ASB's lending criteria and terms apply. Interest rate on cash advances currently 22.95% p.a applies. Interest rates may change. Fees apply, refer to asb.co.nz for details. Fees may change. Refer to asb.co.nz for other fees and charges. Credit card balance transfer terms apply. The standard purchase interest rate for your card type will apply to purchases and, after the 6 month period, to any remaining balance transfer amount. Find standard rates at asb.co.nz.
ASB's Credit Card Conditions of Use and ASB Rewards Programme Terms apply. Everyday Rewards programme terms and conditions apply.
*You will not earn True Rewards dollars or Everyday Rewards points on cash advances or transactions treated by ASB as quasi cash advances.
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Please refer to ASB Google Pay Terms and Conditions.
Please see ASB Apple Pay terms.
**Offer is valid from 25 July 2024 until further notice and is limited to one issue of bonus points per True Rewards account. Bonus points will be awarded to eligible account holders at the conclusion of the statement cycle where the qualifying purchase is made, subject to Everyday Rewards remaining the selected reward. Qualifying purchases are those which earn Everyday Rewards points. ASB will provide personally unidentifiable information to Everyday Rewards programme for the purpose of issuing the bonus points.
†Get up to $300 in Everyday Rewards vouchers Terms and Conditions:
Open a new ASB Visa Rewards, ASB Visa Platinum Rewards, or ASB Visa Business Rewards credit card account ("Eligible credit card accounts") between 14 September and 1 November 2026. Get 20,000 bonus Everyday Rewards points when you open a new ASB Visa Rewards credit card account, or 40,000 bonus Everyday Rewards points when you open a new ASB Visa Platinum Rewards or ASB Visa Business Rewards credit card account, and switch to Everyday Rewards by 20 November 2026.
Offer is not available for customers who hold or have held the relevant eligible credit card account in the past 12 months, transfer from an existing ASB credit card, or in combination with any other offers.
Offer is limited to one award of bonus points per qualifying eligible credit card account, and the bonus Everyday Rewards points will be allocated to the linked Everyday Rewards account of the cardholder by 4 December 2026.
The eligible credit card account and Everyday Rewards account must be open and linked at the time of issuing the bonus Everyday Rewards points. Bonus Everyday Rewards points will be converted to your reward choice as set in your Everyday Rewards account.
Where multiple ASB Visa rewards credit card accounts meet the eligibility criteria for this offer, you will receive the higher value available.