purchases and earn twice at Woolworths, bp and participating partners.
- Earn 1 Everyday Rewards point for every $1 you spend.
- Get a $15 voucher with every 2,000 points earned.
- Switch offer: Get 2,000 bonus points when you first make the switch to earn Everyday Rewards and make any qualifying purchase**.
- Exclusive member prices and weekly Boosts personalised to you.
- Redeem your discount voucher at Woolworths or bp.
- Earn twice when you also scan your Everyday Rewards card at participating partners.
Is a credit card right for me?
An ASB Visa Platinum Rewards credit card might be a good fit if you:
More options for you
ASB Visa Light
The card with no account fee, a low purchase interest rate and access to interest savings on large purchases of $1,000 or more
ASB Visa Flex
The card for getting started with some flex for your money, enjoy no fees and our lowest interest rate
How to apply
1. Join ASB
First you'll need to open an ASB bank account online and verify your identity. If you're an existing ASB customer, you can skip this step.
2. Get your info ready
You'll need your employer and income details, an overview of living expenses (like rent and food costs), detail on any debt (like student loans) and any savings or investments (like KiwiSaver).
3. Apply
Apply for the ASB Visa Platinum Rewards credit card online though the ASB Mobile Banking app or FastNet Classic internet banking. Allow 20-30 minutes to complete the application.
4. Get a decision
We'll review your application and be in touch with next steps. Take a look at what we consider when assessing applications.
Get 0% p.a. fixed interest for 6 months on your transferred balance
Offer can be withdrawn at any time. After the six months, the standard purchase interest rate for your card type will apply to any remaining balance transfer amount. Lending criteria, fees and terms apply. Find standard rates here.
Credit card interest calculator
A little can go a long way. Work out the impact of paying a little extra off your outstanding credit card balance each month.
Credit card features
Take advantage of some of these great features available with ASB credit cards.
Pay your way
Make contactless payments on the go, with Apple Pay, Google Pay, Fitbit Pay or Garmin Pay.
Card Control
Manage your ASB Visa cards anywhere, anytime with extra security and control
Bank on the go
Keep track of your transactions and manage your credit card online with FastNet Classic internet banking and the ASB Mobile app
Card Tracker
Track your ASB Visa card subscriptions in one place and see the shops and services where your card details may have been stored.
Rates and fees
Purchase interest rate
Cash advance interest rate
Balance transfer interest rate
(Fixed for 6 months)
Individual account fee
(Every 6 months)
Joint account card fee (per person)
(Every 6 months)
Additional card fee (per card)
(Every 6 months)
- Interest rates are subject to change. The purchase rate will be charged on Dishonoured Payments.
- The balance transfer interest rate will be charged on the balance transferred for 6 months from the date of the transfer. Any outstanding balance at the end of this period will be charged at the applicable standard purchase rate. Terms apply.
- Please refer to the Credit Card rates and fees for other applicable fees. Fees subject to change.
- You must make a minimum payment by the due date every month as shown on your monthly statement. A late payment fee of $4 will apply if you do not make the minimum payment due.
Apply for an ASB Visa Platinum Rewards credit card
Need help?
If you're unable to apply online, please call us on 0800 100 600.
ASB's lending criteria and terms apply. Interest rate on cash advances currently 22.95% p.a applies. Interest rates may change. Fees apply, refer to asb.co.nz for details. Fees may change. Refer to asb.co.nz for other fees and charges. Please refer to the ASB Visa Platinum Travel Insurance Policy for full details. If you are 76 years of age or over, you are not eligible for cover under the base policy, but may be able to purchase Mature Age cover to receive travel insurance benefits. Other exclusions and limitations apply.
ASB's Credit Card Conditions of Use and ASB Rewards Programme Terms apply. Everyday Rewards programme terms and conditions apply.
*You will not earn True Rewards dollars or Everyday Rewards points on cash advances or transactions treated by ASB as quasi cash advances.
Android and Google Pay are trademarks of Google LLC. For more information please visit the Google Pay support page.
Please refer to ASB Google Pay Terms and Conditions.
Please see ASB Apple Pay terms.
**Offer is valid from 25 July 2024 until further notice and is limited to one issue of bonus points per True Rewards account. Bonus points will be awarded to eligible account holders at the conclusion of the statement cycle where the qualifying purchase is made, subject to Everyday Rewards remaining the selected reward. Qualifying purchases are those which earn Everyday Rewards points. ASB will provide personally unidentifiable information to Everyday Rewards programme for the purpose of issuing the bonus points.
ASB Visa Platinum Rewards Credit Card $300 Cash back Terms and Conditions:
† Open a new ASB Visa Platinum Rewards credit card account between 2 March and 10 May 2026 and receive $300 cash back.
Offer is not available for customers who hold or have held an ASB Visa Platinum Rewards credit card account in the past 12 months, transfers from an existing ASB credit card, or in combination with any other offers.
Offer is limited to one award of $300 cash back per eligible and qualifying credit card account, and $300 will be paid to the credit card account by 30 June 2026.
The credit card account must be open at the time of ASB issuing the cash back. Offer is not transferable or redeemable for cash.